Patents by Inventor Drew Jacob
Drew Jacob has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11970731Abstract: The invention relates to compounds, methods and compositions for improving on nucleic acid polymerization, including DNA replication by in vitro primer extension to generate, for example, polymers for nanopore-based single molecule sequencing of a DNA template. A nucleic acid polymerase reaction composition is provided with polymerization enhancement moieties, which allows enhanced DNA polymerase activity with nucleotide analogs, resulting in improved length of primer extension products for sequencing applications.Type: GrantFiled: December 27, 2018Date of Patent: April 30, 2024Assignee: Roche Sequencing Solutions, Inc.Inventors: Mark Stamatios Kokoris, John Tabone, Melud Nabavi, Aaron Jacobs, Dylan O'Connell, Drew Goodman, Lacey Merrill, Jagadeeswaran Chandrasekar, Kendall Berg, Samantha Vellucci, Jessica Vellucci
-
Publication number: 20240127215Abstract: The disclosed embodiments include a mobile client device for providing real-time manufacturer-based financing. In one embodiment, the mobile device is configured to receive a product code associated with a manufacturer product offered for sale at a merchant location. The mobile device may further provide the product code to a financial service provider system configured to create a manufacturer-based financial service account associated with the product manufacturer. Further, the mobile device may provide, to the financial service provider system, information associated with a received account application, where the financial service provider system may create the manufacturer-based financial service account based on the received information and the product code. The mobile device may also receive a purchase code for purchasing the product using the manufacturer-based financial service account, provide it at the merchant POS location, and receive a confirmation of product purchase.Type: ApplicationFiled: December 20, 2023Publication date: April 18, 2024Applicant: Capital One Services, LLCInventors: Tobias D. RUSSELL, Drew JACOBS, Luke A. HAMMOCK
-
Patent number: 11954658Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data, and identify one or more action items in the environmental data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive user input data, and provide purchase request data to a merchant terminal in response to those inputs.Type: GrantFiled: March 22, 2023Date of Patent: April 9, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Drew Jacobs, Justin Wishne, Karen Nickerson, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
-
Publication number: 20240112254Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.Type: ApplicationFiled: December 13, 2023Publication date: April 4, 2024Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
-
Patent number: 11887183Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.Type: GrantFiled: July 20, 2021Date of Patent: January 30, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
-
Publication number: 20230419185Abstract: A method for recognizing an object in a video stream may include receiving a video stream comprising a plurality of video frames from a video source. The method may also select at least one video frame from the video frames according to a frame selection rate. The method may also partition the selected video frame into a first plurality of image blocks, and recognize, out of the first plurality of image blocks, a second plurality of image blocks which comprise an image of an object, the recognition being based on an image recognition parameter determined by a machine-learning algorithm. The method may also determine that at least one of the second plurality of image blocks corresponds to the object based on a likelihood metric, the likelihood metric being determined by the processor based on at least the frame selection rate, and display, on a display, information identifying the object.Type: ApplicationFiled: September 1, 2023Publication date: December 28, 2023Applicant: Capital One Services, LLCInventors: Hannes Mikael JOUHIKAINEN, Drew JACOBS
-
Patent number: 11783234Abstract: A method for recognizing an object in a video stream may include receiving a video stream comprising a plurality of video frames from a video source. The method may also select at least one video frame from the video frames according to a frame selection rate. The method may also partition the selected video frame into a first plurality of image blocks, and recognize, out of the first plurality of image blocks, a second plurality of image blocks which comprise an image of an object, the recognition being based on an image recognition parameter determined by a machine-learning algorithm. The method may also determine that at least one of the second plurality of image blocks corresponds to the object based on a likelihood metric, the likelihood metric being determined by the processor based on at least the frame selection rate, and display, on a display, information identifying the object.Type: GrantFiled: January 19, 2023Date of Patent: October 10, 2023Assignee: Capital One Services, LLCInventors: Hannes Mikael Jouhikainen, Drew Jacobs
-
Publication number: 20230230057Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data, and identify one or more action items in the environmental data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive user input data, and provide purchase request data to a merchant terminal in response to those inputs.Type: ApplicationFiled: March 22, 2023Publication date: July 20, 2023Inventors: Drew Jacobs, Justin Wishne, Karen Nickerson, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
-
Publication number: 20230153697Abstract: A method for recognizing an object in a video stream may include receiving a video stream comprising a plurality of video frames from a video source. The method may also select at least one video frame from the video frames according to a frame selection rate. The method may also partition the selected video frame into a first plurality of image blocks, and recognize, out of the first plurality of image blocks, a second plurality of image blocks which comprise an image of an object, the recognition being based on an image recognition parameter determined by a machine-learning algorithm. The method may also determine that at least one of the second plurality of image blocks corresponds to the object based on a likelihood metric, the likelihood metric being determined by the processor based on at least the frame selection rate, and display, on a display, information identifying the object.Type: ApplicationFiled: January 19, 2023Publication date: May 18, 2023Applicant: Capital One Services, LLCInventors: Hannes Mikael JOUHIKAINEN, Drew JACOBS
-
Patent number: 11640591Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data, and identify one or more action items in the environmental data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive user input data, and provide purchase request data to a merchant terminal in response to those inputs.Type: GrantFiled: September 4, 2020Date of Patent: May 2, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Drew Jacobs, Justin Wishne, Karen Nickerson, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
-
Patent number: 11610387Abstract: A method for recognizing an object in a video stream may include receiving a video stream from a video source, the video stream comprising a plurality of video frames. The method may also include selecting at least one video frame from the video frames according to a frame selection rate. The method may also include partitioning the selected video frame into a first plurality of image blocks. The method may also include recognizing, out of the first plurality of image blocks, a second plurality of image blocks which comprise an image of an object, the recognition being based on an image recognition parameter determined by a machine-learning algorithm. The method may also include determining that at least one of the second plurality of image blocks corresponds to the object based on a likelihood metric, the likelihood metric being determined by the processor based on at least the frame selection rate. The method may further include displaying, on a display, information identifying the object.Type: GrantFiled: February 12, 2021Date of Patent: March 21, 2023Assignee: Capital One Services, LLCInventors: Hannes Mikael Jouhikainen, Drew Jacobs
-
Patent number: 11588824Abstract: Systems and methods are provided for authenticating a user of a computing device. An example system includes a memory storing instructions, and a processor configured to execute the instructions to receive an authentication request from a user of a computing device, determine a context of the authentication request, determine a physical location of the user, and perform, based on the context of the authentication request and the physical location of the user, an associate proximity detection. The associate proximity detection includes steps to identify an associate based on at least one of the context of the authentication request or the physical location of the user, determine a physical location of the identified known associate, and determine a proximity of the user to the identified known associate. The authentication request may be approved when the determined proximity is within a threshold.Type: GrantFiled: June 18, 2020Date of Patent: February 21, 2023Assignee: Capital One Services, LLCInventors: Drew Jacobs, Hannes Jouhikainen
-
Publication number: 20220215451Abstract: The present disclosure relates to systems and methods for facilitating shopping and purchasing. The systems and methods for facilitating shopping and purchasing use an identity tag as an item tracker and/or a transaction enabler.Type: ApplicationFiled: March 23, 2022Publication date: July 7, 2022Inventors: David Gabriele, Michael Pankratz, Callie Kooiker, Justin Smith, Matthew Mitchell, Matthew Dabney, Justin Wishne, Drew Jacobs
-
Patent number: 11321757Abstract: The present disclosure relates to systems and methods for facilitating shopping and purchasing. The systems and methods for facilitating shopping and purchasing use an identity tag as an item tracker and/or a transaction enabler.Type: GrantFiled: July 13, 2020Date of Patent: May 3, 2022Assignee: CAPITAL ONE SERVICES, LLCInventors: David Gabriele, Michael Pankratz, Callie Kooiker, Justin Smith, Matthew Mitchell, Matthew Dabney, Justin Wishne, Drew Jacobs
-
Patent number: 11288703Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction.Type: GrantFiled: September 11, 2020Date of Patent: March 29, 2022Assignee: Capital One Services, LLCInventors: Thomas S. Poole, David E. Keating, Drew Jacobs, Janusz M. Niczyporuk, Luke A. Hammock
-
Publication number: 20210350452Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.Type: ApplicationFiled: July 20, 2021Publication date: November 11, 2021Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
-
Publication number: 20210304184Abstract: Methods and systems are provided for secure payment using tokens. Consistent with disclosed embodiments, a token may be used to authenticate a transaction. The token may include token information configured to replace at least a portion of static information required to authenticate a transaction. A financial services system may provide the token to a digital wallet. The digital wallet may communicate the token to a payment application. A user-associated device may implement the digital wallet and a payment device may implement the payment application. The payment application may provide the token information to a merchant system. The merchant system may provide the token information to the financial services system. The financial services system may authenticate the transaction using the token information received from the merchant system. The disclosed methods may further include determining the proximity of the user-associated device and the payment device to authenticate the request for secure payment.Type: ApplicationFiled: April 12, 2021Publication date: September 30, 2021Applicant: CAPITAL ONE SERVICES, LLCInventors: Drew Jacobs, Daniel Beck, Hannes Jouhikainen
-
Publication number: 20210256551Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for merchant accounts. The disclosed embodiments include, for example, a system for providing offers for accounts associated with a merchant. The system may be configured to receive a product identifier from a consumer, the product identifier identifying a product available from a merchant. The system may also determine whether the consumer has a current financial service account associated with the merchant. Further, the system may determine one or more incentives to offer the consumer, the one or more incentives being based at least in part on the product identifier.Type: ApplicationFiled: May 6, 2021Publication date: August 19, 2021Applicant: CAPITAL ONE SERVICES, LLCInventors: Thomas S. POOLE, David E. KEATING, Drew JACOBS, Janusz M. NICZYPORUK, Luke A. HAMMOCK
-
Patent number: 11074647Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.Type: GrantFiled: June 19, 2019Date of Patent: July 27, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
-
Patent number: 11030637Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for merchant accounts. The disclosed embodiments include, for example, a system for providing offers for accounts associated with a merchant. The system may be configured to receive a product identifier from a consumer, the product identifier identifying a product available from a merchant. The system may also determine whether the consumer has a current financial service account associated with the merchant. Further, the system may determine one or more incentives to offer the consumer, the one or more incentives being based at least in part on the product identifier.Type: GrantFiled: May 27, 2014Date of Patent: June 8, 2021Assignee: Capitol One Services, LLCInventors: Thomas S. Poole, David E. Keating, Drew Jacobs, Janusz M. Niczyporuk, Luke A. Hammock