Patents by Inventor Drew Jacobs

Drew Jacobs has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10282772
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual wardrobe management system. The system may store wardrobe data associated with a plurality of garments. The system may then receive input data indicative of a garment selection. The system may identify the garment based on the input data received. The system may then generate a garment recommendation based on the selected garment and the stored wardrobe data and provide an indication of the recommendation to a computing device.
    Type: Grant
    Filed: August 1, 2017
    Date of Patent: May 7, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Marco S. Giampaolo, Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Hannes Jouhikainen
  • Publication number: 20190073712
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.
    Type: Application
    Filed: November 5, 2018
    Publication date: March 7, 2019
    Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
  • Publication number: 20190066182
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and generate virtual environmental data based on the environmental data. The system may then provide the virtual environmental data to at least a first computing device to create a virtual environment. The system may then receive user input, and modify the virtual environment to display enhanced content in response to the user input.
    Type: Application
    Filed: October 25, 2018
    Publication date: February 28, 2019
    Inventors: Hannes Jouhikainen, Karen Nickerson, Justin Wishne, Drew Jacob, Justin Smith, Marco S. Giampaolo
  • Publication number: 20190066199
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.
    Type: Application
    Filed: October 31, 2018
    Publication date: February 28, 2019
    Inventors: Justin Wishne, Justin Smith, Karen Nickerson, Hannes Jouhikainen, Drew Jacobs, Marco S. Giampaolo
  • Patent number: 10210565
    Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.
    Type: Grant
    Filed: August 21, 2018
    Date of Patent: February 19, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
  • Publication number: 20190044952
    Abstract: Systems and methods are provided for authenticating a user of a computing device. An example system includes a memory storing instructions, and a processor configured to execute the instructions to receive an authentication request from a user of a computing device, determine a context of the authentication request, determine a physical location of the user, and perform, based on the context of the authentication request and the physical location of the user, an associate proximity detection. The associate proximity detection includes steps to identify an associate based on at least one of the context of the authentication request or the physical location of the user, determine a physical location of the identified known associate, and determine a proximity of the user to the identified known associate. The authentication request may be approved when the determined proximity is within a threshold.
    Type: Application
    Filed: October 1, 2018
    Publication date: February 7, 2019
    Applicant: Capital One Services, LLC
    Inventors: Drew JACOBS, Hannes JOUHIKAINEN
  • Publication number: 20190005541
    Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction.
    Type: Application
    Filed: September 6, 2018
    Publication date: January 3, 2019
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Thomas S. POOLE, David E. KEATING, Drew JACOBS, Janusz M. NICZYPORUK, Luke A. HAMMOCK
  • Publication number: 20180357710
    Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.
    Type: Application
    Filed: August 21, 2018
    Publication date: December 13, 2018
    Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
  • Patent number: 10152738
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and generate virtual environmental data based on the environmental data. The system may then provide the virtual environmental data to at least a first computing device to create a virtual environment. The system may then receive user input, and modify the virtual environment to display enhanced content in response to the user input.
    Type: Grant
    Filed: July 31, 2017
    Date of Patent: December 11, 2018
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Hannes Jouhikainen, Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo
  • Patent number: 10147135
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.
    Type: Grant
    Filed: April 4, 2018
    Date of Patent: December 4, 2018
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Justin Wishne, Justin Smith, Karen Nickerson, Hannes Jouhikainen, Drew Jacobs, Marco S. Giampaolo
  • Patent number: 10121190
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.
    Type: Grant
    Filed: July 31, 2017
    Date of Patent: November 6, 2018
    Assignee: Capital One Services, LLC
    Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
  • Patent number: 10122733
    Abstract: Systems and methods are provided for authenticating a user of a computing device. An example system includes a memory storing instructions, and a processor configured to execute the instructions to receive an authentication request from a user of a computing device, determine a context of the authentication request, determine a physical location of the user, and perform, based on the context of the authentication request and the physical location of the user, an associate proximity detection. The associate proximity detection includes steps to identify an associate based on at least one of the context of the authentication request or the physical location of the user, determine a physical location of the identified known associate, and determine a proximity of the user to the identified known associate. The authentication request may be approved when the determined proximity is within a threshold.
    Type: Grant
    Filed: August 4, 2017
    Date of Patent: November 6, 2018
    Assignee: Capital One Services, LLC
    Inventors: Drew Jacobs, Hannes Jouhikainen
  • Patent number: 10096042
    Abstract: The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction.
    Type: Grant
    Filed: May 27, 2014
    Date of Patent: October 9, 2018
    Assignee: Capital One Financial Corporation
    Inventors: Thomas S. Poole, David E. Keating, Drew Jacobs, Janusz M. Niczyporuk, Luke A. Hammock
  • Patent number: 10083480
    Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.
    Type: Grant
    Filed: May 3, 2018
    Date of Patent: September 25, 2018
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
  • Publication number: 20180247370
    Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.
    Type: Application
    Filed: May 3, 2018
    Publication date: August 30, 2018
    Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
  • Publication number: 20180225747
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.
    Type: Application
    Filed: April 4, 2018
    Publication date: August 9, 2018
    Inventors: Justin Wishne, Justin Smith, Karen Nickerson, Hannes Jouhikainen, Drew Jacobs, Marco S. Giampaolo
  • Publication number: 20180197164
    Abstract: The disclosed embodiments include a mobile client device for providing real-time manufacturer-based financing. In one embodiment, the mobile device is configured to receive a product code associated with a manufacturer product offered for sale at a merchant location. The mobile device may further provide the product code to a financial service provider system configured to create a manufacturer-based financial service account associated with the product manufacturer. Further, the mobile device may provide, to the financial service provider system, information associated with a received account application, where the financial service provider system may create the manufacturer-based financial service account based on the received information and the product code. The mobile device may also receive a purchase code for purchasing the product using the manufacturer-based financial service account, provide it at the merchant POS location, and receive a confirmation of product purchase.
    Type: Application
    Filed: March 11, 2018
    Publication date: July 12, 2018
    Inventors: Tobias D. Russell, Drew Jacobs, Luke A. Hammock
  • Publication number: 20180197165
    Abstract: The disclosed embodiments include a mobile client device for providing real-time manufacturer-based financing. In one embodiment, the mobile device is configured to receive a product code associated with a manufacturer product offered for sale at a merchant location. The mobile device may further provide the product code to a financial service provider system configured to create a manufacturer-based financial service account associated with the product manufacturer. Further, the mobile device may provide, to the financial service provider system, information associated with a received account application, where the financial service provider system may create the manufacturer-based financial service account based on the received information and the product code. The mobile device may also receive a purchase code for purchasing the product using the manufacturer-based financial service account, provide it at the merchant POS location, and receive a confirmation of product purchase.
    Type: Application
    Filed: March 11, 2018
    Publication date: July 12, 2018
    Inventors: Tobias D. Russell, Drew Jacobs, Luke A. Hammock
  • Publication number: 20180189854
    Abstract: The present disclosure relates to systems and methods for facilitating shopping and purchasing. The systems and methods for facilitating shopping and purchasing use an identity tag as an item tracker and/or a transaction enabler.
    Type: Application
    Filed: December 29, 2017
    Publication date: July 5, 2018
    Inventors: David GABRIELE, Michael PANKRATZ, Callie KOOIKER, Justin SMITH, Matthew MITCHELL, Matthew DABNEY, Justin WISHNE, Drew JACOBS
  • Publication number: 20180181926
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data, and identify one or more action items in the environmental data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive user input data, and provide purchase request data to a merchant terminal in response to those inputs.
    Type: Application
    Filed: July 31, 2017
    Publication date: June 28, 2018
    Inventors: Drew Jacobs, Justin Wishne, Karen Nickerson, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen