Patents by Inventor Dustin Helland

Dustin Helland has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11922526
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Grant
    Filed: August 26, 2022
    Date of Patent: March 5, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George
  • Publication number: 20240037680
    Abstract: Systems and methods are described for generating and/or displaying an overall home score for a property. The method may include: retrieving one or more attributes of a property; determining one or more home score factors from the attributes; generating an overall home score; generating a neighborhood score; and displaying the overall home score, the neighborhood score and/or a map.
    Type: Application
    Filed: October 13, 2023
    Publication date: February 1, 2024
    Inventors: Sharon Gibson, Daniel Wilson, Phillip Michael Wilkowski, Jason Goldfarb, Arsh Singh, Dustin Helland
  • Publication number: 20230394035
    Abstract: The following relates generally to generating a property measurement (e.g., a property value, a construction replacement cost, a property health score, etc.) of a subject property, and, more particularly, to generating a property measurement of the subject property when at least one property parameter of the subject property is unknown or inaccurate. In some embodiments, a set of properties nearby the subject property is identified, and information of the set of properties is received. At least one property parameter (e.g., a year built, a square footage, a qualitative build grade of the subject property, etc.) is optimized. The property measurement of the subject property may then be optimized based upon the determined at least one property parameter.
    Type: Application
    Filed: August 17, 2023
    Publication date: December 7, 2023
    Inventors: Puneit Dua, Joshua James Wiggs, Matt Corbin, Dustin Helland
  • Publication number: 20230394034
    Abstract: The following relates generally to generating a property measurement (e.g., a property value, a construction replacement cost, a property health score, etc.) of a subject property, and, more particularly, to generating a property measurement of the subject property when at least one property parameter of the subject property is unknown or inaccurate. In some embodiments, a set of properties nearby the subject property is identified, and information of the set of properties is received. At least one property parameter (e.g., a year built, a square footage, a qualitative build grade of the subject property, etc.) is optimized. The property measurement of the subject property may then be optimized based upon the determined at least one property parameter.
    Type: Application
    Filed: August 17, 2023
    Publication date: December 7, 2023
    Inventors: Puneit Dua, Joshua James Wiggs, Matt Corbin, Dustin Helland
  • Publication number: 20230394033
    Abstract: The following relates generally to generating a property measurement (e.g., a property value, a construction replacement cost, a property health score, etc.) of a subject property, and, more particularly, to generating a property measurement of the subject property when at least one property parameter of the subject property is unknown or inaccurate. In some embodiments, a set of properties nearby the subject property is identified, and information of the set of properties is received. At least one property parameter (e.g., a year built, a square footage, a qualitative build grade of the subject property, etc.) is optimized. The property measurement of the subject property may then be optimized based upon the determined at least one property parameter.
    Type: Application
    Filed: August 17, 2023
    Publication date: December 7, 2023
    Inventors: Puneit Dua, Joshua James Wiggs, Matt Corbin, Dustin Helland
  • Publication number: 20230377070
    Abstract: Systems and methods are described for generating and/or displaying an overall home score for a property. The method may include: retrieving one or more attributes of a property; determining one or more home score factors from the attributes; generating an overall home score; generating a neighborhood score; and displaying the overall home score, the neighborhood score and/or a map.
    Type: Application
    Filed: July 31, 2023
    Publication date: November 23, 2023
    Inventors: Sharon Gibson, Daniel Wilson, Phillip Michael Wilkowski, Jason Goldfarb, Arsh Singh, Dustin Helland
  • Publication number: 20230342869
    Abstract: Systems and methods are described for analyzing home data to generate a home score. The method may include: retrieving home data for a first property; determining that the first property shares home characteristics with a second property; retrieving past hazard data associated with the second property; determining, based upon at least the home data and the past hazard data, one or more first home score factors, wherein the determining includes: analyzing, using a trained machine learning data evaluation model, the home data to determine home characteristic data for the first property, determining second home score factors for the second property based at least upon the past hazard data, and determining, based upon the home characteristic data and the second home score factors, the one or more first home score factors; and generating, based upon the one or more first home score factors, a home score for the first property.
    Type: Application
    Filed: October 25, 2022
    Publication date: October 26, 2023
    Inventors: Sharon Gibson, Daniel Wilson, Phillip Michael Wilkowski, Jason Goldfarb, Arsh Singh, Dustin Helland
  • Publication number: 20230342859
    Abstract: Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) retrieving home data for a first property; (2) determining, using a trained machine learning evaluation model, one or more home score factors based upon at least the home data; (3) generating, based upon the one or more home score factors, a home score for the first property; (4) retrieving past hazard data associated with a second property; and (5) generating based upon at least the past hazard data, a home modification recommendation.
    Type: Application
    Filed: October 25, 2022
    Publication date: October 26, 2023
    Inventors: Sharon Gibson, Daniel Wilson, Phillip Michael Wilkowski, Jason Goldfarb, Arsh Singh, Dustin Helland
  • Publication number: 20220414807
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Application
    Filed: August 26, 2022
    Publication date: December 29, 2022
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George
  • Publication number: 20220392004
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Application
    Filed: November 18, 2021
    Publication date: December 8, 2022
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George
  • Patent number: 11461861
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Grant
    Filed: November 18, 2021
    Date of Patent: October 4, 2022
    Assignees: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, United Services Automobile Association (USAA)
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George