Patents by Inventor Duverney Tavares

Duverney Tavares has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for spend management and investment of funds
    Patent number: 10915959
    Abstract: A transaction management method and system are providing for managing disposition of funds for system users based on account activity. The method stores account data for the system users and instructions and at least a downloadable mobile application, The method receives through an interface over a network, an indication of account activity by the system user and determines a type of account activity. The method further identifies identifying a spending category for the account activity and performs an accounting for the spending category to determine if the account activity is indicative of system user underspending. The method further includes investing calculated underspending. An investment card may be utilized.
    Type: Grant
    Filed: October 18, 2016
    Date of Patent: February 9, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Benjamin Sokol, Ryan A. Schlosser, Duverney Tavares
  • System and Method for Spend Management and Investment of Funds
    Publication number: 20190272593
    Abstract: A transaction management method and system are providing for managing disposition of funds for system users based on account activity. The method stores account data for the system users and instructions and at least a downloadable mobile application, The method receives through an interface over a network, an indication of account activity by the system user and determines a type of account activity. The method further identifies identifying a spending category for the account activity and performs an accounting for the spending category to determine if the account activity is indicative of system user underspending. The method further includes investing calculated underspending. An investment card may be utilized.
    Type: Application
    Filed: October 18, 2016
    Publication date: September 5, 2019
    Inventors: Benjamin Sokol, Ryan A. Schlosser, Duverney Tavares