Abstract: A hybrid VTOL jet car comprising a light weight floatable chassis adapted for carrying a payload, a retractable tail section attached to a light weight floatable chassis at the rear end adapted for stabilizing the hybrid VTOL jet car, a plurality of wheels at the bottom of the hybrid VTOL jet car, a plurality of retractable wings on the sides of light weight floatable chassis, adapted for maneuvering the hybrid VTOL jet car. Further features may include a plurality of thrust-producing engines adapted for generating the thrust required for driving the hybrid VTOL jet car on a surface as well as in the air and a plurality of parachutes attached to the hybrid VTOL jet car to safely land the hybrid VTOL jet car under emergency.

Abstract: Provided is an artificial intelligence (AI) amphibious vertical take-off and landing modular hybrid flying automobile. The automobile may include a vehicle and a drone. The vehicle may include a vehicle body, a chassis, an engine, a transmission unit, a steering unit, a brake unit, an AI vehicle control unit, and one or more batteries. The vehicle may further include a wind turbine, a fuel cell stack, a hydrogen storage tank, an AI control unit, a plurality of sensors, and an obstacle detection module in communication with the plurality of sensors. The obstacle detection module may be configured to detect an obstacle and activate the brake unit. The drone may include a connection unit configured to releasably attach to a top of the vehicle body of the vehicle, a drone body, propellers configured to provide a vertical take-off and landing, and an AI drone control unit.

Abstract: Provided is a method for issuing single-use and multiple-use digital currency via a mobile and wearable device. The method may include receiving a currency issuance request from a user, prompting the user to enter a user authentication information, accessing a user account maintained by a currency issuer, generating the digital currency based on payment data of the user account, and providing the digital currency to the mobile and wearable device. The method may continue with receiving a transaction request from a merchant and matching merchant identification data provided by the user in the currency issuance request and merchant identification data provide by the merchant. If the match of the merchant identification data is determined, the method may continue with authorizing a payment transaction by transferring a payment amount from the digital currency to a merchant account associated with the merchant.

Abstract: The present invention relates to a hybrid VTOL jet car comprising a light weight floatable chassis adapted for carrying a payload, a retractable tail section attached to a light weight floatable chassis at rear end adapted for stabilizing the hybrid VTOL jet car, a plurality of wheels at the bottom of the hybrid VTOL jet car, a plurality of retractable wings on the sides of light weight floatable chassis, adapted for maneuvering the hybrid VTOL jet car. Disclosed embodiments further comprising a plurality of thrust-producing engines adapted for generating the thrust required for driving the hybrid VTOL jet car on a surface as well as in the air and a plurality of parachutes attached to the hybrid VTOL jet car to safely land the hybrid VTOL jet car under emergency.

Abstract: Provided are equity crowdfunding platform for startup projects and methods of using thereof. An exemplary equity crowdfunding platform comprises an online service, a processor, and a database in communication with the online service and the processor. The online service is configured to receive information associated with a crowdfunding request from an owner of a startup project. The processor checks the information using a set of pre-defined rules to determine whether the startup project complies with the pre-defined rules. If the startup project related to the information complies with the pre-defined rules, the processor generates a crowdfunding request page for startup project using the information. The crowdfunding request page is provided to investors via the online service. The database is configured to store at least the information, the pre-defined rules, and the crowdfunding request page.

Abstract: Provided are computer implemented methods and systems for facilitating mobile device payments using barcodes displayed on mobile devices and scanned by merchants at checkout counters. When a customer is ready to tender a payment to a merchant, instead of using a credit card, cash, or check, the customer activates an application on his mobile device. The mobile device includes or obtains information about the payment system of this merchant. Furthermore, the mobile device includes or obtains information about the customer/mobile device user and then uses these two pieces of information to generate and display a barcode that encodes customer payment information specific to this merchant. The barcode is scanned at the checkout counter and processed to retrieve customer records from a database of the payment processing system. These records are then used to transfer funds between the merchant and customer, obtain discounts, and/or perform other retail transactions.

Abstract: An amphibious VTOL unmanned aerial device, comprising, the cameras is adapted for providing a real-time first-person video and a real-time first-person view and normal footage video recording and 360-degree panoramic video recording used for virtual reality views and interactive video, the communication system to communicate with plurality of other devices Plurality of rotors, the rotors are adapted for creating the thrust, the solar panel is adapted for converting the solar energy to electrical use,the rear propeller is adapted for horizontal flight and also used as wind turbine to charge the batteries. The Al control device to control the various control surfaces and communication system, plurality of sensors, to detect the location of the drones, the stabilization system to stabilize the camera and the drone during the flight.