Patents by Inventor E. Bai Koo

E. Bai Koo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20120271689
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: June 25, 2012
    Publication date: October 25, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharnak, E. Bai Koo
  • Publication number: 20120265593
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: June 26, 2012
    Publication date: October 18, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharnak, E. Bai Koo
  • Publication number: 20120054000
    Abstract: A system and method for managing a rewards program is disclosed. A reward redemption request is provided in exchange of reward points accrued by a customer. Based on the redeemed reward points, the customer is provided a redeemed reward. The redeemed reward is compared with redemption criteria. The redemption criteria may be based on the amount of redeemed reward points and/or the redeemed reward. In response to meeting the redemption criteria, the reward redemption may qualify for a rewards program bonus.
    Type: Application
    Filed: September 1, 2010
    Publication date: March 1, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Mary Beth Boppert, Victor Colombo, Christine C. Etheredge, E Bai Koo, Silvia Mansur de Oliveira, Denee C. Perry
  • Publication number: 20100106585
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Shamak, E. Bai Koo
  • Publication number: 20100106579
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharnak, E. Bai Koo
  • Publication number: 20100106584
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepark K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharmak, E. Bai Koo
  • Publication number: 20100106580
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharnak, E. Bai Koo
  • Publication number: 20100106581
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Shamak, E. Bai Koo
  • Publication number: 20100106583
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharnak, E. Bai Koo
  • Publication number: 20100106589
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Shamak, E. Bai Koo
  • Publication number: 20100106576
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharmak, E. Bai Koo
  • Publication number: 20100106582
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepak K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharnak, E. Bai Koo
  • Publication number: 20100106586
    Abstract: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum amount due, and making the payment through an automatic payment scheme. If a received payment satisfies one or more predefined criteria, one or more incentives are selected for the consumer, tracked, and provided to the consumer. The system analyzes payment information to determine attributes and positive (desirable) behavior and provides incentives to the consumer based on such positive behaviors.
    Type: Application
    Filed: August 24, 2009
    Publication date: April 29, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Christine C. Etheredge, Jessica A. Kaplan, Deepark K. Kapoor, Jason K. Leung, Denee Perry, Larry Sharnek, E. Bai Koo