Patents by Inventor Earl Sargent

Earl Sargent has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for adjusting premium rate based on usage
    Patent number: 12002106
    Abstract: A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part on the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display.
    Type: Grant
    Filed: July 27, 2022
    Date of Patent: June 4, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Igor Alexandre Gregorio, Eric John Ortiz, Veronica Montemayor, Jennifer Lynne Gravely, Earl Sargent, Fernando Sanzzi, Mark Medeiros
  • Systems and methods for adjusting premium rate based on usage
    Patent number: 11403714
    Abstract: A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part of the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display.
    Type: Grant
    Filed: September 23, 2020
    Date of Patent: August 2, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Igor Alexandre Gregorio, Eric John Ortiz, Veronica Montemayor, Jennifer Lynne Gravely, Earl Sargent, Fernando Sanzzi, Mark Medeiros
  • Systems and methods for adjusting premium rate based on usage
    Patent number: 10832342
    Abstract: A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part of the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display.
    Type: Grant
    Filed: July 31, 2018
    Date of Patent: November 10, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Igor Alexandre Gregorio, Eric John Ortiz, Veronica Montemayor, Jennifer Lynne Gravely, Earl Sargent, Fernando Sanzzi, Mark Medeiros