Patents by Inventor Earney E. Stoutenburg
Earney E. Stoutenburg has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9098849Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.Type: GrantFiled: October 4, 2013Date of Patent: August 4, 2015Assignee: The Western Union CompanyInventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
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Publication number: 20140180921Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.Type: ApplicationFiled: October 4, 2013Publication date: June 26, 2014Applicant: The Western Union CompanyInventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
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Patent number: 8584934Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.Type: GrantFiled: October 8, 2012Date of Patent: November 19, 2013Assignee: The Western Union CompanyInventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
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Patent number: 8489473Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.Type: GrantFiled: May 24, 2012Date of Patent: July 16, 2013Assignee: The Western Union CompanyInventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
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Patent number: 8355960Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.Type: GrantFiled: March 22, 2005Date of Patent: January 15, 2013Assignee: The Western Union CompanyInventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
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Patent number: 8286861Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.Type: GrantFiled: August 23, 2011Date of Patent: October 16, 2012Assignee: The Western Union CompanyInventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Saylor
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Publication number: 20120233040Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.Type: ApplicationFiled: May 24, 2012Publication date: September 13, 2012Applicant: THE WESTERN UNION COMPANYInventors: EARNEY E. STOUTENBURG, DAVID R. BAUMGARTNER, THERESA L. ANUSZEWSKI, ROSS G. KINNEY, DAVID A. OWEN
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Patent number: 8131640Abstract: A method for performing a money transfer receive transaction involving a desired amount of money to be transferred from a sender to a recipient includes receiving transaction identifying information provided by the recipient; comparing the transaction identifying information with transaction data stored on a host computer system; providing a confirmation code, to be issued to the recipient, if the transaction identifying information matches the transaction data stored on the host computer system; storing the confirmation code on the host computer system; receiving at the host computer system input corresponding to the confirmation code from a dispensing terminal in communication with the host computer system; comparing the input to the stored confirmation code; and allowing funds, corresponding to at least a portion of the desired amount of money, to be dispensed by the dispensing terminal if the input matches the stored confirmation code.Type: GrantFiled: September 24, 2009Date of Patent: March 6, 2012Assignee: The Western Union CompanyInventors: Dean A. Seifert, Earney E. Stoutenburg
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Publication number: 20120054069Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.Type: ApplicationFiled: August 23, 2011Publication date: March 1, 2012Applicant: The Western Union CompanyInventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
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Patent number: 8025212Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.Type: GrantFiled: November 18, 2005Date of Patent: September 27, 2011Assignee: The Western Union CompanyInventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
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Patent number: 7950575Abstract: A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.Type: GrantFiled: January 12, 2010Date of Patent: May 31, 2011Assignee: The Western Union CompanyInventors: Earney E. Stoutenburg, Dean A. Seifert
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Patent number: 7844494Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.Type: GrantFiled: September 26, 2001Date of Patent: November 30, 2010Assignees: First Data Corporation, The Western Union CompanyInventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
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Publication number: 20100179908Abstract: A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.Type: ApplicationFiled: January 12, 2010Publication date: July 15, 2010Applicant: THE WESTERN UNION COMPANYInventors: Earney E. Stoutenburg, Dean A. Seifert
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Patent number: 7717330Abstract: Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the first and for the second stage of the transaction. One quote associated with a stage of the transaction is selected and used to consummate the financial transfer. Other methods include marketing financial transfer transactions. Such marketing can include providing a flexible rate fixing mechanism; monitoring a financial transaction market; and fixing a rate based at least in part on monitoring the financial transaction market where the flexible rate fixing mechanism provides access to the fixed rate.Type: GrantFiled: July 18, 2008Date of Patent: May 18, 2010Assignee: The Western Union CompanyInventors: Dean A. Seifert, Earney E. Stoutenburg
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Publication number: 20100070418Abstract: A method for performing a money transfer receive transaction involving a desired amount of money to be transferred from a sender to a recipient includes receiving transaction identifying information provided by the recipient; comparing the transaction identifying information with transaction data stored on a host computer system; providing a confirmation code, to be issued to the recipient, if the transaction identifying information matches the transaction data stored on the host computer system; storing the confirmation code on the host computer system; receiving at the host computer system input corresponding to the confirmation code from a dispensing terminal in communication with the host computer system; comparing the input to the stored confirmation code; and allowing funds, corresponding to at least a portion of the desired amount of money, to be dispensed by the dispensing terminal if the input matches the stored confirmation code.Type: ApplicationFiled: September 24, 2009Publication date: March 18, 2010Applicant: THE WESTERN UNION COMPANYInventors: Dean A. Seifert, Earney E. Stoutenburg
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Patent number: 7673792Abstract: A system for performing a money transfer receive transaction includes a receive transaction staging device which provides a recipient with access to a financial services institution in order to receive transaction details from the recipient. The system also includes a data base for storing transaction details and a receive control code, wherein the transaction details include a receive amount, and wherein the receive control code corresponds to the transaction details stored on the data base. The system further includes a receive transaction fulfillment device in communication with the data base to retrieve the receive control code and the transaction details from the data base based on the receive control code. The data base verifies the receive control code and authorizes the receive transaction fulfillment device to issue cash or another negotiable instrument corresponding to at least a portion of the receive amount.Type: GrantFiled: April 26, 2006Date of Patent: March 9, 2010Assignee: The Western Union CompanyInventors: Earney E. Stoutenburg, Dean A. Seifert
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Patent number: 7654449Abstract: A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.Type: GrantFiled: February 29, 2008Date of Patent: February 2, 2010Assignee: The Western Union CompanyInventors: Earney E. Stoutenburg, Dean A. Seifert
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Patent number: 7617157Abstract: A method for performing a money transfer receive transaction involving a desired amount of money to be transferred from a sender to a recipient includes receiving transaction identifying information provided by the recipient; comparing the transaction identifying information with transaction data stored on a host computer system; providing a confirmation code, to be issued to the recipient, if the transaction identifying information matches the transaction data stored on the host computer system; storing the confirmation code on the host computer system; receiving at the host computer system input corresponding to the confirmation code from a dispensing terminal in communication with the host computer system; comparing the input to the stored confirmation code; and allowing funds, corresponding to at least a portion of the desired amount of money, to be dispensed by the dispensing terminal if the input matches the stored confirmation code.Type: GrantFiled: January 3, 2002Date of Patent: November 10, 2009Assignee: The Western Union CompanyInventors: Dean A. Seifert, Earney E. Stoutenburg
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Publication number: 20090026259Abstract: A method for performing a money transfer receive transaction includes loading payout funds, corresponding to a desired amount of money to be transferred from a sender to a recipient, in a payout account associated with a payout card, such that the payout funds are electronically accessible by the recipient using the payout card. A system for performing a money transfer receive transaction is also provided.Type: ApplicationFiled: October 6, 2008Publication date: January 29, 2009Applicant: THE WESTERN UNION COMPANYInventors: Dean A. Seifert, Earney E. Stoutenburg, David A. Owen, Maura A. Fitzgerald
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Publication number: 20080294564Abstract: Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the first and for the second stage of the transaction. One quote associated with a stage of the transaction is selected and used to consummate the financial transfer. Other methods include marketing financial transfer transactions. Such marketing can include providing a flexible rate fixing mechanism; monitoring a financial transaction market; and fixing a rate based at least in part on monitoring the financial transaction market where the flexible rate fixing mechanism provides access to the fixed rate.Type: ApplicationFiled: July 18, 2008Publication date: November 27, 2008Applicant: The Western Union CompanyInventors: Dean A. Seifert, Earney E. Stoutenburg