Patents by Inventor Earney E. Stoutenburg

Earney E. Stoutenburg has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9098849
    Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.
    Type: Grant
    Filed: October 4, 2013
    Date of Patent: August 4, 2015
    Assignee: The Western Union Company
    Inventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
  • Publication number: 20140180921
    Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.
    Type: Application
    Filed: October 4, 2013
    Publication date: June 26, 2014
    Applicant: The Western Union Company
    Inventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
  • Patent number: 8584934
    Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.
    Type: Grant
    Filed: October 8, 2012
    Date of Patent: November 19, 2013
    Assignee: The Western Union Company
    Inventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
  • Patent number: 8489473
    Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
    Type: Grant
    Filed: May 24, 2012
    Date of Patent: July 16, 2013
    Assignee: The Western Union Company
    Inventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
  • Patent number: 8355960
    Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
    Type: Grant
    Filed: March 22, 2005
    Date of Patent: January 15, 2013
    Assignee: The Western Union Company
    Inventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
  • Patent number: 8286861
    Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.
    Type: Grant
    Filed: August 23, 2011
    Date of Patent: October 16, 2012
    Assignee: The Western Union Company
    Inventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Saylor
  • Publication number: 20120233040
    Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
    Type: Application
    Filed: May 24, 2012
    Publication date: September 13, 2012
    Applicant: THE WESTERN UNION COMPANY
    Inventors: EARNEY E. STOUTENBURG, DAVID R. BAUMGARTNER, THERESA L. ANUSZEWSKI, ROSS G. KINNEY, DAVID A. OWEN
  • Patent number: 8131640
    Abstract: A method for performing a money transfer receive transaction involving a desired amount of money to be transferred from a sender to a recipient includes receiving transaction identifying information provided by the recipient; comparing the transaction identifying information with transaction data stored on a host computer system; providing a confirmation code, to be issued to the recipient, if the transaction identifying information matches the transaction data stored on the host computer system; storing the confirmation code on the host computer system; receiving at the host computer system input corresponding to the confirmation code from a dispensing terminal in communication with the host computer system; comparing the input to the stored confirmation code; and allowing funds, corresponding to at least a portion of the desired amount of money, to be dispensed by the dispensing terminal if the input matches the stored confirmation code.
    Type: Grant
    Filed: September 24, 2009
    Date of Patent: March 6, 2012
    Assignee: The Western Union Company
    Inventors: Dean A. Seifert, Earney E. Stoutenburg
  • Publication number: 20120054069
    Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.
    Type: Application
    Filed: August 23, 2011
    Publication date: March 1, 2012
    Applicant: The Western Union Company
    Inventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
  • Patent number: 8025212
    Abstract: Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.
    Type: Grant
    Filed: November 18, 2005
    Date of Patent: September 27, 2011
    Assignee: The Western Union Company
    Inventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
  • Patent number: 7950575
    Abstract: A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.
    Type: Grant
    Filed: January 12, 2010
    Date of Patent: May 31, 2011
    Assignee: The Western Union Company
    Inventors: Earney E. Stoutenburg, Dean A. Seifert
  • Patent number: 7844494
    Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
    Type: Grant
    Filed: September 26, 2001
    Date of Patent: November 30, 2010
    Assignees: First Data Corporation, The Western Union Company
    Inventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
  • Publication number: 20100179908
    Abstract: A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.
    Type: Application
    Filed: January 12, 2010
    Publication date: July 15, 2010
    Applicant: THE WESTERN UNION COMPANY
    Inventors: Earney E. Stoutenburg, Dean A. Seifert
  • Patent number: 7717330
    Abstract: Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the first and for the second stage of the transaction. One quote associated with a stage of the transaction is selected and used to consummate the financial transfer. Other methods include marketing financial transfer transactions. Such marketing can include providing a flexible rate fixing mechanism; monitoring a financial transaction market; and fixing a rate based at least in part on monitoring the financial transaction market where the flexible rate fixing mechanism provides access to the fixed rate.
    Type: Grant
    Filed: July 18, 2008
    Date of Patent: May 18, 2010
    Assignee: The Western Union Company
    Inventors: Dean A. Seifert, Earney E. Stoutenburg
  • Publication number: 20100070418
    Abstract: A method for performing a money transfer receive transaction involving a desired amount of money to be transferred from a sender to a recipient includes receiving transaction identifying information provided by the recipient; comparing the transaction identifying information with transaction data stored on a host computer system; providing a confirmation code, to be issued to the recipient, if the transaction identifying information matches the transaction data stored on the host computer system; storing the confirmation code on the host computer system; receiving at the host computer system input corresponding to the confirmation code from a dispensing terminal in communication with the host computer system; comparing the input to the stored confirmation code; and allowing funds, corresponding to at least a portion of the desired amount of money, to be dispensed by the dispensing terminal if the input matches the stored confirmation code.
    Type: Application
    Filed: September 24, 2009
    Publication date: March 18, 2010
    Applicant: THE WESTERN UNION COMPANY
    Inventors: Dean A. Seifert, Earney E. Stoutenburg
  • Patent number: 7673792
    Abstract: A system for performing a money transfer receive transaction includes a receive transaction staging device which provides a recipient with access to a financial services institution in order to receive transaction details from the recipient. The system also includes a data base for storing transaction details and a receive control code, wherein the transaction details include a receive amount, and wherein the receive control code corresponds to the transaction details stored on the data base. The system further includes a receive transaction fulfillment device in communication with the data base to retrieve the receive control code and the transaction details from the data base based on the receive control code. The data base verifies the receive control code and authorizes the receive transaction fulfillment device to issue cash or another negotiable instrument corresponding to at least a portion of the receive amount.
    Type: Grant
    Filed: April 26, 2006
    Date of Patent: March 9, 2010
    Assignee: The Western Union Company
    Inventors: Earney E. Stoutenburg, Dean A. Seifert
  • Patent number: 7654449
    Abstract: A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.
    Type: Grant
    Filed: February 29, 2008
    Date of Patent: February 2, 2010
    Assignee: The Western Union Company
    Inventors: Earney E. Stoutenburg, Dean A. Seifert
  • Patent number: 7617157
    Abstract: A method for performing a money transfer receive transaction involving a desired amount of money to be transferred from a sender to a recipient includes receiving transaction identifying information provided by the recipient; comparing the transaction identifying information with transaction data stored on a host computer system; providing a confirmation code, to be issued to the recipient, if the transaction identifying information matches the transaction data stored on the host computer system; storing the confirmation code on the host computer system; receiving at the host computer system input corresponding to the confirmation code from a dispensing terminal in communication with the host computer system; comparing the input to the stored confirmation code; and allowing funds, corresponding to at least a portion of the desired amount of money, to be dispensed by the dispensing terminal if the input matches the stored confirmation code.
    Type: Grant
    Filed: January 3, 2002
    Date of Patent: November 10, 2009
    Assignee: The Western Union Company
    Inventors: Dean A. Seifert, Earney E. Stoutenburg
  • Publication number: 20090026259
    Abstract: A method for performing a money transfer receive transaction includes loading payout funds, corresponding to a desired amount of money to be transferred from a sender to a recipient, in a payout account associated with a payout card, such that the payout funds are electronically accessible by the recipient using the payout card. A system for performing a money transfer receive transaction is also provided.
    Type: Application
    Filed: October 6, 2008
    Publication date: January 29, 2009
    Applicant: THE WESTERN UNION COMPANY
    Inventors: Dean A. Seifert, Earney E. Stoutenburg, David A. Owen, Maura A. Fitzgerald
  • Publication number: 20080294564
    Abstract: Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the first and for the second stage of the transaction. One quote associated with a stage of the transaction is selected and used to consummate the financial transfer. Other methods include marketing financial transfer transactions. Such marketing can include providing a flexible rate fixing mechanism; monitoring a financial transaction market; and fixing a rate based at least in part on monitoring the financial transaction market where the flexible rate fixing mechanism provides access to the fixed rate.
    Type: Application
    Filed: July 18, 2008
    Publication date: November 27, 2008
    Applicant: The Western Union Company
    Inventors: Dean A. Seifert, Earney E. Stoutenburg