Patents by Inventor Ed Starrs

Ed Starrs has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20080306839
    Abstract: Methods and apparatus for processing an online payment for an item is disclosed. In one implementation, the method includes receiving information from a user corresponding to online payment for an item. The information from the user is received through a graphical user interface, and includes an authorization to pay for the item using an electronic check. The method further includes creating an electronic image of an authorized demand draft based on the authorization received from the user. The electronic image of the authorized demand draft is created directly from the information provided by the user through the graphical user interface. The electronic image includes a stage in which a physical version of the electronic check is printed out from the electronic image, briefly, before being scanned back to electronic format and transmitted.
    Type: Application
    Filed: June 23, 2008
    Publication date: December 11, 2008
    Applicant: MyECheck, Inc.
    Inventor: Ed STARRS
  • Patent number: 7389913
    Abstract: Methods and apparatus for processing an online payment for an item. In one implementation, the method includes receiving information from a user corresponding to online payment for an item. The information from the user is received through a graphical user interface, and includes an authorization to pay for the item using an electronic check. The method further includes creating an electronic image of an authorized demand draft based on the authorization received from the user. The electronic image of the authorized demand draft is created directly from the information provided by the user through the graphical user interface.
    Type: Grant
    Filed: April 28, 2006
    Date of Patent: June 24, 2008
    Inventor: Ed Starrs
  • Publication number: 20070288380
    Abstract: Methods and apparatus for processing an online payment for an item. In one implementation, the method includes receiving information from a user corresponding to online payment for an item. The information from the user is received through a graphical user interface, and includes an authorization to pay for the item using an electronic check. The method further includes creating an electronic image of an authorized demand draft based on the authorization received from the user. The electronic image of the authorized demand draft is created directly from the information provided by the user through the graphical user interface.
    Type: Application
    Filed: April 28, 2006
    Publication date: December 13, 2007
    Inventor: Ed Starrs
  • Publication number: 20040199462
    Abstract: A method for providing secure payment over a network, includes: receiving a request from a consumer for payment of an amount from a consumer account with a secure payment entity to a merchant; determining by the secure payment entity that a blended risk score on the consumer is of an acceptable level; debiting the amount from the consumer account by the secure payment entity; and crediting the amount to a merchant account with the secure payment entity by the secure payment entity, where the secure payment entity guarantees the credit of the amount to the merchant account. In this manner, consumers are able to purchase goods and services from merchants while minimizing the merchants' losses from charge backs and fraud.
    Type: Application
    Filed: April 2, 2003
    Publication date: October 7, 2004
    Inventor: Ed Starrs