Patents by Inventor Eddy Almonte

Eddy Almonte has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR FACILITATING ELECTRONIC TRANSFER OF FUNDS
    Publication number: 20060277143
    Abstract: A system for facilitating electronic transfer of funds includes a transfer administrator in communication with a transferor institution, one or more intermediary institution, and a transferee institution, the transferor institution having an account at the one or more intermediary institution. The transfer administrator may be configured to receive an incoming payment request designating said transferor institution, a quantity of funds to be transferred, and the transferee institution. The transfer administrator generates and issues a translated payment order based at least in part on the incoming payment request and configured to accomplish a transfer among the transferor institution, the one or more intermediary institution, and the transferee institution. Finally, the transfer administrator may facilitate processing of a balancing payment among the transferor institution, the one or more intermediary institution, and the transferee institution.
    Type: Application
    Filed: August 16, 2006
    Publication date: December 7, 2006
    Applicant: AMERICAN EXPRESS BANK LTD.
    Inventors: Eddy Almonte, Steven Aponte, Gennaro Bruni, Luiz Couto, Gabriela Crespo, Nageswararao Dasari, Nina Eckstein, Joseph Fernandez, Bill Gilbert, Gordon Joost, George Kreiner, Subramaniam Krishnan, Ramaswamy Madhavan, Arthur McGrath, Colleen Wolfe
  • System and method for facilitating electronic transfer of funds
    Patent number: 7110980
    Abstract: A system for facilitating electronic transfer of funds includes a transfer administrator in communication with a transferor institution, one or more intermediary institution, and a transferee institution, the transferor institution having an account at the one or more intermediary institution. The transfer administrator may be configured to receive an incoming payment request designating said transferor institution, a quantity of funds to be transferred, and the transferee institution. The transfer administrator generates and issues a translated payment order based at least in part on the incoming payment request and configured to accomplish a transfer among the transferor institution, the one or more intermediary institution, and the transferee institution. Finally, the transfer administrator may facilitate processing of a balancing payment among the transferor institution, the one or more intermediary institution, and the transferee institution.
    Type: Grant
    Filed: February 5, 2003
    Date of Patent: September 19, 2006
    Assignee: American Express Bank Ltd.
    Inventors: Eddy Almonte, Steven Aponte, Gennaro Bruni, Luiz C. Couto, Gabriela Crespo, Nageswararao Dasari, Nina Eckstein, Joseph Fernandez, Bill Gilbert, Gordon Joost, George Kreiner, Subramaniam Krishnan, Ramaswamy Madhavan, Arthur McGrath, Colleen Wolfe
  • System and method for facilitating electronic transfer of funds
    Publication number: 20030236726
    Abstract: A system for facilitating electronic transfer of funds includes a transfer administrator in communication with a transferor institution, one or more intermediary institution, and a transferee institution, the transferor institution having an account at the one or more intermediary institution. The transfer administrator may be configured to receive an incoming payment request designating said transferor institution, a quantity of funds to be transferred, and the transferee institution. The transfer administrator generates and issues a translated payment order based at least in part on the incoming payment request and configured to accomplish a transfer among the transferor institution, the one or more intermediary institution, and the transferee institution. Finally, the transfer administrator may facilitate processing of a balancing payment among the transferor institution, the one or more intermediary institution, and the transferee institution.
    Type: Application
    Filed: February 5, 2003
    Publication date: December 25, 2003
    Applicant: American Express Travel Related Services Co., Inc.
    Inventors: Eddy Almonte, Steven Aponte, Luiz C. Couto, Gabriela Crespo, Nageswararao Dasari, Nina Eckstein, Joseph Fernandez, Bill Gilbert, Gordon Joost, George Kreiner, Subramaniam Krishnan, Ramaswamy Mahavan, Arthur McGrath, Colleen Wolfe