Patents by Inventor Eden Smith

Eden Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210337389
    Abstract: A method for authentication using location correlation is disclosed. The method includes determining geographic zones and zone identifiers associated with a location of a mobile communication device. Later, transaction data is received and a zone identifier is determined from that transaction data. If the zone identifier matches one of the previously determined zone identifiers, then a match indicator is sent to an authorizing entity computer system or the transaction may be allowed to proceed.
    Type: Application
    Filed: July 2, 2021
    Publication date: October 28, 2021
    Inventors: Eden Smith, Mary Reeder, Joseph Bureau, Frederick Liu
  • Patent number: 11089482
    Abstract: A method for authentication using location correlation is disclosed. The method includes determining geographic zones and zone identifiers associated with a location of a mobile communication device. Later, transaction data is received and a zone identifier is determined from that transaction data. If the zone identifier matches one of the previously determined zone identifiers, then a match indicator is sent to an authorizing entity computer system or the transaction may be allowed to proceed.
    Type: Grant
    Filed: March 31, 2017
    Date of Patent: August 10, 2021
    Assignee: Visa International Service Association
    Inventors: Eden Smith, Mary Reeder, Joseph Bureau, Frederick Liu
  • Publication number: 20200186997
    Abstract: A method for authentication using location correlation is disclosed. The method includes determining geographic zones and zone identifiers associated with a location of a mobile communication device. Later, transaction data is received and a zone identifier is determined from that transaction data. If the zone identifier matches one of the previously determined zone identifiers, then a match indicator is sent to an authorizing entity computer system or the transaction may be allowed to proceed.
    Type: Application
    Filed: March 31, 2017
    Publication date: June 11, 2020
    Inventors: Eden Smith, Mary Reeder, Joseph Bureau, Frederick Liu
  • Publication number: 20170372281
    Abstract: Using payment processing data on which cards transact at a merchant, a payment transaction service provider may determine whether cards used at a given merchant are being used within the card's domicile or outside the domicile. When a card is used in domicile, that's a “local” user. This allows the payment transaction service provider to inform on whether a merchant is visited primarily by tourists or primarily by locals. The payment transaction service provider may also derive whether someone is a ‘tourist’ card based on any recent hotel, car rental, or flight purchases in the same location as their purchase at a merchant.
    Type: Application
    Filed: June 23, 2016
    Publication date: December 28, 2017
    Inventors: Ruben Salazar Genovez, Eden Smith, James Cao, Kellen Mannion, Qilu Xie, John Stephen