Patents by Inventor Eduardo Dela Torre
Eduardo Dela Torre has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240311908Abstract: Systems, methods, and apparatuses are described for providing trusted data. A digital trusted data (DTD) computing system of a service provider can accept requests for trusted data from internal computing systems and/or external computing systems of third parties. Based on the data requested, a retrieval protocol is determined, the retrieval protocol identifying trusted data sources and a sequence (order and/or timing) for accessing the data sources. The trusted data sources may, for example, be internal computing systems, external computing systems, and/or documents provided by a client. The requested data may be used for populating a form being completed by the client as part of an application for services from the service provider or from a third party. Data can be retrieved from data sources that are less cumbersome for the client before sources that are more cumbersome are accessed.Type: ApplicationFiled: May 20, 2024Publication date: September 19, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Clyde E. Cutting, Keith W. Harris, Erik Pilz, Wei Su, Eduardo DeLA Torre
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Patent number: 12046112Abstract: A system for monitoring financial threats includes: at least one central processing unit and system memory that causes the system to: receive information about a threat associated with a financial services device; identify a type of the threat; identify a location associated with the threat; and notify one or more customers associated with the financial services device based upon the type or the location of the threat.Type: GrantFiled: January 5, 2023Date of Patent: July 23, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
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Patent number: 11989774Abstract: Systems, methods, and apparatuses are described for providing trusted data. A digital trusted data (DTD) computing system of a service provider can accept requests for trusted data from internal computing systems and/or external computing systems of third parties. Based on the data requested, a retrieval protocol is determined, the retrieval protocol identifying trusted data sources and a sequence (order and/or timing) for accessing the data sources. The trusted data sources may, for example, be internal computing systems, external computing systems, and/or documents provided by a client. The requested data may be used for populating a form being completed by the client as part of an application for services from the service provider or from a third party. Data can be retrieved from data sources that are less cumbersome for the client before sources that are more cumbersome are accessed.Type: GrantFiled: November 19, 2018Date of Patent: May 21, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Clyde E. Cutting, Keith W. Harris, Erik Pilz, Wei Su, Eduardo DeLa Torre
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Patent number: 11574529Abstract: A system for monitoring financial threats includes: at least one central processing unit and system memory that causes the system to: receive information about a threat associated with a financial services device; identify a type of the threat; identify a location associated with the threat; and notify one or more customers associated with the financial services device based upon the type or the location of the threat.Type: GrantFiled: October 15, 2020Date of Patent: February 7, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
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Publication number: 20220156745Abstract: A method implemented on an augmented reality electronic device includes establishing a wireless connection with an automated teller machine (ATM). The AR electronic device is used to authenticate a user of the AR electronic device at the ATM. An initiation is permitted of a financial transaction through user interface functionality for the ATM that is displayed on the AR electronic device. Financial information for the financial transaction is displayed on a display screen of the AR electronic device, instead of displaying the financial information at the ATM.Type: ApplicationFiled: February 4, 2022Publication date: May 19, 2022Inventors: Harlen Bayha, Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Kourtney Eidam, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Richard Harrison Luttrell, JR., Orsolya Oldroyd, Paul Vittimberga, Dominik Vltavsky
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Patent number: 11276062Abstract: A method implemented on an augmented reality electronic device includes establishing a wireless connection with an automated teller machine (ATM). The AR electronic device is used to authenticate a user of the AR electronic device at the ATM. An initiation is permitted of a financial transaction through user interface functionality for the ATM that is displayed on the AR electronic device. Financial information for the financial transaction is displayed on a display screen of the AR electronic device, instead of displaying the financial information at the ATM.Type: GrantFiled: April 12, 2017Date of Patent: March 15, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Harlen Bayha, Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Kourtney Eidam, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Richard Harrison Luttrell, Jr., Orsolya Oldroyd, Paul Vittimberga, Dominik Vltavsky
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Patent number: 11269605Abstract: An application can be converted to new programming language or framework. A source application written for a legacy framework is analyzed and divided into smaller segments of code. The smaller segments are evaluated for quality in view of best practices design for writing applications. A rubric is determined for each segment and compared to a best practice threshold. Segments can be evaluated for features that can be passed through a model. The model converts the features into new code adapted for target framework. Machine learning and rules databases are updated with details of the conversion.Type: GrantFiled: November 13, 2019Date of Patent: March 8, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Prasanth Nandanuru, Andrew J. Garner, IV, Kory Bunya, Eduardo Dela Torre, Dennis Montenegro, Yevanna M. Yejjala, Dinakar Channakal Krishnappa, Chinababu Kona, Sai Krishna Verma Sundaragiri, Priyanka Amara, Shiju Thukalankuzhy John
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Patent number: 10984493Abstract: An example method for displaying renovation options for a structure includes: receiving homeowner financial information; receiving a selection of a renovation option; receiving pricing information of the renovation option; generating a financial impact analysis based on the homeowner financial information and the pricing information; displaying a renovation view on an augmented reality device, the renovation view displaying the structure with a representation of the renovation option depicted thereon; and displaying a financial impact analysis view showing the financial impact analysis, including a renovation budget amount.Type: GrantFiled: May 5, 2017Date of Patent: April 20, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
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Patent number: 10839655Abstract: A system for monitoring financial threats includes: at least one central processing unit and system memory that causes the system to: receive information about a threat associated with a financial services device; identify a type of the threat; identify a location associated with the threat; and notify one or more customers associated with the financial services device based upon the type or the location of the threat.Type: GrantFiled: April 12, 2017Date of Patent: November 17, 2020Assignee: Wells Fargo Bank, N.A.Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
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Patent number: 10521210Abstract: Systems and methods for converting an application to new programming language or framework is provided. A source application written in a legacy framework is analyzed and divided into smaller segments of code. The smaller segments are evaluated for quality in view of best practices design for writing applications. A rubric is determined for each segment and compared to a best practice threshold. Segments can be evaluated for features that can be passed through a model. The model converts the features into code in the new programming language. Machine learning and rules databases are updated with details of the conversion.Type: GrantFiled: May 1, 2018Date of Patent: December 31, 2019Assignee: WELLS FARGO BANK, N.A.Inventors: Prasanth Nandanuru, Andrew J. Garner, IV, Kory Bunya, Eduardo Dela Torre, Dennis Montenegro, Yevanna M. Yejjala, Dinakar Channakal Krishnappa, Chinababu Kona, Sai Krishna Verma Sundaragiri, Priyanka Amara, Shiju Thukalankuzhy John
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Patent number: 9971581Abstract: Systems and methods for converting an application to new programming language or framework is provided. A source application written in a legacy framework is analyzed and divided into smaller segments of code. The smaller segments are evaluated for quality in view of best practices design for writing applications. A rubric is determined for each segment and compared to a best practice threshold. Segments can be evaluated for features that can be passed through a model. The model converts the features into code in the new programming language. Machine learning and rules databases are updated with details of the conversion.Type: GrantFiled: February 4, 2016Date of Patent: May 15, 2018Assignee: WELLS FARGO BANK, N.A.Inventors: Prasanth Nandanuru, Priyanka Amara, Shiju Thukalankuzhy John, Andrew J. Garner, IV, Kory Bunya, Eduardo Dela Torre, Dennis Montenegro, Yevanna M. Yejjala, Dinakar Channakal Krishnappa, Chinababu Kona, Sai Krishna Verma Sundaragiri