Abstract: A learning system includes a plurality of teacher and student stations for holding one or more learning sessions between a teacher and one or more students. A server serves instructional material for creating a learning environment during the learning session, and a database stores at least one of teacher and student attributes that relate to language ability. In the present invention, the instructional material is a computer generated instructional material that is produced based on the language ability of the student or the teacher.

Abstract: A system for charging one or more learning session to one or more student accounts comprises an online learning system having one or more nodes that creates one or more online learning sessions over one or more communications channels between one or more students and corresponding teachers. An enrollment node receives student enrollment information. A scheduling node schedules the online learning session. A databases the stores information relating to one or more one or more charge criterion information for charging the one or more learning sessions to the one or more student accounts based on communications channel activity. An activity node receives communications channel activity information associated with one or more learning sessions, and an accounting node associates a charge information for a learning session to the student account based on the channel activity information and one or more charge criterion information.