Patents by Inventor Edward G McLaughlin

Edward G McLaughlin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Electronic bill presentation and payment method and system
    Patent number: 8630949
    Abstract: A comprehensive electronic bill presentment and payment system and method is described. Bills can be received by the system, in any electronic format. Bills can also be received by the system through conventional paper-based channels. Paper bills are scanned and information is extracted from the scanned bill images using OCR techniques. Bill payments can be issued using either electronic or paper-based methods. A single electronic bill presentment and payment interface is provided which shields the user from evolving billing practices.
    Type: Grant
    Filed: March 19, 2012
    Date of Patent: January 14, 2014
    Assignee: Metavant Corporation
    Inventors: Edward G. McLaughlin, Flint A. Lane
  • ELECTRONIC BILL PRESENTATION AND PAYMENT METHOD AND SYSTEM
    Publication number: 20130073455
    Abstract: A comprehensive electronic bill presentment and payment system and method is described. Bills can be received by the system, in any electronic format. Bills can also be received by the system through conventional paper-based channels. Paper bills are scanned and information is extracted from the scanned bill images using OCR techniques. Bill payments can be issued using either electronic or paper-based methods. A single electronic bill presentment and payment interface is provided which shields the user from evolving billing practices.
    Type: Application
    Filed: March 19, 2012
    Publication date: March 21, 2013
    Inventors: Edward G. McLaughlin, Flint A. Lane
  • Electronic bill presentation and payment method and system
    Patent number: 8165958
    Abstract: A comprehensive electronic bill presentment and payment system and method is described. Bills can be received by the system, in any electronic format. Bills can also be received by the system through conventional paper-based channels. Paper bills are scanned and information is extracted from the scanned bill images using OCR techniques. Bill payments can be issued using either electronic or paper-based methods. A single electronic bill presentment and payment interface is provided which shields the user from evolving billing practices.
    Type: Grant
    Filed: March 26, 1999
    Date of Patent: April 24, 2012
    Assignee: Metavante Corporation
    Inventors: Edward G. McLaughlin, Flint A. Lane
  • Apparatus and method for facilitating account restructuring in an electronic bill payment system
    Patent number: 7917435
    Abstract: A system can have a plurality of participating entities including a plurality of receivers and a plurality of originators. A data file indicative of an account restructuring of a given one of the receivers can be obtained. The data file specifies at least one old account number associated with the receiver and at least one new account number associated with the receiver. The data is placed in a conversion data structure in a format to facilitate account number conversion. Remittance data, including the old or new account number of the receiver, is obtained from a given one of the participating entities, and is routed in accordance with the old or new account number in the remittance data, and the data structure.
    Type: Grant
    Filed: July 30, 2007
    Date of Patent: March 29, 2011
    Assignee: MasterCard International Incorporated
    Inventors: Gidget A Hall, Darlene M Lohman, Pauline Ow, Edward G McLaughlin, Janet M Smith, Theresa L Altman
  • Apparatus And Method For Facilitating Account Restructuring In An Electronic Bill Payment System
    Publication number: 20080046364
    Abstract: A system can have a plurality of participating entities including a plurality of receivers and a plurality of originators. A data file indicative of an account restructuring of a given one of the receivers can be obtained. The data file specifies at least one old account number associated with the receiver and at least one new account number associated with the receiver. The data is placed in a conversion data structure in a format to facilitate account number conversion. Remittance data, including the old or new account number of the receiver, is obtained from a given one of the participating entities, and is routed in accordance with the old or new account number in the remittance data, and the data structure.
    Type: Application
    Filed: July 30, 2007
    Publication date: February 21, 2008
    Applicant: MasterCard International Incorporated
    Inventors: Gidget A. Hall, Darlene M. Lohman, Pauline Ow, Edward G. McLaughlin, Janet M. Smith, Theresa L. Altman