Abstract: A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; a maximum benefit amount payable under the insurance coverage; a first category of risks; a second category of risks; a first benefit allocation corresponding to the first category of risks; and a second benefit allocation corresponding to the second category of risks; the benefit allocations being fractions of and totaling the maximum benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of risks having a maximum equal to the corresponding benefit allocation.

Abstract: A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; a maximum benefit amount payable under the insurance coverage; a first category of risks; a second category of risks; a first benefit allocation corresponding to the first category of risks; and a second benefit allocation corresponding to the second category of risks; the benefit allocations being fractions of and totaling the maximum benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of risks having a maximum equal to the corresponding benefit allocation.

Abstract: A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; a maximum benefit amount payable under the insurance coverage; a first category of risks; a second category of risks; a first benefit allocation corresponding to the first category of risks; and a second benefit allocation corresponding to the second category of risks; the benefit allocations being fractions of and totaling the maximum benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of risks having a maximum equal to the corresponding benefit allocation.

Abstract: A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; an aggregate benefit amount, the aggregate benefit amount being a maximum benefit amount payable under the insurance coverage; a first category of health risks; a second category of health risks; a first benefit allocation corresponding to the first category of health risks; and a second benefit allocation corresponding to the second category of health risks; the benefit allocations being fractions of and totaling the aggregate benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of health risks having a maximum equal to the corresponding benefit allocation.

Abstract: Presented here invention provides the brush with specifically shaped and adjustable handle that allows holding the apparatus in the front of the body to provide efficient functions of self washing, massaging and scratching the skin of the back of the body. The handle is divided into two parts, the lower and the upper. The lower handle has a brush at one end and the gripping portion at the upper end. There is also a pivotal disc above the gripping portion of the lower handle. The upper handle contains the gripping portion at one end and the pivotal disc at the other end. Both pivotal discs are connected together by a nut. The pivotal connection allows the brush to be used in the open position, as well as, the closed position. When the brush is in the open position it will be used for maneuvering it at the back of the body. The closed position will allow using it as a traditional brush with the straight handle and also for the convenient storage.

Abstract: A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; an aggregate benefit amount, the aggregate benefit amount being a maximum benefit amount payable under the insurance coverage; a first category of health risks; a second category of health risks; a first benefit allocation corresponding to the first category of health risks; and a second benefit allocation corresponding to the second category of health risks; the benefit allocations being fractions of and totaling the aggregate benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of health risks having a maximum equal to the corresponding benefit allocation.

Abstract: A mechanical finger which visually and functionally resembles a human finger. The finger consists of three phalanges pivoted in their clevises. The first phalange is driven by a rod located in an arm and being connected to an actuator. The second and third phalanges are driven by tendons. The tension of the second phalange tendon is initiated by the movement of the first phalange and the tension of the third phalange tendon is initiated by the movement of the second phalange.

Abstract: Disclosed is a novel security benefits product that provides customizable benefits to the purchaser for a variety of different triggering conditions. The product of the present invention may be sold to an individual or a group. The product contains a feature that allows a purchaser to modify and/or vary his or her coverage related to one or more serious health events, such as disability, accident, illness, or death. Additionally, a conversion feature is provided, which allows the insured individual who purchased the product through a third party to maintain the product of the present invention even after the individual is no longer affiliated with the third party.

Abstract: Presented invention provides mechanical finger which visually and functionally resembles the human one and will be primarily used in the prosthetic hands. The finger consists of three phalanges pivoted in their clevises. The first phalange is driven by the rod located in the arm and being connected to the actuator. The second and third phalanges are driven by the tendons. The tension of the second phalange tendon is initiated by the movement of the first phalange and the tension of the third phalange tendon is initiated by the movement of the second phalange. Degree of the movement of the first phalange is determined by the actuator and degree of the movement of the second phalange is determined by the amount of slack given to the first tendon by another rod located in the arm and being adjustable lengthwise or being connected to the second actuator.

Abstract: Disclosed is a novel security benefits product that provides customizable benefits to the purchaser for a variety of different triggering conditions. The product of the present invention may be sold to an individual or a group. The product contains a feature that allows a purchaser to modify and/or vary his or her coverage related to one or more serious health events, such as disability, accident, illness, or death. Additionally, a conversion feature is provided, which allows the insured individual who purchased the product through a third party to maintain the product of the present invention even after the individual is no longer affiliated with the third party.