Patents by Inventor Edward JOSEPH

Edward JOSEPH has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12706901
    Abstract: In some embodiments, a network operation may be authenticated via a dynamic selection of an access token. In some embodiments, use of a software application, configured to store a set of access tokens, in connection with processing a network operation may be detected. A risk value associated with each access token of the set of access tokens may be received in response to providing the network operation to a set of entities associated with the set of access tokens. Based on a determination, for each access token of the set of access tokens, whether the risk value associated with the access token satisfies a threshold risk value, the network operation may be authenticated using a selected access token associated with a first risk value that satisfies the threshold risk value.
    Type: Grant
    Filed: December 22, 2023
    Date of Patent: August 11, 2026
    Assignee: Capital One Services, LLC
    Inventors: Jeffrey Rule, Edward Joseph, Matthew Kloster, Gavin Hickey
  • Publication number: 20250211584
    Abstract: In some embodiments, a network operation may be authenticated via a dynamic selection of an access token. In some embodiments, use of a software application, configured to store a set of access tokens, in connection with processing a network operation may be detected. A risk value associated with each access token of the set of access tokens may be received in response to providing the network operation to a set of entities associated with the set of access tokens. Based on a determination, for each access token of the set of access tokens, whether the risk value associated with the access token satisfies a threshold risk value, the network operation may be authenticated using a selected access token associated with a first risk value that satisfies the threshold risk value.
    Type: Application
    Filed: December 22, 2023
    Publication date: June 26, 2025
    Applicant: Capital One Services, LLC
    Inventors: Jeffrey RULE, Edward JOSEPH, Matthew KLOSTER, Gavin HICKEY