Patents by Inventor Edward Katzin
Edward Katzin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240378377Abstract: The Controversy Resolution Assistant Engine Machine Learning Apparatuses, Processes and Systems (“CRAEML”) transforms matter milestone interaction input datastructure/inputs via CRAEML components into matter milestone interaction output outputs. A matter milestone interaction request datastructure is obtained. Milestone document details are determined via an NLP engine. The milestone document details are evaluated via a first ML prediction logic datastructure to determine relevant matter data. Similar prior matters are determined by executing a search query. The milestone document details, the relevant matter data and similar prior matters data are evaluated via a second ML prediction logic datastructure to determine a best matching resolution document template. Template placeholder values for a template placeholder of the best matching resolution document template are generated via an LLM. User selection of a template placeholder value is obtained.Type: ApplicationFiled: May 13, 2024Publication date: November 14, 2024Inventor: Edward Katzin
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Patent number: 11847645Abstract: Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.Type: GrantFiled: June 18, 2020Date of Patent: December 19, 2023Assignee: Visa International Service AssociationInventors: Gourab Basu, Michael Mori, Ross Sakata, Steven Cracknell, Millie Yee, Mark Carlson, Patrick Stan, Surendra Keshan, Edward Katzin
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Patent number: 11803846Abstract: Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.Type: GrantFiled: January 28, 2021Date of Patent: October 31, 2023Assignee: Visa International Service AssociationInventors: Gourab Basu, Michael Mori, Ross Sakata, Steven Cracknell, Millie Yee, Mark Carlson, Patrick Stan, Surendra Keshan, Edward Katzin
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Patent number: 11429965Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memoType: GrantFiled: January 28, 2021Date of Patent: August 30, 2022Assignee: CardinalCommerce CorporationInventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Edward Katzin, Francis M. Sherwin
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Patent number: 11354723Abstract: The E-WALLET STORE INJECTION SEARCH APPARATUSES, METHODS AND SYSTEMS (“SIS”) transform aggregated automated shopping lists and user location data using SIS components into automated shopping item availability messages and merchant location navigation responses. In some implementations, the disclosure provides a processor-implemented method of providing an automated store injection search service.Type: GrantFiled: January 11, 2019Date of Patent: June 7, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Vishwanath Shastry, Marc Blum, Ayman Hammad, Edward Katzin, Thomas Purves, Julian Hua
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Publication number: 20210256506Abstract: Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.Type: ApplicationFiled: January 28, 2021Publication date: August 19, 2021Inventors: Gourab Basu, Michael Mori, Ross Sakata, Steven Cracknell, Millie Yee, Mark Carlson, Patrick Stan, Surendra Keshan, Edward Katzin
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Patent number: 11093919Abstract: The MERCHANT-CONSUMER BRIDGING PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MCB-Platform”) various activity requests (e.g., transaction request, merchant information update request, offer issuance request, etc.) via MCB-Platform components into transaction records and merchant database updates outputs.Type: GrantFiled: November 13, 2018Date of Patent: August 17, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Edward Katzin, Phillip L. Kumnick, Theodore David Harris, Patrick Faith, Jennifer A. Schulz
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Patent number: 11023886Abstract: The UNIVERSAL ELECTRONIC PAYMENT APPARATUSES, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.Type: GrantFiled: February 12, 2019Date of Patent: June 1, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Edward Katzin, Julian Hua, Gregory Kenneth Storey, Michael Mori, Abhinav Shrivastava, Amit Bhargava, Andrew Beck, Ayman Hammad, Ben Pfisterer, Diane Salmon, Igor Karpenko, Jennifer Schulz, Miroslav Gavrilov, Peter Ciurea, Patrick Faith, Phillip Kumnick, Saurav Chatterjee, Sebastian Badea, Shaw Li, Shipra Jha, Stacy Pourfallah, Susan French, Tenni Theurer, Theodore Harris, Thomas Purves, Vanita Pandey, Victoria Graham, Prakash Hariramani
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Publication number: 20210150525Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memoType: ApplicationFiled: January 28, 2021Publication date: May 20, 2021Inventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Edward Katzin, Francis M. Sherwin
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Patent number: 10997633Abstract: The Crowdsource and Conversational Contextual Information Injection Apparatuses, Methods and Systems (“CCCII”) transforms communication data, advertising link click request, campaign generation request, campaign search request, campaign investment request inputs via CCCII components into commission settlement, vendor ad campaign data, campaign search response, campaign investment confirmation, campaign control outputs. A tracking link request is obtained from a source communication channel. A match target for the contents is determined, and an attribution link is retrieved. A tracking link configured to identify the source channel and the attribution link is generated and provided to the source channel. A tracking link click request is obtained from the receiving user. The tracking link is analyzed to determine the source channel and the attribution link. A tracking cookie is placed on the receiving user's client. The attribution link is configured using the pixel drop data.Type: GrantFiled: May 31, 2017Date of Patent: May 4, 2021Assignee: Click Sales, Inc.Inventors: Christopher Robert McClave, Christopher Edward Haffey, Edward Katzin, Andrew Hust, Vera Coberley
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Publication number: 20200320515Abstract: Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.Type: ApplicationFiled: June 18, 2020Publication date: October 8, 2020Inventors: Gourab Basu, Michael Mori, Ross Sakata, Steven Cracknell, Millie Yee, Mark Carlson, Patrick Stan, Surendra Keshan, Edward Katzin
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Patent number: 10726413Abstract: Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.Type: GrantFiled: April 11, 2016Date of Patent: July 28, 2020Assignee: Visa International Service AssociationInventors: Gourab Basu, Michael Mori, Ross Sakata, Steven Cracknell, Millie Yee, Mark Carlson, Patrick Stan, Surendra Keshan, Edward Katzin
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Publication number: 20190244192Abstract: The UNIVERSAL ELECTRONIC PAYMENT APPARATUSES, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.Type: ApplicationFiled: February 12, 2019Publication date: August 8, 2019Inventors: Edward Katzin, Julian Hua, Gregory Kenneth Storey, Michael Mori, Abhinav Shrivastava, Amit Bhargava, Andrew Beck, Ayman Hammad, Ben Pfisterer, Diane Salmon, Igor Karpenko, Jennifer Schulz, Miroslav Gavrilov, Peter Ciurea, Patrick Faith, Phillip Kumnick, Saurav Chatterjee, Sebastian Badea, Shaw Li, Shipra Jha, Stacy Pourfallah, Susan French, Tenni Theurer, Theodore Harris, Thomas Purves, Vanita Pandey, Victoria Graham, Prakash Hariramani
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Publication number: 20190147523Abstract: The E-WALLET STORE INJECTION SEARCH APPARATUSES, METHODS AND SYSTEMS (“SIS”) transform aggregated automated shopping lists and user location data using SIS components into automated shopping item availability messages and merchant location navigation responses. In some implementations, the disclosure provides a processor-implemented method of providing an automated store injection search service.Type: ApplicationFiled: January 11, 2019Publication date: May 16, 2019Inventors: Vishwanath Shastry, Marc Blum, Ayman Hammad, Edward Katzin, Thomas Purves, Julian Hua
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Publication number: 20190080307Abstract: The MERCHANT-CONSUMER BRIDGING PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MCB-Platform”) various activity requests (e.g., transaction request, merchant information update request, offer issuance request, etc.) via MCB-Platform components into transaction records and merchant database updates outputs.Type: ApplicationFiled: November 13, 2018Publication date: March 14, 2019Inventors: Edward Katzin, Phillip L. Kumnick, Theodore David Harris, Patrick Faith, Jennifer A. Schulz
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Patent number: 10223730Abstract: The E-WALLET STORE INJECTION SEARCH APPARATUSES, METHODS AND SYSTEMS (“SIS”) transform aggregated automated shopping lists and user location data using SIS components into automated shopping item availability messages and merchant location navigation responses. In some implementations, the disclosure provides a processor-implemented method of providing an automated store injection search service.Type: GrantFiled: April 1, 2014Date of Patent: March 5, 2019Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Vishwanath Shastry, Marc Blum, Ayman Hammad, Edward Katzin, Thomas Purves, Julian Hua
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Patent number: 10223691Abstract: The UNIVERSAL ELECTRONIC PAYMENT APPARATUS, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.Type: GrantFiled: February 22, 2012Date of Patent: March 5, 2019Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Edward Katzin, Julian Hua, Gregory Kenneth Storey, Michael Mori, Abhinav Shrivastava, Amit Bhargava, Andrew Beck, Ayman Hammad, Ben Pfisterer, Diane Salmon, Igor Karpenko, Jennifer Schulz, Miroslav Gavrilov, Peter Ciurea, Patrick Faith, Phillip Kumnick, Saurav Chatterjee, Sebastian Badea, Shaw Li, Shipra Jha, Stacy Pourfallah, Susan French, Tenni Theurer, Theodore Harris, Thomas Purves, Vanita Pandey, Victoria Graham, Prakash Hariramani
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Patent number: 10204327Abstract: The MERCHANT-CONSUMER BRIDGING PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MCB-Platform”) various activity requests (e.g., transaction request, merchant information update request, offer issuance request, etc.) via MCB-Platform components into transaction records and merchant database updates outputs.Type: GrantFiled: February 3, 2012Date of Patent: February 12, 2019Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Edward Katzin, Phillip L. Kumnick, Theodore David Harris, Patrick Faith, Jennifer A. Schulz
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Publication number: 20180089753Abstract: Systems, gateway computers, and methods for using a gateway abstraction layer and application platform interfaces for conducting service transactions are disclosed. A gateway abstraction layer computers can receive service requests in multiple message formats or communication protocols, transform those service requests into other message formats to process the service using one or more networks or third-party service providers. The results of the service request can then be translated back to the message format in which the original service request was received. The gateway abstraction layer can be maintained using update messages received from service providers.Type: ApplicationFiled: November 14, 2017Publication date: March 29, 2018Inventors: Edward KATZIN, Mark CARLSON
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Publication number: 20180053224Abstract: The Crowdsource and Conversational Contextual Information Injection Apparatuses, Methods and Systems (“CCCII”) transforms communication data, advertising link click request, campaign generation request, campaign search request, campaign investment request inputs via CCCII components into commission settlement, vendor ad campaign data, campaign search response, campaign investment confirmation, campaign control outputs. A tracking link click request is obtained from a user. Historical visitor profile data is retrieved from a database based on the user's user identifier. Current visitor profile data is determined from a tracking cookie associated with the user's client. Visitor summary data is generated based on the historical visitor profile data and the current visitor profile data. A visitor profile is generated based on the visitor summary data. The tracking link is analyzed to determine a corresponding vendor link of a vendor. The vendor link is configured using the visitor profile.Type: ApplicationFiled: May 31, 2017Publication date: February 22, 2018Inventors: Christopher Robert McClave, Christopher Edward Haffey, Edward Katzin