Patents by Inventor Edward L. Laskowski

Edward L. Laskowski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 8628005
    Abstract: An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated banking machines are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the machine in exchange for the deposited check.
    Type: Grant
    Filed: October 5, 2011
    Date of Patent: January 14, 2014
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Dale H. Blackson, Edward L. Laskowski, Tim Crews, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 8613388
    Abstract: An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
    Type: Grant
    Filed: March 23, 2012
    Date of Patent: December 24, 2013
    Assignee: Diebold, Incorporated
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
  • Cash accepting and cash dispensing automated banking machine system and method
    Patent number: 8573483
    Abstract: An automated banking machine operates to carry out financial transactions responsive to data bearing records including account data read from user cards. The banking machine may accept checks and dispense cash to users. The machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is then dispensed to the user from the machine in exchange for the deposited checks.
    Type: Grant
    Filed: April 16, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Automated banking machine that outputs interference signals that jam reading ability of unauthorized card readers
    Patent number: 8517261
    Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
    Type: Grant
    Filed: November 2, 2012
    Date of Patent: August 27, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson, Edward L. Laskowski
  • Automated banking machine controlled responsive to data bearing records with currency tracking
    Patent number: 8474708
    Abstract: An automated banking machine operates responsive to data bearing records. Users of the machine may deliver and receive records including individual sheets and stacks of sheets to and from the machine, such as notes, checks, or other documents. Notes assessed by the machine as being of questionable validity can be marked with a removable mark or otherwise identified.
    Type: Grant
    Filed: October 1, 2012
    Date of Patent: July 2, 2013
    Assignee: Diebold, Incorporated
    Inventor: Edward L. Laskowski
  • Automated banking machine
    Patent number: 8474697
    Abstract: An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks, or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks, and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled, and stored in the machine or alternatively returned to a user.
    Type: Grant
    Filed: September 22, 2011
    Date of Patent: July 2, 2013
    Assignee: Diebold Incorporated
    Inventors: Keith Carpenter, Craig Hockman, Willis Miller, Laura Drozda, Paul Burns, Thomas B. Phillips, John C. Valcore, H. Thomas Graef, Edward L. Laskowski, James Meek, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Greg Miller, Arindam Laha, Joseph M. Altier
  • Automated banking machine that outputs interference signals that jam reading ability of unauthorized card readers
    Patent number: 8317092
    Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
    Type: Grant
    Filed: May 24, 2012
    Date of Patent: November 27, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson, Edward L. Laskowski, Carole Laskowski, legal representative
  • Automated banking machine controlled responsive to data bearing records with currency tracking
    Patent number: 8276812
    Abstract: An automated banking machine (10) operates responsive to data bearing records. Users of the machine may deliver and receive records including individual sheets and stacks of sheets to and from the machine such as notes, checks, or other documents. Notes assessed by the machine as being of questionable validity may be marked with a removable mark or otherwise identified.
    Type: Grant
    Filed: October 4, 2010
    Date of Patent: October 2, 2012
    Assignee: Diebold, Incorporated
    Inventor: Edward L. Laskowski
  • Automated Banking Machine that Outputs Interference Signals that Jam Reading Ability of Unauthorized Card Readers
    Publication number: 20120234913
    Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
    Type: Application
    Filed: May 24, 2012
    Publication date: September 20, 2012
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson, Edward L. Laskowski, Carole Laskowski
  • Check Accepting and Cash Dispensing Automated Banking Machine System and Method
    Publication number: 20120175415
    Abstract: An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
    Type: Application
    Filed: March 23, 2012
    Publication date: July 12, 2012
    Applicant: DIEBOLD, INCORPORATED
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
  • Automated banking machine that outputs interference signals that jam reading ability of unauthorized card readers
    Patent number: 8186579
    Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
    Type: Grant
    Filed: September 28, 2011
    Date of Patent: May 29, 2012
    Assignee: Diebold Self-Service System division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson, Edward L. Laskowski, Carole Laskowski, legal representative
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 8157163
    Abstract: An automated banking machine operates to carry out financial transactions responsive to data bearing records including account data read from user cards. The banking machine may accept checks and dispense cash to users. The machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the machine in exchange for the deposited checks.
    Type: Grant
    Filed: December 22, 2008
    Date of Patent: April 17, 2012
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 8141774
    Abstract: An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
    Type: Grant
    Filed: April 5, 2011
    Date of Patent: March 27, 2012
    Assignee: Diebold, Incorporated
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
  • Automated Banking Machine That Outputs Interference Signals That Jam Reading Ability Of Unauthorized Card Readers
    Publication number: 20120043379
    Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
    Type: Application
    Filed: September 28, 2011
    Publication date: February 23, 2012
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson, Edward L. Laskowski, Carole Laskowski
  • Automated banking machine
    Publication number: 20120023018
    Abstract: An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks, or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks, and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled, and stored in the machine or alternatively returned to a user.
    Type: Application
    Filed: September 22, 2011
    Publication date: January 26, 2012
    Applicant: Diebold, Incorporated
    Inventors: Keith Carpenter, Craig Hockman, Willis Miller, Laura Drozda, Paul Burns, Thomas B. Phillips, John C. Valcore, H. Thomas Graef, Edward L. Laskowski, James Meek, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Greg Miller, Arindam Laha, Joe Altier
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 8052046
    Abstract: A card actuated automated banking machine system and method accepts checks and dispenses cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the banking machine in exchange for the deposited check.
    Type: Grant
    Filed: March 31, 2010
    Date of Patent: November 8, 2011
    Assignee: Diebold, Incorporated
    Inventors: Dale H. Blackson, Edward L. Laskowski, Tim Crews, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Check accepting and cash dispensing automated banking machine system and method
    Patent number: 8052045
    Abstract: An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated banking machines are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the machine in exchange for the deposited check.
    Type: Grant
    Filed: October 16, 2009
    Date of Patent: November 8, 2011
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Dale H. Blackson, Edward L. Laskowski, Tim Crews, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Check accepting and cash dispensing automated banking machine system and method controlled by records bearing check maker identity data
    Patent number: 8047429
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.
    Type: Grant
    Filed: February 16, 2010
    Date of Patent: November 1, 2011
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Dale H. Blackson, Tim Crews, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski
  • Automated banking machine controlled responsive to data bearing records with currency tracking
    Publication number: 20110259955
    Abstract: An automated banking machine (10) operates responsive to data bearing records. Users of the machine may deliver and receive records including individual sheets and stacks of sheets to and from the machine such as notes, checks, or other documents. Notes assessed by the machine as being of questionable validity may be marked with a removable mark or otherwise identified.
    Type: Application
    Filed: October 4, 2010
    Publication date: October 27, 2011
    Applicant: Diebold, Incorporated
    Inventor: Edward L. Laskowski
  • Automated banking machine that uses inductance readings to detect unauthorized card reader devices
    Patent number: 8028900
    Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
    Type: Grant
    Filed: March 19, 2010
    Date of Patent: October 4, 2011
    Assignee: Diebold Self-Service Systems
    Inventors: Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson, Edward L. Laskowski, Carole Laskowski, legal representative