Abstract: Methods and systems for capturing value from a payment decline or error include receiving a token over a computer network identifying a merchant and a declined or failed transaction initiated by a consumer, receiving confirmation over the computer network that the consumer has accepted an offer for information about why the transaction failed or was declined, requesting transaction data from a payment gateway utilizing the token identifying the merchant and the transaction, receiving transaction data from the payment gateway for the declined or failed transaction, selecting a response to be delivered to the consumer based on the transaction data, and providing the response to the consumer.

Abstract: A computer-implemented method for optimizing process flow of an online order. The method includes the steps of providing a client device displaying a user interface, presenting a consumer with an information page in the user interface requesting a set of information, including the phone number of the consumer; receiving first level information from the consumer, including the consumer's phone number, and determining whether the phone number is eligible for third-party local exchange carrier billing. When the phone number is eligible for third-party local exchange carrier billing, the consumer is presented with a credit card billing page. If no credit card information is received, the consumer is then presented with a phone billing page. When the phone number is not eligible for third-party local exchange carrier billing, the consumer is presented with a credit card billing page.

Abstract: Methods and systems for capturing value from a payment decline or error include receiving a token over a computer network identifying a merchant and a declined or failed transaction initiated by a consumer, receiving confirmation over the computer network that the consumer has accepted an offer for information about why the transaction failed or was declined, requesting transaction data from a payment gateway utilizing the token identifying the merchant and the transaction, receiving transaction data from the payment gateway for the declined or failed transaction, selecting a response to be delivered to the consumer based on the transaction data, and providing the response to the consumer.

Abstract: A computer-implemented method for conducting an auction of an item associated with an event. The method includes the steps of receiving registration information from charitable organizations, donor organizations, and bidders through a network, storing the registration information on a server, matching one or more of the charitable organizations to one or more of the donor organizations and to an event based on the registration information stored on the server, conducting an auction of an item associated with the event concurrently with the event by receiving bids submitted by the bidders through the network, and securely collecting a payment for the winning bid through the network and automatically transferring at least a portion of the payment to one or more of the charitable organizations. Bidding in the auction is open during the event and closes after the event ends, and the value of the item is directly affected by occurrences during the event.

Abstract: A self-contained cell culture apparatus and method of use in which a cell culture may be stored frozen for an extended period, then thawed, incubated and grown in a closed system without additional processing or added constituents. The apparatus and method readily lend themselves to automated handling and analysis by MEMS devices, and find particular application in micro gravity and/or high radiation environments. It is emphasized that this abstract is provided to comply with the rules requiring an abstract that will allow a searcher or other reader to quickly ascertain the subject matter of the technical disclosure. It is submitted with the understanding that it will not be used to interpret or limit the scope of the claims.