Patents by Inventor Edward N. Katzin

Edward N. Katzin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Virtual Wallet Card Selection Apparatuses, Methods and Systems
    Publication number: 20140040127
    Abstract: The VIRTUAL WALLET CARD SELECTION APPARATUSES, METHODS AND SYSTEMS (“VWCS”) transform virtual wallet card selections by users utilizing mobile devices via VWCS components into virtual wallet card-based transaction purchase notifications. In one implementation, the VWCS obtains a user authentication request for a purchase transaction, and extracts a universal card account number from it. Upon querying a database, the VWCS determines that the user has access to a virtual wallet and obtains virtual wallet card selection options for the user from the database. The VWCS provides the virtual wallet card selection options to a user mobile device, and obtains a user selection of an account included among the options. The VWCS initiates a purchase transaction using the user selection. Also, upon completion of authorization of the purchase transaction, the VWCS provides a purchase receipt to the user mobile device.
    Type: Application
    Filed: September 27, 2013
    Publication date: February 6, 2014
    Applicant: Visa International Service Association
    Inventors: Saurav Chatterjee, Ayman Hammad, Edward N. Katzin, Julian Hua
  • Virtual wallet card selection apparatuses, methods and systems
    Patent number: 8577803
    Abstract: The VIRTUAL WALLET CARD SELECTION APPARATUSES, METHODS AND SYSTEMS (“VWCS”) transform virtual wallet card selections by users utilizing mobile devices via VWCS components into virtual wallet card-based transaction purchase notifications. In one implementation, the VWCS obtains a user authentication request for a purchase transaction, and extracts a universal card account number from it. Upon querying a database, the VWCS determines that the user has access to a virtual wallet and obtains virtual wallet card selection options for the user from the database. The VWCS provides the virtual wallet card selection options to a user mobile device, and obtains a user selection of an account included among the options. The VWCS initiates a purchase transaction using the user selection. Also, upon completion of authorization of the purchase transaction, the VWCS provides a purchase receipt to the user mobile device.
    Type: Grant
    Filed: June 1, 2012
    Date of Patent: November 5, 2013
    Assignee: Visa International Service Association
    Inventors: Saurav Chatterjee, Ayman Hammad, Edward N. Katzin, Julian Hua