Patents by Inventor Edward Stolbof

Edward Stolbof has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Efficient and incentivized enrollment in an automatic payment program for recurring bills
    Publication number: 20060122932
    Abstract: Systems and methods are described for a customer to enroll in and manage a program for automatic payment for the recurring bills of a number of merchants within a single interface. The interface can be provided by the customer's credit card-issuing financial institution, which contacts the customer-selected merchants and arranges for automatic payment via the credit card. As an incentive for the customer's enrollment, an award such as award points or a lower rate of interest can be provided with respect to the automatically made transactions.
    Type: Application
    Filed: December 1, 2004
    Publication date: June 8, 2006
    Applicant: Discover Financial Services, Inc.
    Inventors: Diane Birtwell, Sally Balsamo, Matthew Sloan, Edward Stolbof