Abstract: A water damage mitigation estimation method accepts insurance claim information regarding a water damage insurance claim. The insurance claim information includes a date-of-loss, an insurance-company, insured-information, and a price-book-to-use. The method also accepts structure information regarding the water damage insurance claim. The structure information including square-footage, year-built, central-air-conditioning, foundation-type, construction-type, and number-of-floors. The method accepts loss information regarding the water damage insurance claim, and the loss information includes water-source, anti-microbial, source-location, time-water-stopped, time-respondent-on-site, emergency-time, and affected-area. The method accepts a set of room-information for each water damaged room, each member of the set of room-information includes floor-level, room-dimensions, offset-inset, percent-affected, material-type, and detectable-water-affect.