Abstract: A computer-implemented method for generation of a periodic bonus payment amount for a user that has a personalized income plan, comprising the steps of obtaining, by a processor, information about a paycheck spending plan for the user, including information about a current real amount of the paycheck, a user's investment portfolio, including an actual return on the investment portfolio and an expected return on the investment portfolio, storing the paycheck spending plan information in a computer memory; determining, by a processor, a two bonus payment options, based at least in part on the current real amount of the paycheck, the actual return on the investment portfolio and the expected return on the investment portfolio, wherein the bonus payment amount is determined to be the greater of the two options; providing to a user, via a user interface, information about the bonus payment.

Abstract: A computer-implemented method for generation of personalized income plan for a use, the method includes the steps of obtaining background information about the user, storing the background information in a computer memory, obtaining longevity information from the user via a user interface, storing the longevity information in a computer memory, determining an initial income plan for a user based on the background information and longevity information; determining one or more alternative income plans based on one or more personalized retirement plan options; presenting to a user, via a user interface that implements behavioral economics, the initial income plan and one or more alternative income plans, as choices for selection by the user of one of the income plans, storing the user's selected income plan in a computer memory and displaying a message, via a user interface, based on the user's selected income plan.

Abstract: A system and method are provided for linking information to and accessing information from a video. A hotspot can be defined in a frame of a video. The hotspot can be tracked in other frames of the video. Also, the hotspot can be linked to a target. When the video is played, the hotspot can be actuated and the corresponding target executed.