Abstract: A method of enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock to store a start device confiscation time in a memory and to store an end device confiscation time in the memory, monitoring the mobile device to detect tampering occurring between the start device confiscation time and the end device confiscation time, and in response to the detecting of tampering, prompting the user for a secure identifier. Upon receipt of the secure identifier, the method may include opening a secure i/o pathway to a re-image file. The secure i/o pathway preferably enables execution of an executable re-image file. The re-image file may be used to re-image a software image of the mobile device. The re-image file may contain a pre-tampered image of the mobile device.

Abstract: A method for enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock on the mobile device to determine a start device confiscation time in the memory and to determine an end device confiscation time in the memory. The method may also include monitoring the operation of the mobile device between the start device confiscation time and the end device confiscation time to determine the existence of an anomalous device condition. The monitoring may include using a network traffic monitor device, a bandwidth usage monitor device, a battery performance monitor device, a website presentation monitor device, and/or central processing usage monitor device. The monitoring may record a device activity between the start time and the end time and flag the anomalous device condition that occurred between the start time and the end time.

Abstract: A method of enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock to store a start device confiscation time in a memory and to store an end device confiscation time in the memory, monitoring the mobile device to detect tampering occurring between the start device confiscation time and the end device confiscation time, and in response to the detecting of tampering, prompting the user for a secure identifier. Upon receipt of the secure identifier, the method may include opening a secure i/o pathway to a re-image file. The secure i/o pathway preferably enables execution of an executable re-image file. The re-image file may be used to re-image a software image of the mobile device. The re-image file may contain a pre-tampered image of the mobile device.

Abstract: A method of enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock to store a start device confiscation time in a memory and to store an end device confiscation time in the memory, monitoring the mobile device to detect tampering occurring between the start device confiscation time and the end device confiscation time, and in response to the detecting of tampering, prompting the user for a secure identifier. Upon receipt of the secure identifier, the method may include opening a secure i/o pathway to a re-image file. The secure i/o pathway preferably enables execution of an executable re-image file. The re-image file may be used to re-image a software image of the mobile device. The re-image file may contain a pre-tampered image of the mobile device.

Abstract: A method for enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock on the mobile device to determine a start device confiscation time in the memory and to determine an end device confiscation time in the memory. The method may also include monitoring the operation of the mobile device between the start device confiscation time and the end device confiscation time to determine the existence of an anomalous device condition. The monitoring may include using a network traffic monitor device, a bandwidth usage monitor device, a battery performance monitor device, a website presentation monitor device, and/or central processing usage monitor device. The monitoring may record a device activity between the start time and the end time and flag the anomalous device condition that occurred between the start time and the end time.

Abstract: A method of enhancing travel security features associated with a mobile device is provided. The method may include operating a time clock to store a start device confiscation time in a memory and to store an end device confiscation time in the memory, monitoring the mobile device to detect tampering occurring between the start device confiscation time and the end device confiscation time, and in response to the detecting of tampering, prompting the user for a secure identifier. Upon receipt of the secure identifier, the method may include opening a secure i/o pathway to a re-image file. The secure i/o pathway preferably enables execution of an executable re-image file. The re-image file may be used to re-image a software image of the mobile device. The re-image file may contain a pre-tampered image of the mobile device.

Abstract: Aspects of the present disclosure pertain to system and method of securing mobile devices using virtual certificates at a computer processor. A method may include receiving a request for access to a computer network associated with a computing device to an application associated with a network connected server processor; electronically receiving, at the server processor, a first security key fragment from the computing device; the first security key fragment being paired with a verifier key fragment unknown to the computing device; generating a conditional seed key fragment at the server processor associated with the verifier key fragment; comparing a first hash parameter to a second hash parameter at the server processor; transmitting, at the server processor, a session security key for enabling network access to the application associated with the server processor.

Abstract: Aspects of the present disclosure are directed to methods and systems for securing mobile computing applications with distributed keys. In one aspect, a computer implemented method or computer readable media include steps electronically receiving, at a computer processor of a computing device, a first security key fragment based on a user input to the computing device; electronically receiving, at the computer processor, a second security key fragment from a network connected storage entity; and electronically concatenating, at the computer processor, the first security key fragment and the second security key fragment to generate a third security key.

Abstract: A system includes a memory and processor. The memory stores a user account identifier associated with a user account. The processor receives at least one user credential and authenticates the user account based at least in part on the at least one user credential. The processor further receives a first request, from a device associated with the user account, to generate a one-time password and generates the one-time password in response to receiving the first request. The processor associates the one-time password to the user account and communicates the one-time password to the device associated with the user account. The processor further receives a second request, from a transaction device, the second request comprising an attempted one-time password, determines whether the attempted one-time password is valid, and communicates, to the transaction device, an indication that the attempted one-time password is valid in response to determining that the attempted one-time password is valid.

Abstract: A system includes a memory and processor. The memory stores a user account identifier associated with a user account. The processor receives at least one user credential and authenticates the user account based at least in part on the at least one user credential. The processor further receives a first request, from a device associated with the user account, to generate a one-time password and generates the one-time password in response to receiving the first request. The processor associates the one-time password to the user account and communicates the one-time password to the device associated with the user account. The processor further receives a second request, from a transaction device, the second request comprising an attempted one-time password, determines whether the attempted one-time password is valid, and communicates, to the transaction device, an indication that the attempted one-time password is valid in response to determining that the attempted one-time password is valid.

Abstract: A system may include a memory and processor. The memory may store a user account identifier associated with a user account. The processor may be able to receive at least one user credential and authenticate the user account based at least in part on the at least one user credential. The processor may also receive a first request, from a device associated with the user account, to generate a one-time password and generate the one-time password in response to receiving the first request. The processor may associate the one-time password to the user account and communicate the one-time password to the device associated with the user account.

Abstract: Aspects of the present disclosure pertain to system and method of securing mobile devices using virtual certificates at a computer processor. A method may include receiving a request for access to a computer network associated with a computing device to an application associated with a network connected server processor; electronically receiving, at the server processor, a first security key fragment from the computing device; the first security key fragment being paired with a verifier key fragment unknown to the computing device; generating a conditional seed key fragment at the server processor associated with the verifier key fragment; comparing a first hash parameter to a second hash parameter at the server processor; transmitting, at the server processor, a session security key for enabling network access to the application associated with the server processor.

Abstract: Aspects of the present disclosure are directed to methods and systems for securing mobile computing applications with distributed keys. In one aspect, a computer implemented method or computer readable media include steps electronically receiving, at a computer processor of a computing device, a first security key fragment based on a user input to the computing device; electronically receiving, at the computer processor, a second security key fragment from a network connected storage entity; and electronically concatenating, at the computer processor, the first security key fragment and the second security key fragment to generate a third security key.

Abstract: Systems and methods for providing a customer driven security suite are provided. The system may process a banking activity. The system may receive an account parameter from a customer. The system receive customer information corresponding to a banking activity. The system may determine whether the customer information is anomalous. The system may flag the banking activity with a first value if: (1) the information is anomalous and the account parameter overrides the anomalous information; or (2) the information is not anomalous and the account parameter does not override the information. The system may flag the banking activity with a second value if: (1) the information is not anomalous and the parameter is configured to prevent the activity when the parameter corresponds to the information, and the parameter corresponds to the information; or (2) the information is anomalous and the parameter does not override the anomalous information.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for making a mobile payment via a transfer network. In some embodiments, a first apparatus is configured to: receive readable indicia from a second apparatus; enable a user to input payment information, wherein the payment information comprises at least one of a payee, a payment amount, or a payment source; transmit the readable indicia and the payment information to a third apparatus.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for making a payment via a transfer network. In some embodiments, a first apparatus is configured to: receive readable indicia and payment information from a second apparatus, wherein the payment information comprises an amount of funds; identify an account associated with the readable indicia based on searching a database of records; process the payment information, wherein processing the payment information comprises transmitting to the identified account the determined amount of funds; transmit an acknowledgement of payment transfer to a third apparatus associated with the identified account.