Abstract: Disclosed are geo-analytical systems and methods for providing assessments of whether articles purporting to be a genuine specimen authorized by a source are indeed genuine. Genuine specimens of the product from the source have affixed thereto an identifier unique amongst genuine such products and readable by a mobile device. A mobile device may collect the identifier and send it to a server along with the location where it was collected. The server maintains a history of collections of the identifier. The history may include information such as a date and/or time of each collection. The collection history is analyzed to produce an assessment of the likelihood the article is a genuine specimen by estimating the likelihood the history corresponds to a genuine article. The assessment is sent to the mobile device for presentation to a user.

Abstract: A method for enabling an individual, business, or other entity to exchange confidential information or to make purchases or conduct financial or other transactions over a public or quasi-public network while limiting the transmission of confidential, sensitive, financial or other information over the public or quasi-public network and limiting access to such information by unauthorized individuals. The method includes storing confidential, sensitive, financial or other information on a processing computer connected to the computer system or systems of one or more businesses or financial or other institutions by way of a private, non-public network. A first electronic message is sent from a first computer to a central network computer through transmission over the public or quasi-public network. At least a portion of the first electronic message received by the central network computer is stored on data storage or data transfer media.