Patents by Inventor Eitan Torf

Eitan Torf has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System for Reducing Transaction Failure
    Publication number: 20230029525
    Abstract: A method includes receiving a payment request that indicates a card identifier corresponding to a payment instrument to be used for payment. The method further includes determining that the card identifiers fails to satisfy at least one card activity criteria. Additionally, method includes subsequent to determining that no failed authorization attempts were performed for the card identifier within a previous time period, retrieving, from a database, a decline probability score associated with the card identifier. The method also includes based on the decline probability score, determining whether to transmit an authorization request for the card identifier prior to processing the payment request.
    Type: Application
    Filed: October 17, 2022
    Publication date: February 2, 2023
    Inventors: Logasundari Vinayagam, Aniket Vilas Jadhav, Rahul Nimje, Arie Benhamou, Nagavenkatasyamsundar Ambadipudi, Eitan Torf, Gayathri Baskaran, Phanishankar Pandravada
  • System for reducing transaction failure
    Patent number: 11501311
    Abstract: A method includes receiving a payment request that indicates a card identifier corresponding to a payment instrument to be used for payment. The method further includes determining that the card identifiers fails to satisfy at least one card activity criteria. Additionally, method includes subsequent to determining that no failed authorization attempts were performed for the card identifier within a previous time period, retrieving, from a database, a decline probability score associated with the card identifier. The method also includes based on the decline probability score, determining whether to transmit an authorization request for the card identifier prior to processing the payment request.
    Type: Grant
    Filed: December 30, 2019
    Date of Patent: November 15, 2022
    Assignee: PAYPAL, INC.
    Inventors: Logasundari Vinayagam, Aniket Vilas Jadhav, Rahul Nimje, Arie Benhamou, Nagavenkatasyamsundar Ambadipudi, Eitan Torf, Gayathri Baskaran, Phanishankar Pandravada
  • System for Reducing Transaction Failure
    Publication number: 20210201319
    Abstract: A method includes receiving a payment request that indicates a card identifier corresponding to a payment instrument to be used for payment. The method further includes determining that the card identifiers fails to satisfy at least one card activity criteria. Additionally, method includes subsequent to determining that no failed authorization attempts were performed for the card identifier within a previous time period, retrieving, from a database, a decline probability score associated with the card identifier. The method also includes based on the decline probability score, determining whether to transmit an authorization request for the card identifier prior to processing the payment request.
    Type: Application
    Filed: December 30, 2019
    Publication date: July 1, 2021
    Inventors: Logasundari Vinayagam, Aniket Jadhav, Rahul Nimje, Arie Benhamou, Nagavenkatasyamsundar Ambadipudi, Eitan Torf, Gayathri Baskaran, Phanishankar Pandravada