Patents by Inventor Ekas Kaur RAI
Ekas Kaur RAI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11935528Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating the audible alert, it is determined whether an authorized audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more authorized audible interface devices. In response to determining that an audible interface device is within the threshold distance of the user, alert instructions for the audible interface device are generated. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The alert instructions are sent to the audible interface device over a wireless network via a communication module.Type: GrantFiled: March 2, 2021Date of Patent: March 19, 2024Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Patent number: 11645039Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: September 12, 2022Date of Patent: May 9, 2023Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20230086251Abstract: A server computer system comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to obtain loyalty point data associated with one or more loyalty point accounts; determine one or more applications installed on a computing device; generate, based at least on the one or more applications installed on the computing device, a recommendation for redeeming loyalty points from one or more of the loyalty point accounts; and send, via the communications module and to the computing device, a signal causing the computing device to display a selectable affordance to accept the recommendation.Type: ApplicationFiled: September 22, 2021Publication date: March 23, 2023Applicant: The Toronto-Dominion BankInventors: Tomasz Pawelkiewicz, Rachit Srivastava, Ekas Kaur Rai, Dalbir Channa
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Publication number: 20230065483Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: September 12, 2022Publication date: March 2, 2023Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Publication number: 20230011585Abstract: A system and method are provided for providing personalized notifications in mobile applications. The method includes receiving from an enterprise system, transactional activity data associated with a user of a client device; and receiving from at least one loyalty system, loyalty data associated with loyalty offers eligible to the user of the client device. The method also includes analyzing the activity data and the loyalty data to correlate at least one spending indicator from the activity data with at least one of the eligible loyalty offers and generating a personalized notification based on a correlation determined from the analyzing. The method also includes integrating the personalized notification into a graphical user interface of a mobile application provided by the enterprise system, receiving an indication of the selected loyalty offer, and sending to the corresponding loyalty system, an instruction to execute the selected eligible loyalty offer.Type: ApplicationFiled: August 23, 2021Publication date: January 12, 2023Applicant: The Toronto-Dominion BankInventors: Ekas Kaur RAI, Yana TZANOV, Andrew Jhamiel MONTGOMERY, Maryam KARBASI
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Patent number: 11481189Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: July 30, 2021Date of Patent: October 25, 2022Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Patent number: 11221824Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: June 10, 2020Date of Patent: January 11, 2022Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Patent number: 11221825Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: January 22, 2021Date of Patent: January 11, 2022Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20210357181Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: July 30, 2021Publication date: November 18, 2021Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Publication number: 20210183390Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating the audible alert, it is determined whether an authorized audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more authorized audible interface devices. In response to determining that an audible interface device is within the threshold distance of the user, alert instructions for the audible interface device are generated. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The alert instructions are sent to the audible interface device over a wireless network via a communication module.Type: ApplicationFiled: March 2, 2021Publication date: June 17, 2021Applicant: The Toronto-Dominion BankInventors: Nasim Sarir, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Patent number: 11023200Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating for the audible alert, an audible interface device for delivery of the audible alert based on a location of a personal electronic device of the user is selected. It is determined whether a personal electronic device of another user is within a threshold distance of the selected audible interface device. In response to determining that the personal electronic device of another user is within the threshold distance of the selected audible interface device, an audible identifier associated with the user is determined. Alert instructions for the audible interface device are generated and sent to the audible interface device over a wireless network via a communication module.Type: GrantFiled: September 27, 2018Date of Patent: June 1, 2021Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20210149628Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: January 22, 2021Publication date: May 20, 2021Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John Alexander, Arun Victor JAGGA
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Patent number: 10978063Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating the audible alert, it is determined whether an authorized audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more authorized audible interface devices. In response to determining that an audible interface device is within the threshold distance of the user, alert instructions for the audible interface device are generated. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The alert instructions are sent to the audible interface device over a wireless network via a communication module.Type: GrantFiled: September 27, 2018Date of Patent: April 13, 2021Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Patent number: 10929098Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: August 17, 2018Date of Patent: February 23, 2021Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20200301662Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: June 10, 2020Publication date: September 24, 2020Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Patent number: 10713008Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: August 17, 2018Date of Patent: July 14, 2020Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20200104095Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating for the audible alert, an audible interface device for delivery of the audible alert based on a location of a personal electronic device of the user is selected. It is determined whether a personal electronic device of another user is within a threshold distance of the selected audible interface device. In response to determining that the personal electronic device of another user is within the threshold distance of the selected audible interface device, an audible identifier associated with the user is determined. Alert instructions for the audible interface device are generated and sent to the audible interface device over a wireless network via a communication module.Type: ApplicationFiled: September 27, 2018Publication date: April 2, 2020Applicant: The Toronto-Dominion BankInventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Publication number: 20200105254Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating the audible alert, it is determined whether an authorized audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more authorized audible interface devices. In response to determining that an audible interface device is within the threshold distance of the user, alert instructions for the audible interface device are generated. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The alert instructions are sent to the audible interface device over a wireless network via a communication module.Type: ApplicationFiled: September 27, 2018Publication date: April 2, 2020Applicant: The Toronto-Dominion BankInventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Publication number: 20200057602Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: August 17, 2018Publication date: February 20, 2020Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Publication number: 20200057603Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: August 17, 2018Publication date: February 20, 2020Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA