Patents by Inventor Elena Botella

Elena Botella has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200126151
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform the steps of a method for providing real time digital budget tracking using POS interaction. The system may receive user budget information from a user device. The system may then receive a purchase authorization request from a merchant device. During the authorization of the purchase, the system may determine a relevant budget category for the purchase. The system may then determine the amount remaining in the relevant budget category and compare the amount remaining to the purchase amount. Responsive to determining that the purchase amount is greater than the amount remaining in the relevant budget category, the system may transmit a user authorization request to the user device. Responsive to receiving a user authorization message, the system may authorize the merchant device to complete the transaction.
    Type: Application
    Filed: October 18, 2018
    Publication date: April 23, 2020
    Inventor: Elena Botella