Abstract: A system for updating offers includes a computer for receiving consumer data. A data entry application removes pertinent data from the consumer data as a function of a type of products being offered. An application program interface maps the pertinent data to products as determined by the appropriateness of the pertinent data for a respective product. A clock stores a time period for which the consumer requires a renewal of the product and determines when such time period elapses and outputs a signal to the application program interface before the time period has elapsed. The application program interface forwards the pertinent data to two or more vendors in response to the clock signal; the two or more vendors chosen as a function of the mapping of the stored pertinent data to products offered by the vendor, and receives product offers corresponding to the pertinent data. The application program interface forwards the received product offers to the computer for display to the consumer as product offerings.

Abstract: A system for 2-way data and voice communication with a user A base station in communicates with a response center. A portable device has a cellular transceiver module, a GPS module and an emergency call button, and is in two-way communication with a response center for communicating the location of the portable device to the response center in response to activation of the emergency call button. A wearable pendant has a panic button, and outputs a signal in response to activation of the panic button. The portable device receives the signal and contacts the response center in response to the signal when the portable device is not in proximity to the base station; and the base station receives the signal and the base station communicates with the response center when the portable device is in proximity of the base station.

Abstract: A method of two-way data and voice communication with a user utilizing a portable device having a cellular transceiver module, GPS module, an emergency call button, and a base station comprising the steps of storing a first user profile and at least a second user profile. The user profile includes a user identification, a contact person and a first location data, storing a second user profile having at least a second contact person and a second location data, powering the GPS module. The user profile collecting GPS location data from the GPS module and storing location into a memory location, causing at least one of the portable device and said base station to communicate with a response center and transmitting the GPS location data to the response center. The response center selecting a response as a function of the GPS location data, first location data, and second location data.

Abstract: A system for 2-way data and voice communication with a user A base station in communicates with a response center. A portable device has a cellular transceiver module, a GPS module and an emergency call button, and is in two-way communication with a response center for communicating the location of the portable device to the response center in response to activation of the emergency call button. A wearable pendant has a panic button, and outputs a signal in response to activation of the panic button. The portable device receives the signal and contacts the response center in response to the signal when the portable device is not in proximity to the base station; and the base station receives the signal and the base station communicates with the response center when the portable device is in proximity of the base station.