Patents by Inventor Elizabeth Ann Schrag

Elizabeth Ann Schrag has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7896231
    Abstract: A Check Stack Visualization technique is provided and allows an automated teller machine (ATM) user to see a stack of checks on one screen for check amount confirmation. Customers see all the checks on one screen and indicate that the amounts are correct and click to deposit the checks. In one preferred embodiment, a three dimensional (3D) list is used to display the checks on a Bezier curve along with the amounts highlighted. If the optical character recognition (OCR) process failed on a check amount, the technique highlights the check amount in red. If the customer does not think the check amount is correct, the customer can click on the small check image which brings up a larger check image and they can edit the amount. Once the customer is satisfied that the numbers are correct, the customer can click on a deposit all check button to complete the transaction.
    Type: Grant
    Filed: December 8, 2006
    Date of Patent: March 1, 2011
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ashvil Savio Dcosta, Jimmy Wang, Jonathan Velline, Elizabeth Ann Schrag
  • Patent number: 7747061
    Abstract: An Any Which Way Check Acceptance method and apparatus is provided, which allow a set of checks to be deposited in a stack, where each check can be oriented in any of sixteen different ways. In one embodiment of the invention, the ATM check reader has an MICR and OCR scanner/reader. When a set of checks is deposited, each check is subjected to a MICR scan and an OCR scan. If the check is aligned correctly and right side up, then the check is processed based on the MICR scan information. If the check is not aligned correctly or is upside down, then the MICR read fails because the magnetic stripe on the check is not where it is expected to be. Rather than rejecting the check at this point, the invention uses the OCR scan information from both the front and back of the check to process the check.
    Type: Grant
    Filed: December 8, 2006
    Date of Patent: June 29, 2010
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jimmy Wang, Steve Hatzirallis, Jonathan Velline, Elizabeth Ann Schrag
  • Publication number: 20080137939
    Abstract: An Any Which Way Check Acceptance method and apparatus is provided, which allow a set of checks to be deposited in a stack, where each check can be oriented in any of sixteen different ways. In one embodiment of the invention, the ATM check reader has an MICR and OCR scanner/reader. When a set of checks is deposited, each check is subjected to a MICR scan and an OCR scan. If the check is aligned correctly and right side up, then the check is processed based on the MICR scan information. If the check is not aligned correctly or is upside down, then the MICR read fails because the magnetic stripe on the check is not where it is expected to be. Rather than rejecting the check at this point, the invention uses the OCR scan information from both the front and back of the check to process the check.
    Type: Application
    Filed: December 8, 2006
    Publication date: June 12, 2008
    Inventors: Jimmy Wang, Steve Hatzirallis, Jonathan Velline, Elizabeth Ann Schrag
  • Publication number: 20080135609
    Abstract: A Check Stack Visualization technique is provided and allows an automated teller machine (ATM) user to see a stack of checks on one screen for check amount confirmation. Customers see all the checks on one screen and indicate that the amounts are correct and click to deposit the checks. In one preferred embodiment, a three dimensional (3D) list is used to display the checks on a Bezier curve along with the amounts highlighted. If the optical character recognition (OCR) process failed on a check amount, the technique highlights the check amount in red. If the customer does not think the check amount is correct, the customer can click on the small check image which brings up a larger check image and they can edit the amount. Once the customer is satisfied that the numbers are correct, the customer can click on a deposit all check button to complete the transaction.
    Type: Application
    Filed: December 8, 2006
    Publication date: June 12, 2008
    Inventors: Ashvil Savio DCOSTA, Jimmy WANG, Jonathan VELLINE, Elizabeth Ann SCHRAG