Abstract: A method of reducing a future amount of electronic fraud alerts includes receiving data detailing a financial transaction, inputting the data into a rules-based engine that generates an electronic fraud alert, transmitting the alert to a mobile device of a customer, and receiving from the mobile device customer feedback indicating that the alert was a false positive or otherwise erroneous. The method also includes inputting the data detailing the financial transaction into a machine learning program trained to (i) determine a reason why the false positive was generated, and (ii) then modify the rules-based engine to account for the reason why the false positive was generated, and to no longer generate electronic fraud alerts based upon (a) fact patterns similar to fact patterns of the financial transaction, or (b) data similar to the data detailing the financial transaction, to facilitate reducing an amount of future false positive fraud alerts.

Abstract: In a computer-implemented method of using customer data to determine that geolocation-based fraud alerts are false positives, it may be determined that an electronic fraud alert is a geolocation-based alert generated based upon an unexpected or abnormal transaction location. In response, customer data may be obtained from two or more sources via radio frequency links. It may then be determined that the customer data from the sources indicates that a customer is traveling. In response, it may be determined that a customer location indicated by the customer data corresponds to the transaction location. In response to determining that the customer location corresponds to the transaction location, the electronic fraud alert may be marked as a false positive, and the electronic fraud alert may be prevented from being transmitted to a mobile device of the customer, in order to reduce an amount of false positives that are transmitted to customers.

Abstract: An overlay system which enables the user to combine different design elements of a composite design, such as a window treatment, to form a representation of a desired composite design. The overlay system comprises a series of overlay sheets which are preferably clear mylar sheets, each imprinted with both a pictorial representation and a written description of the particular style option depicted thereon. Each particular style of the same category of design element is marked with a visual indicia representative of that particular category of design elements. A user first selects a representation of a window that matches the window that is to be treated. Then the user selects a number of different overlay sheets from one or more categories of design elements. The user combines the overlay sheets until the desired composite design is achieved. Once the desired composite design is achieved, the combination of overlay sheets is aligned to form a representation of the composite design.