Patents by Inventor Elizabeth McQuerry

Elizabeth McQuerry has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Redirecting or returning international credit transfers
    Patent number: 8700510
    Abstract: Redirecting or returning international credit transfers is described. In one embodiment a system for redirecting or returning international credits is described including a gateway operator that receives a credit transfer from a foreign originator, compares routing and account numbers of the credit transfer with a predetermined table of routing and account numbers, and forwards the credit transfer based on the comparison of the routing and account numbers with the predetermined table, an Automated Clearing House (ACH) that presents the credit transfer to a Receiving Depository Financial Institution (RDFI) for clearing and settlement, and a wire transfer service that presents the credit transfer to the RDFI for clearing and settlement. In another embodiment a method for redirecting or returning international credits is described.
    Type: Grant
    Filed: February 10, 2012
    Date of Patent: April 15, 2014
    Assignee: Federal Reserve Bank of Atlanta
    Inventors: Richard Fraher, Elizabeth McQuerry
  • Redirecting or Returning International Credit Transfers
    Publication number: 20120209774
    Abstract: Redirecting or returning international credit transfers is described. In one embodiment a system for redirecting or returning international credits is described including a gateway operator that receives a credit transfer from a foreign originator, compares routing and account numbers of the credit transfer with a predetermined table of routing and account numbers, and forwards the credit transfer based on the comparison of the routing and account numbers with the predetermined table, an Automated Clearing House (ACH) that presents the credit transfer to a Receiving Depository Financial Institution (RDFI) for clearing and settlement, and a wire transfer service that presents the credit transfer to the RDFI for clearing and settlement. In another embodiment a method for redirecting or returning international credits is described.
    Type: Application
    Filed: February 10, 2012
    Publication date: August 16, 2012
    Applicant: Federal Reserve Bank of Atlanta
    Inventors: Richard Fraher, Elizabeth McQuerry