Abstract: A system and method provide determining a risk of a natural hazard associated with a piece of real property and identifying mitigatable items located around the property by collecting local data using at least one sensor. The local data includes information related to risk factors associated with the property. In an embodiment, the local data is collected using a mobile computing device that includes at least one sensor and a mobile application. External data may be also combined with the local data for further analysis to identify mitigatable items. After identifying mitigatable items around the property, the mitigatable items can be modified or removed to reduce the risk of a natural hazard associated with the property. The systems and methods further include computing, using a data processor, an insurance premium of an insurance policy using a computed risk level of a natural hazard associated with the property.

Abstract: A system and method provide determining a wildfire risk associated with home and identifying mitigatable features located on and around the home. An inspection list of questions is presented to a user through a mobile computing device, and images are captured by a camera included in the mobile computing device. In an embodiment, an image can be captured using augmented visual assistance through a mobile application. A wildfire risk associated with the home can be determined at least based on answers to the questions in the inspection list and captured images. In another embodiment, a virtual reality game for simulating a wildfire behavior is provided. The wildfire behavior can be re-simulated during the game after removing or modifying mitigatable features on or around the home. In yet another embodiment, a system and method for determining a building status and location is provided in real-time during an active fire.

Abstract: A system and method provide determining a wildfire risk associated with home and identifying mitigatable features located on and around the home. An inspection list of questions is presented to a user through a mobile computing device, and images are captured by a camera included in the mobile computing device. In an embodiment, an image can be captured using augmented visual assistance through a mobile application. A wildfire risk associated with the home can be determined at least based on answers to the questions in the inspection list and captured images. In another embodiment, a virtual reality game for simulating a wildfire behavior is provided. The wildfire behavior can be re-simulated during the game after removing or modifying mitigatable features on or around the home. In yet another embodiment, a system and method for determining a building status and location is provided in real-time during an active fire.