Patents by Inventor Elizabeth S. Votaw

Elizabeth S. Votaw has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9390454
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system may display the activities, activity information, and images in an interactive map using markers. The markers in the interactive may be displayed as a function of the time of the activity, include images, or transaction data related to the activity. Positioning information related to the location of the user at the time of the activities may also be overlaid on the interactive map.
    Type: Grant
    Filed: February 18, 2016
    Date of Patent: July 12, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9390453
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, contact lists, calendars, and the like, and associates the activity information and images with the activities. The financial and social management system may determine locations, social relationships, entities, categories, or the like from the various sources of information and tag the activities with location tags, social relationship tags, entity tags, category tags, or the like.
    Type: Grant
    Filed: February 18, 2016
    Date of Patent: July 12, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9391990
    Abstract: Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences. The system typically including a memory, a processor, and a module configured to receive a request to execute a user action from a user associated with an application, wherein the user action requires one or more authentication credentials; receive one or more authentication credentials from the user based on a user-selected preference; validate the one or more authentication credentials based on the user-selected preference; and execute the user action based on a successful validation of the one or more authentication credentials.
    Type: Grant
    Filed: February 18, 2016
    Date of Patent: July 12, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
  • Patent number: 9384514
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, contact lists, calendars, and the like, and associates the activity information and images with the activities. The financial and social management system may determine locations, social relationships, entities, categories, or the like from the various sources of information and tag the activities with location tags, social relationship tags, entity tags, category tags, or the like.
    Type: Grant
    Filed: February 18, 2016
    Date of Patent: July 5, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Publication number: 20160171460
    Abstract: Embodiments are directed to systems, methods and computer program products for sorting mobile banking functions into authentication buckets. Embodiments determine, for each of a plurality of mobile banking functions, a corresponding authentication buckets, where each authentication bucket corresponds with a level of authentication.
    Type: Application
    Filed: February 4, 2016
    Publication date: June 16, 2016
    Inventors: David M. Grigg, Joseph Neil Johansen, Michael E. Toth, Daniel Lynn Carpenter, Hood Qaim-Maqami, Carrie Anne Hanson, Elizabeth S. Votaw
  • Publication number: 20160171842
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for processing and tracking merchant deposits. An exemplary apparatus is configured to receive a deposit package that contains one or more deposit items which have been placed in the deposit package by a merchant. The deposit package may also contain and/or be coupled with visual indicia that has been created by the merchant. The visual indicia may specify information about the one or more deposit items placed in the deposit package. The apparatus may be further configured to read the visual indicia upon receiving the deposit package and track the deposit package based at least partially on the visual indicia.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 16, 2016
    Inventors: Carrie Anne Hanson, Elizabeth S. Votaw
  • Publication number: 20160171628
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, contact lists, calendars, and the like, and associates the activity information and images with the activities. The financial and social management system may determine locations, social relationships, entities, categories, or the like from the various sources of information and tag the activities with location tags, social relationship tags, entity tags, category tags, or the like.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 16, 2016
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Publication number: 20160173497
    Abstract: Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 16, 2016
    Inventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
  • Publication number: 20160171630
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system may display the activities, activity information, and images in an interactive map using markers. The markers in the interactive may be displayed as a function of the time of the activity, include images, or transaction data related to the activity. Positioning information related to the location of the user at the time of the activities may also be overlaid on the interactive map.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 16, 2016
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Publication number: 20160173484
    Abstract: The present invention includes a system for authenticating a second action based on a first action, wherein the system is configured to: receive a first request to execute a first action associated with a first application; determine that execution of the first action requires user authentication; request one or more authentication credentials from the user; receive a first authentication credential associated with the first action; validate the first authentication credential, thereby resulting in a successful validation of the received first authentication credential; in response to the successful validation, execute the first action; receive a second request to execute a second action associated with a second application; determine that execution of the second action requires user authentication; use the successful validation of the first authentication credential to validate a second authentication credential so that the second action may be executed.
    Type: Application
    Filed: February 19, 2016
    Publication date: June 16, 2016
    Inventors: David M. Grigg, Peter John Bertanzetti, Charles Jason Burrell, Carrie Anne Hanson, Joseph Neil Johansen, Michael E. Toth, Elizabeth S. Votaw
  • Publication number: 20160171629
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system may display the activities, activity information, and images in an interactive map using markers. The markers in the interactive may be displayed as a function of the time of the activity, include images, or transaction data related to the activity. Positioning information related to the location of the user at the time of the activities may also be overlaid on the interactive map.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 16, 2016
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9367836
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for processing and tracking merchant deposits. An exemplary apparatus is configured to receive a deposit package that contains one or more deposit items which have been placed in the deposit package by a merchant. The deposit package may also contain and/or be coupled with visual indicia that has been created by the merchant. The visual indicia may specify information about the one or more deposit items placed in the deposit package. The apparatus may be further configured to read the visual indicia upon receiving the deposit package and track the deposit package based at least partially on the visual indicia.
    Type: Grant
    Filed: December 13, 2012
    Date of Patent: June 14, 2016
    Assignee: Bank of America Corporation
    Inventors: Carrie Anne Hanson, Elizabeth S. Votaw
  • Publication number: 20160164858
    Abstract: Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).
    Type: Application
    Filed: February 18, 2016
    Publication date: June 9, 2016
    Inventors: David M. Grigg, Hood Qaim-Maqami, Alicia C. Jones, Elizabeth S. Votaw, Joseph Neil Johansen, Charles Jason Burrell, Carrie Anne Hanson, Michael Patrick Lynch
  • Publication number: 20160165447
    Abstract: Embodiments of the invention are directed to a system, method, and a computer program product self-selected user access based on specific authentication types. The system typically including a memory, a processor, and a module configured to receive from a user, a user-selected preference, wherein the user-selected preference comprises one or more authentication types desired by the user; determine a level of authentication from a plurality of levels of authentication are associated with the one or more authentication types associated with the user-selected preference; initiate the presentation of a user interface that enables the user to select one or more application functions, wherein the one or more application functions are associated with the determined level of authentication; receive from a user, a selection of one or more application functions.
    Type: Application
    Filed: February 17, 2016
    Publication date: June 9, 2016
    Inventors: David M. Grigg, Joseph Neil Johansen, Carrie Anne Hanson, Charles Jason Burrell, Elizabeth S. Votaw
  • Publication number: 20160162896
    Abstract: Embodiments are directed to systems, methods and computer program products for providing user authentication based on transaction data.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 9, 2016
    Inventors: David M. Grigg, Peter John Bertanzetti, Michael E. Toth, Carrie Anne Hanson, Elizabeth S. Votaw
  • Publication number: 20160163004
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, contact lists, calendars, and the like, and associates the activity information and images with the activities. The financial and social management system may determine locations, social relationships, entities, categories, or the like from the various sources of information and tag the activities with location tags, social relationship tags, entity tags, category tags, or the like.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 9, 2016
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Publication number: 20160163161
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for processing and tracking merchant deposits. An exemplary apparatus is configured to receive a deposit package that contains one or more deposit items which have been placed in the deposit package by a merchant. The deposit package may also contain and/or be coupled with visual indicia that has been created by the merchant. The visual indicia may specify information about the one or more deposit items placed in the deposit package. The apparatus may be further configured to read the visual indicia upon receiving the deposit package and track the deposit package based at least partially on the visual indicia.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 9, 2016
    Inventors: Carrie Anne Hanson, Elizabeth S. Votaw
  • Publication number: 20160164857
    Abstract: Embodiments are directed to systems, methods and computer program products for providing user authentication based on transaction data.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 9, 2016
    Inventors: David M. Grigg, Peter John Bertanzetti, Michael E. Toth, Carrie Anne Hanson, Elizabeth S. Votaw
  • Publication number: 20160162872
    Abstract: Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 9, 2016
    Inventors: Elizabeth S. Votaw, Charles Jason Burrell, Carrie Anne Hanson, Alicia C. Jones, Michael Patrick Lynch, Hood Qaim-Maqami
  • Publication number: 20160162854
    Abstract: Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).
    Type: Application
    Filed: February 18, 2016
    Publication date: June 9, 2016
    Inventors: David M. Grigg, Hood Qaim-Maqami, Alicia C. Jones, Elizabeth S. Votaw, Joseph Neil Johansen, Charles Jason Burrell, Carrie Anne Hanson, Michael Patrick Lynch