Patents by Inventor Elizabeth Schrag

Elizabeth Schrag has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11934613
    Abstract: A method for generating an adaptive user interface may include, generating a graphical user interface for presentation to a user at an automated banking machine that includes a touch screen display and a currency note dispenser. The automated banking machine may include a sensor that senses information indicating a physical disposition of the user relative to the automated banking machine. The method may include adjusting the placement of the menu options on the touch screen display based on the information regarding the physical disposition of the user relative to the automated banking machine.
    Type: Grant
    Filed: November 29, 2021
    Date of Patent: March 19, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Glenn Alan Reed, Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Publication number: 20230360012
    Abstract: Identification information is received at a transaction machine. The identification information is associated with a user associated with an account. Using an activity profile of the user, a determination is made to enable chained transactions during the user's use of the transaction machine. A sequence of user interfaces to display to the user is generated enabling the user to chain transactions based on the activity profile.
    Type: Application
    Filed: July 17, 2023
    Publication date: November 9, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy Wang, Jerome Rhodes
  • Publication number: 20230326305
    Abstract: A method includes generating a list of transactions performed by a user during a predetermined preceding time period; tabulating the list of transactions into a plurality of transaction groups, each transaction group having a matching characteristic; ranking the plurality of transaction groups; selecting at least one transaction group from the plurality of transaction groups based on the ranking of the plurality of transaction groups; generating a graphical user interface including at least one menu item corresponding to the at least one transaction group; and displaying the graphical user interface via a display.
    Type: Application
    Filed: June 15, 2023
    Publication date: October 12, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Publication number: 20230298068
    Abstract: Systems and methods for obtaining non-customer lead information include authenticating a user at an ATM for a transaction via biometric information, determining that the user is a non-customer of a financial institution operating the ATM, determining that the user was a customer of the financial institution prior to becoming a non-customer, presenting an offer to the non-customer on the ATM based in part on the non-customer lead information collected from an at least one previous transaction with the user, where, responsive to the determination that the user was a customer of the financial institution operating the ATM prior to becoming a non-customer, the offer further comprises a message to the user indicative of the user being a former customer, receiving a response from the non-customer relating to the offer presented, transferring the response to the financial institution computing system.
    Type: Application
    Filed: May 24, 2023
    Publication date: September 21, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
  • Patent number: 11704639
    Abstract: Identification information is received at a transaction machine. The identification information is associated with a user associated with an account. Using an activity profile of the user, a determination is made to enable chained transactions during the user's use of the transaction machine. A sequence of user interfaces to display to the user is generated enabling the user to chain transactions based on the activity profile.
    Type: Grant
    Filed: October 4, 2021
    Date of Patent: July 18, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy Wang, Jerome Rhodes
  • Patent number: 11704691
    Abstract: Systems and methods for obtaining non-customer lead information include authenticating a user at an ATM for a transaction via biometric information, determining that the user is a non-customer of a financial institution operating the ATM, determining that the user was a customer of the financial institution prior to becoming a non-customer, presenting an offer to the non-customer on the ATM based in part on the non-customer lead information collected from an at least one previous transaction with the user, where, responsive to the determination that the user was a customer of the financial institution operating the ATM prior to becoming a non-customer, the offer further comprises a message to the user indicative of the user being a former customer, receiving a response from the non-customer relating to the offer presented, transferring the response to the financial institution computing system.
    Type: Grant
    Filed: July 1, 2021
    Date of Patent: July 18, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
  • Patent number: 11694523
    Abstract: A method includes receiving a transaction request at a transaction machine, the transaction request being associated with an account holder, determining a weather status for the transaction machine, determining screen content for the transaction machine based on the weather status, and displaying the screen content to the account holder via a display screen of the transaction machine.
    Type: Grant
    Filed: August 30, 2021
    Date of Patent: July 4, 2023
    Assignee: Welk Fargo Bank, N.A.
    Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Patent number: 11188218
    Abstract: A method for generating an adaptive user interface may include, generating a graphical user interface for presentation to a user at an automated banking machine that includes a touch screen display and a currency note dispenser. The automated banking machine may include a sensor that senses information indicating a physical disposition of the user relative to the automated banking machine. The method may include adjusting the placement of the menu options on the touch screen display based on the information regarding the physical disposition of the user relative to the automated banking machine.
    Type: Grant
    Filed: November 29, 2018
    Date of Patent: November 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Glenn Alan Reed, Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Patent number: 11138579
    Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using an activity profile of the account holder, a determination is made to enable chained transactions during the account holder's use of the transaction machine. A sequence of user interfaces to display to the account holder is generated enabling the account holder to chain transactions based on the account holder chaining transactions during prior transaction machine usage.
    Type: Grant
    Filed: March 13, 2020
    Date of Patent: October 5, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy Wang, Jerome Rhodes
  • Patent number: 11107332
    Abstract: A method includes receiving identification information at a transaction machine, the identification information being associated with an account holder, accessing, using the identification information, activity profile information for the account holder, determining screen content for the transaction machine based on the activity profile information, and displaying the screen content to the account holder via a display screen of the transaction machine.
    Type: Grant
    Filed: December 9, 2019
    Date of Patent: August 31, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Patent number: 11055738
    Abstract: Systems and methods for obtaining non-customer lead information include displaying an initial screen on an ATM operated by a financial institution. The method may include authenticating the user at the ATM and determining the user is a non-customer of the financial institution operating the ATM. The method further includes presenting an offer to the non-customer on the ATM and receiving a response from the non-customer relating to the lead offer presented, wherein the response contains non-customer lead information provided by the non-customer. The method may further include transferring the response containing the non-customer lead information to the financial institution computing system.
    Type: Grant
    Filed: June 16, 2014
    Date of Patent: July 6, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
  • Patent number: 10592878
    Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine and includes a transaction card type. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the transaction card type.
    Type: Grant
    Filed: September 21, 2018
    Date of Patent: March 17, 2020
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy C. Wang, Jerome Rhodes
  • Patent number: 10522007
    Abstract: A method includes receiving identification information at a transaction machine, the identification information being associated with an account holder, accessing, using the identification information, activity profile information for the account holder, determining screen content for the transaction machine based on the activity profile information, and displaying the screen content to the account holder via a display screen of the transaction machine.
    Type: Grant
    Filed: September 1, 2017
    Date of Patent: December 31, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Patent number: 10282716
    Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine and includes a transaction card type. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the transaction card type.
    Type: Grant
    Filed: December 30, 2016
    Date of Patent: May 7, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy C. Wang, Jerome Rhodes
  • Patent number: 10146423
    Abstract: A method for generating an adaptive user interface may include, generating a graphical user interface for presentation to a user at an automated banking machine that includes a touch screen display and a currency note dispenser. The automated banking machine may include a sensor that senses information indicating a physical disposition of the user relative to the automated banking machine. The method may include adjusting the placement of the menu options on the touch screen display based on the information regarding the physical disposition of the user relative to the automated banking machine.
    Type: Grant
    Filed: April 6, 2012
    Date of Patent: December 4, 2018
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Glenn Alan Reed, Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Patent number: 10083428
    Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine and includes a transaction card type. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the transaction card type.
    Type: Grant
    Filed: December 30, 2016
    Date of Patent: September 25, 2018
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy C. Wang, Jerome Rhodes
  • Patent number: 9754461
    Abstract: A method includes receiving identification information at a transaction machine, the identification information being associated with an account holder, accessing, using the identification information, activity profile information for the account holder, determining screen content for the transaction machine based on the activity profile information, and displaying the screen content to the account holder via a display screen of the transaction machine.
    Type: Grant
    Filed: January 4, 2016
    Date of Patent: September 5, 2017
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Patent number: 9589256
    Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the activity profile information and based on the type of transaction the account holder initiates.
    Type: Grant
    Filed: August 5, 2015
    Date of Patent: March 7, 2017
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy Wang, Jerome Rhodes
  • Patent number: 9230413
    Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using the identification information, activity profile information is accessed for the account holder. A service-related message is generated based on the activity profile information. Screen content including the service-related message is displayed to the account holder via a display screen of the transaction machine.
    Type: Grant
    Filed: November 8, 2013
    Date of Patent: January 5, 2016
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
  • Patent number: 9087428
    Abstract: A method for generating customized menu for an account includes receiving identification information from a transaction card at a transaction machine, the transaction card being associated with the account holder using the transaction machine. The method may also include accessing, using the identification information, and activity profile information for the account holder. After receiving the information the method may include determining screen content based on the activity profile information and displaying the screen content to the account holder via a display screen of the transaction machine.
    Type: Grant
    Filed: April 6, 2012
    Date of Patent: July 21, 2015
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag