Patents by Inventor Elizabeth Schrag
Elizabeth Schrag has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11934613Abstract: A method for generating an adaptive user interface may include, generating a graphical user interface for presentation to a user at an automated banking machine that includes a touch screen display and a currency note dispenser. The automated banking machine may include a sensor that senses information indicating a physical disposition of the user relative to the automated banking machine. The method may include adjusting the placement of the menu options on the touch screen display based on the information regarding the physical disposition of the user relative to the automated banking machine.Type: GrantFiled: November 29, 2021Date of Patent: March 19, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Glenn Alan Reed, Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Publication number: 20230360012Abstract: Identification information is received at a transaction machine. The identification information is associated with a user associated with an account. Using an activity profile of the user, a determination is made to enable chained transactions during the user's use of the transaction machine. A sequence of user interfaces to display to the user is generated enabling the user to chain transactions based on the activity profile.Type: ApplicationFiled: July 17, 2023Publication date: November 9, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy Wang, Jerome Rhodes
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Publication number: 20230326305Abstract: A method includes generating a list of transactions performed by a user during a predetermined preceding time period; tabulating the list of transactions into a plurality of transaction groups, each transaction group having a matching characteristic; ranking the plurality of transaction groups; selecting at least one transaction group from the plurality of transaction groups based on the ranking of the plurality of transaction groups; generating a graphical user interface including at least one menu item corresponding to the at least one transaction group; and displaying the graphical user interface via a display.Type: ApplicationFiled: June 15, 2023Publication date: October 12, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Publication number: 20230298068Abstract: Systems and methods for obtaining non-customer lead information include authenticating a user at an ATM for a transaction via biometric information, determining that the user is a non-customer of a financial institution operating the ATM, determining that the user was a customer of the financial institution prior to becoming a non-customer, presenting an offer to the non-customer on the ATM based in part on the non-customer lead information collected from an at least one previous transaction with the user, where, responsive to the determination that the user was a customer of the financial institution operating the ATM prior to becoming a non-customer, the offer further comprises a message to the user indicative of the user being a former customer, receiving a response from the non-customer relating to the offer presented, transferring the response to the financial institution computing system.Type: ApplicationFiled: May 24, 2023Publication date: September 21, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
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Patent number: 11704639Abstract: Identification information is received at a transaction machine. The identification information is associated with a user associated with an account. Using an activity profile of the user, a determination is made to enable chained transactions during the user's use of the transaction machine. A sequence of user interfaces to display to the user is generated enabling the user to chain transactions based on the activity profile.Type: GrantFiled: October 4, 2021Date of Patent: July 18, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy Wang, Jerome Rhodes
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Patent number: 11704691Abstract: Systems and methods for obtaining non-customer lead information include authenticating a user at an ATM for a transaction via biometric information, determining that the user is a non-customer of a financial institution operating the ATM, determining that the user was a customer of the financial institution prior to becoming a non-customer, presenting an offer to the non-customer on the ATM based in part on the non-customer lead information collected from an at least one previous transaction with the user, where, responsive to the determination that the user was a customer of the financial institution operating the ATM prior to becoming a non-customer, the offer further comprises a message to the user indicative of the user being a former customer, receiving a response from the non-customer relating to the offer presented, transferring the response to the financial institution computing system.Type: GrantFiled: July 1, 2021Date of Patent: July 18, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
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Patent number: 11694523Abstract: A method includes receiving a transaction request at a transaction machine, the transaction request being associated with an account holder, determining a weather status for the transaction machine, determining screen content for the transaction machine based on the weather status, and displaying the screen content to the account holder via a display screen of the transaction machine.Type: GrantFiled: August 30, 2021Date of Patent: July 4, 2023Assignee: Welk Fargo Bank, N.A.Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Patent number: 11188218Abstract: A method for generating an adaptive user interface may include, generating a graphical user interface for presentation to a user at an automated banking machine that includes a touch screen display and a currency note dispenser. The automated banking machine may include a sensor that senses information indicating a physical disposition of the user relative to the automated banking machine. The method may include adjusting the placement of the menu options on the touch screen display based on the information regarding the physical disposition of the user relative to the automated banking machine.Type: GrantFiled: November 29, 2018Date of Patent: November 30, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Glenn Alan Reed, Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Patent number: 11138579Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using an activity profile of the account holder, a determination is made to enable chained transactions during the account holder's use of the transaction machine. A sequence of user interfaces to display to the account holder is generated enabling the account holder to chain transactions based on the account holder chaining transactions during prior transaction machine usage.Type: GrantFiled: March 13, 2020Date of Patent: October 5, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy Wang, Jerome Rhodes
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Patent number: 11107332Abstract: A method includes receiving identification information at a transaction machine, the identification information being associated with an account holder, accessing, using the identification information, activity profile information for the account holder, determining screen content for the transaction machine based on the activity profile information, and displaying the screen content to the account holder via a display screen of the transaction machine.Type: GrantFiled: December 9, 2019Date of Patent: August 31, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Patent number: 11055738Abstract: Systems and methods for obtaining non-customer lead information include displaying an initial screen on an ATM operated by a financial institution. The method may include authenticating the user at the ATM and determining the user is a non-customer of the financial institution operating the ATM. The method further includes presenting an offer to the non-customer on the ATM and receiving a response from the non-customer relating to the lead offer presented, wherein the response contains non-customer lead information provided by the non-customer. The method may further include transferring the response containing the non-customer lead information to the financial institution computing system.Type: GrantFiled: June 16, 2014Date of Patent: July 6, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
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Patent number: 10592878Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine and includes a transaction card type. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the transaction card type.Type: GrantFiled: September 21, 2018Date of Patent: March 17, 2020Assignee: WELLS FARGO BANK, N.A.Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy C. Wang, Jerome Rhodes
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Patent number: 10522007Abstract: A method includes receiving identification information at a transaction machine, the identification information being associated with an account holder, accessing, using the identification information, activity profile information for the account holder, determining screen content for the transaction machine based on the activity profile information, and displaying the screen content to the account holder via a display screen of the transaction machine.Type: GrantFiled: September 1, 2017Date of Patent: December 31, 2019Assignee: WELLS FARGO BANK, N.A.Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Patent number: 10282716Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine and includes a transaction card type. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the transaction card type.Type: GrantFiled: December 30, 2016Date of Patent: May 7, 2019Assignee: WELLS FARGO BANK, N.A.Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy C. Wang, Jerome Rhodes
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Patent number: 10146423Abstract: A method for generating an adaptive user interface may include, generating a graphical user interface for presentation to a user at an automated banking machine that includes a touch screen display and a currency note dispenser. The automated banking machine may include a sensor that senses information indicating a physical disposition of the user relative to the automated banking machine. The method may include adjusting the placement of the menu options on the touch screen display based on the information regarding the physical disposition of the user relative to the automated banking machine.Type: GrantFiled: April 6, 2012Date of Patent: December 4, 2018Assignee: WELLS FARGO BANK, N.A.Inventors: Glenn Alan Reed, Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Patent number: 10083428Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine and includes a transaction card type. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the transaction card type.Type: GrantFiled: December 30, 2016Date of Patent: September 25, 2018Assignee: WELLS FARGO BANK, N.A.Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy C. Wang, Jerome Rhodes
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Patent number: 9754461Abstract: A method includes receiving identification information at a transaction machine, the identification information being associated with an account holder, accessing, using the identification information, activity profile information for the account holder, determining screen content for the transaction machine based on the activity profile information, and displaying the screen content to the account holder via a display screen of the transaction machine.Type: GrantFiled: January 4, 2016Date of Patent: September 5, 2017Assignee: Wells Fargo Bank, N.A.Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Patent number: 9589256Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the activity profile information and based on the type of transaction the account holder initiates.Type: GrantFiled: August 5, 2015Date of Patent: March 7, 2017Assignee: Wells Fargo Bank, N.A.Inventors: Michael R. Thomas, Elizabeth Schrag, Jimmy Wang, Jerome Rhodes
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Patent number: 9230413Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine. Using the identification information, activity profile information is accessed for the account holder. A service-related message is generated based on the activity profile information. Screen content including the service-related message is displayed to the account holder via a display screen of the transaction machine.Type: GrantFiled: November 8, 2013Date of Patent: January 5, 2016Assignee: Wells Fargo Bank, N.A.Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag
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Patent number: 9087428Abstract: A method for generating customized menu for an account includes receiving identification information from a transaction card at a transaction machine, the transaction card being associated with the account holder using the transaction machine. The method may also include accessing, using the identification information, and activity profile information for the account holder. After receiving the information the method may include determining screen content based on the activity profile information and displaying the screen content to the account holder via a display screen of the transaction machine.Type: GrantFiled: April 6, 2012Date of Patent: July 21, 2015Assignee: Wells Fargo Bank, N.A.Inventors: Jonathan George Velline, Alicia Yi-Ping Moore, Elizabeth Schrag