Patents by Inventor Ellen Andrea Falbo

Ellen Andrea Falbo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20120215681
    Abstract: Techniques for providing pre-qualified and guaranteed financial products are disclosed. In one exemplary embodiment, the techniques may be realized as a computer-implemented method for providing a guaranteed financial product to a customer. The computer-implemented method may include receiving, from a communications device, customer information associated with a user. The computer-implemented method may also include determining, using a financial institution communications device, a credit score and an assessment of the credit-worthiness of the user based on the customer information. The computer-implemented method may further include outputting, to the communications device, the credit score and the assessment of the credit-worthiness of the user.
    Type: Application
    Filed: August 10, 2011
    Publication date: August 23, 2012
    Applicant: Capital One Financial Corporation
    Inventors: Lawrence Kevin JENKINS, Ellen Andrea Falbo, Marc G. Nystrom