Abstract: An absorbent article can have a topsheet layer, a liquid impermeable layer, and an absorbent core positioned between the topsheet layer and the liquid impermeable layer. The absorbent article can further include an exudate management layer in fluid communication with the topsheet layer. In various embodiments, the exudate management layer can be positioned on a body facing surface of the topsheet layer. In various embodiments, the exudate management layer can be positioned between the topsheet layer and the absorbent core. The exudate management layer has a first component which defines an opening for direct passage of body exudates into the absorbent core. The exudate management layer has a second component which at least partially overlaps the first component of the exudate management layer and further extends in the longitudinal direction of the absorbent article in a direction towards the posterior region of the absorbent article.

Abstract: Methods for securitizing and facilitating the securitization of the pawned assets of a pawnshop to enable the pawnshop to obtain a greater amount of funding at reduced rates and to tap into sources of financing in addition to traditional markets. The pawnshop can sell the pawned assets to a first entity to obtain immediate funding, which the first entity can obtain directly or indirectly from other entities in transactions involving a secured financial instrument. Depending on the transactions used, either on-balance sheet or off-balance sheet treatment for the pawnshop of the pawned assets and related liabilities is possible.