Abstract: A belt or other band-like article adapted to be worn around the waist, hips or other body part of a user and with or without a separate buckle. The belt includes a length of material having a free end and a loop loosely retained at its other end. The belt is worn in one mode by wrapping it around the user's waist and passing the free end through the loop. After being pulled taut, the free end is passed under and around the belt beyond the loop, doubled back on itself, and passed back through the loop. In another mode, a separate buckle is secured on the belt by passing the free end through the buckle and then through the loop. The belt is then secured around the user's waist using the buckle in the manner described above for the loop.