Abstract: A cover, of see-through glass or plastic is provided of a size and configuration to fit over the top of a table top, and with sides extending down and adjacent the sides of the table top. An insert, one of a plurality of inserts, having opposed surfaces each of a different color, finish, decoration or design, is formed of a size and configuration to be disposed between the cover and the table top and so as to expose one of its surfaces. The cover is readily removable and replaceable and thus the insert, and/or its exposed surface, can be easily changed to provide any one of a plurality of aesthetic appearances for the table top.An alternative embodiment forms the table top as an open picture frame with a plurality of braces spanning the opening and connected to adjacent or opposite sides of the frame and formed to support within the frame opening a backing upon which an insert (also with its opposite sides of different colors, finish, decoration, or design) and a cover are supported.