Abstract: Embodiments of the present invention generally relate to a financial budget control enhancement method for remote access that may be implemented in a financial service computer having a processor and a memory in communication with the processor, wherein the method may include receiving employee data comprising an employer pay schedule and an ordinary pay amount each pay period of the employer pay schedule for an employee; the processor establishing a secure communications channel to a portable device associated with the employee; receiving a pay data from the portable device via the secure communications channel, the pay data including a request to create a customized periodic payment plan, the customized periodic payment plan having a customized pay schedule different than the employer pay schedule.

Abstract: Embodiments of the present invention generally relate to a system for administering and managing an employee's compensation by virtue of enabling the employee to implement measures to create a budget and implement such budget through controlled distribution of the employee's compensation. In one embodiment, the method comprises: receiving employee data regarding the employee's compensation from an employer, the employee data comprising an employer pay schedule and an ordinary pay amount each pay period of the pay schedule; enabling the employee to create a customized periodic payment plan; and managing implementation of the customized periodic payment plan, whereby the employee is compensated based on the customized pay schedule at a modified pay amount for each pay period of the customized pay schedule.