Patents by Inventor Emily Anne Stepper

Emily Anne Stepper has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11763306
    Abstract: Systems and methods for verifying users in connection with transactions using biometric payment card devices are disclosed. One exemplary biometric payment card device generally includes a card body, a fingerprint sensor, a modem, and a processor coupled to the modem and the fingerprint sensor, where each of the fingerprint sensor, the modem, and the processor are disposed on the card body. The processor of the payment card device is configured to capture, via the fingerprint sensor, a fingerprint of a user associated with the payment account, compare the captured fingerprint to a reference fingerprint stored in memory in communication with the processor, and then compile and transmit, by the modem, an authentication result to an issuer of the payment account and/or a payment network associated with the payment account in response to the user being authenticated, or not, based on the comparison of the captured fingerprint and the reference fingerprint.
    Type: Grant
    Filed: August 31, 2020
    Date of Patent: September 19, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Bernard Wong, Ellen Moskowitz, Emily Anne Stepper
  • Publication number: 20220067743
    Abstract: Systems and methods for verifying users in connection with transactions using biometric payment card devices are disclosed. One exemplary biometric payment card device generally includes a card body, a fingerprint sensor, a modem, and a processor coupled to the modem and the fingerprint sensor, where each of the fingerprint sensor, the modem, and the processor are disposed on the card body. The processor of the payment card device is configured to capture, via the fingerprint sensor, a fingerprint of a user associated with the payment account, compare the captured fingerprint to a reference fingerprint stored in memory in communication with the processor, and then compile and transmit, by the modem, an authentication result to an issuer of the payment account and/or a payment network associated with the payment account in response to the user being authenticated, or not, based on the comparison of the captured fingerprint and the reference fingerprint.
    Type: Application
    Filed: August 31, 2020
    Publication date: March 3, 2022
    Inventors: Bernard Wong, Ellen Moskowitz, Emily Anne Stepper
  • Publication number: 20220067699
    Abstract: Systems and methods for verifying users in connection with transactions using payment card devices are disclosed. One exemplary payment card device generally includes a card body, a modem, and a processor disposed on the card body and coupled to the modem. The processor, then, is configured to determine a location of the payment card device, via at least the modem, based on multiple signals from multiple towers (and/or routers) associated with a telecommunication network, and transmit, by the modem, via one of the multiple towers and/or routers, location data indicative of the determined location to at least one of an issuer of the payment account and/or a payment network associated with the payment account.
    Type: Application
    Filed: August 31, 2020
    Publication date: March 3, 2022
    Inventors: Bernard Wong, Ellen Moskowitz, Emily Anne Stepper