Abstract: A data processor at a central location includes a central processing unit, a receiving component to receive garnishments, an importer which writes the garnishments to a central database, a transmitting component which sends the garnishments to participating garnishees, a second receiving component to receive responses to garnishments, a validation component to insure the responses meet basic standards of compliance and completeness, a business rules engine within the validation component to apply jurisdiction-specific standards to the validation, a second importer which writes the garnishee responses to the central database, and a second transmitting component.