Patents by Inventor Emily Paige Bosin

Emily Paige Bosin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11190617
    Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.
    Type: Grant
    Filed: December 13, 2019
    Date of Patent: November 30, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10986541
    Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.
    Type: Grant
    Filed: December 23, 2019
    Date of Patent: April 20, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10977898
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing a platform for integration into applications for user activity interaction for cross entity and third party reward integration. In this way, the system may integrate an activity platform that provides applications or integration into applications to generate an activities network. Furthermore, the system may monitor the user utilization the activities provide triggered responses based on the activities completed. As such, the system may intervene within a known application or third party to provide triggered responses. In some embodiments, the triggered response may be a reward or status built physical alteration to an application or resource distribution item.
    Type: Grant
    Filed: January 24, 2020
    Date of Patent: April 13, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Sean Michael Gutman, Emily Paige Bosin
  • Patent number: 10672021
    Abstract: Embodiments of the present invention provide a system for location-based trafficking for resource accumulation. The system may monitor location data of a mobile device of a user to determine when the user is within a predetermined distance from a specific geographical location of a resource. The system may then automatically transmit a token alert across a wireless network to the mobile device, activating a resource accumulation application to cause a user interface of the mobile device to display an augmented reality of a camera display that includes a virtual token. In some embodiments, the system determines that some advanced interaction has occurred between the user and a merchant associated with the geographical location of the resource and, in response, provides additional virtual tokens or improves the benefit to the user for one or more virtual tokens.
    Type: Grant
    Filed: February 10, 2017
    Date of Patent: June 2, 2020
    Assignee: Bank of America Corporation
    Inventors: Tracy Beth Greene, Sean Michael Gutman, Emily Paige Bosin
  • Publication number: 20200160658
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing a platform for integration into applications for user activity interaction for cross entity and third party reward integration. In this way, the system may integrate an activity platform that provides applications or integration into applications to generate an activities network. Furthermore, the system may monitor the user utilization the activities provide triggered responses based on the activities completed. As such, the system may intervene within a known application or third party to provide triggered responses. In some embodiments, the triggered response may be a reward or status built physical alteration to an application or resource distribution item.
    Type: Application
    Filed: January 24, 2020
    Publication date: May 21, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Sean Michael Gutman, Emily Paige Bosin
  • Publication number: 20200137634
    Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.
    Type: Application
    Filed: December 23, 2019
    Publication date: April 30, 2020
    Applicant: Bank of America Corporation
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20200120186
    Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.
    Type: Application
    Filed: December 13, 2019
    Publication date: April 16, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10607444
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing a platform for integration into applications for user activity interaction for cross entity and third party reward integration. In this way, the system may integrate an activity platform that provides applications or integration into applications to generate an activities network. Furthermore, the system may monitor the user utilization the activities provide triggered responses based on the activities completed. As such, the system may intervene within a known application or third party to provide triggered responses. In some embodiments, the triggered response may be a reward or status built physical alteration to an application or resource distribution item.
    Type: Grant
    Filed: February 10, 2017
    Date of Patent: March 31, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Sean Michael Gutman, Emily Paige Bosin
  • Patent number: 10524165
    Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.
    Type: Grant
    Filed: June 22, 2017
    Date of Patent: December 31, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10511692
    Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.
    Type: Grant
    Filed: June 22, 2017
    Date of Patent: December 17, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10313480
    Abstract: Embodiments of the present invention provide a system for transmitting data between networked resources. Information about a managing entity's supplemental resource is identified, where the supplemental resource supplements a set of resources associated with a user in response to a determination that a particular interaction has occurred. The supplemental resource is then determined to be associated with a third party entity's application on a computing device of the user. The third party application is adjusted by the managing entity to display a selectable notification of the supplemental resource within the third party application. Once the selectable notification is selected, the managing entity approves the supplemental resource for future use by the user. Once the particular interaction associated with the supplemental resource has occurred, the supplemental resource is applied to the set of resources at a later point in time.
    Type: Grant
    Filed: June 22, 2017
    Date of Patent: June 4, 2019
    Assignee: Bank of America Corporation
    Inventors: Tracy Beth Greene, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Emily Paige Bosin, Frederika Zipporah Morris Angus, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180375960
    Abstract: Embodiments of the present invention provide a system for transmitting data between networked resources. Information about a managing entity's supplemental resource is identified, where the supplemental resource supplements a set of resources associated with a user in response to a determination that a particular interaction has occurred. The supplemental resource is then determined to be associated with a third party entity's application on a computing device of the user. The third party application is adjusted by the managing entity to display a selectable notification of the supplemental resource within the third party application. Once the selectable notification is selected, the managing entity approves the supplemental resource for future use by the user. Once the particular interaction associated with the supplemental resource has occurred, the supplemental resource is applied to the set of resources at a later point in time.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Emily Paige Bosin, Frederika Zipporah Morris Angus, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180375959
    Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180373569
    Abstract: A system for digitally linking alternate resources to resource pools and allocating linked alternate resources to resource interactions. In specific embodiments, in response to allocating the alternate resource to the resource interaction, resources are re-allocated to the resource pool from which the resource interaction was initiated.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180375794
    Abstract: Proactive acquisition of supplemental resources for interactions based on anticipated needs improves computer processing efficiency and storage requirements, as well as allowing for improved interactions over the Internet. More particularly, desired interactions of a user, previous interactions of the user, changes in available interactions for the user, and supplemental resources for which the user qualifies are used in combination to felicitate the improved interactions for the user, and which also results in the improved computer processing efficiency and storage of the interactions.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180376378
    Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180232672
    Abstract: Embodiments of the present invention provide a system for interactive resource distribution via a resource allocation interface. The system is typically configured for extracting a plurality of records associated with a user from an entity server; analyzing the plurality of records and identifying a set of records from the plurality of records requiring an assignment of a class; identifying an online session initiated by the user on a user device; transmitting control signals to the user device to cause the user device to display a subset of records of the set of records and a first set of classes via the resource allocation interface and to prompt the user to assign the subset of records to the set of classes by one or more gaming means; determining that the assignment of the subset of records to the set of classes is complete and providing a first token to the user.
    Type: Application
    Filed: February 10, 2017
    Publication date: August 16, 2018
    Inventors: Tracy Beth Greene, Emily Paige Bosin, Sean Michael Gutman
  • Publication number: 20180232762
    Abstract: Embodiments of the invention are directed to systems, methods and computer program products for targeted resource token generation and deployment. Embodiments receive interaction information associated with a user, wherein the interaction information comprises past interactions; in response to receiving the past interactions, determine recommended interactions based on the past interactions; determine one or more unused recommended interactions; present the unused recommended interactions to the user for consideration; generate interactive tokens based on the past interactions and the recommended interactions; prompt the user to perform one or more actions related to the unused recommended interactions; determine that the user has attained at least a threshold level of achievement; and in response, award some of the interactive tokens to the user.
    Type: Application
    Filed: February 10, 2017
    Publication date: August 16, 2018
    Inventors: Tracy Beth Greene, Emily Paige Bosin, Sean Michael Gutman
  • Publication number: 20180232213
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for interaction manipulation for implementing resource storage. The system receives interaction information associated with a user which includes past interactions as well as a resource storage target. Based on the received past interactions, the system determines one or more recommended interactions which would assist the user in achieving the resource storage target. The system generates and installs an interactive user application on a user device associated with the user, before generating interactive tokens based on the past and recommended interactions. The system prompts the user to manipulate the generated tokens within the application to allow for the generation and implementation of a revised interaction program.
    Type: Application
    Filed: February 10, 2017
    Publication date: August 16, 2018
    Inventors: Tracy Beth Greene, Emily Paige Bosin, Sean Michael Gutman
  • Publication number: 20180232995
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing a platform for integration into applications for user activity interaction for cross entity and third party reward integration. In this way, the system may integrate an activity platform that provides applications or integration into applications to generate an activities network. Furthermore, the system may monitor the user utilization the activities provide triggered responses based on the activities completed. As such, the system may intervene within a known application or third party to provide triggered responses. In some embodiments, the triggered response may be a reward or status built physical alteration to an application or resource distribution item.
    Type: Application
    Filed: February 10, 2017
    Publication date: August 16, 2018
    Inventors: Tracy Beth Greene, Sean Michael Gutman, Emily Paige Bosin