Abstract: A system includes a banking network (1) and a rewards server (2). An integrated wallet with mobile access (3) is connected to the banking network (1) and is configured to facilitate payment flows. A tracking device (4) is connected to the rewards server (2) and is configured to track and measure levels of financial knowledge and understanding of financial concepts of system users. The rewards server (2) is configured to store trading data as well as said measures of financial knowledge and by virtue of communicating to an interface, through which traders can accumulate reward points based on trading activity or level of financial knowledge. The foregoing components may be connected to an exchange system (5). Exchange system (5) may also be connected to a user trading terminals.

Abstract: This invention provides risk management systems and methods for enterprises associated with a wide variety of sports activities, e.g., sports having individual athlete participants as well as sports having team participants; sports activities having regional, national, or international scope; professional and non-professional sports activities; and so forth. In preferred embodiments, the systems and methods of this invention derive models of the economic values and of associated economic risks of particular sports activities and provide indices reflecting model computations. In further preferred embodiments, the system and method of this invention provide financial instruments having values that derive from one of the provided indices, index computing systems, and exchange or trading platform systems by which such derivative contacts can be valued and traded.

Abstract: Disclosed are a system and a method for performing re-authentication in a communication system. A user Authorization, Authentication and Accounting server transmits a user Master Session Key (MSK_U), which is generated by performing user re-authentication for a mobile station (MS) according to a twice Extensible Authentication Protocol scheme, to a device Authorization, Authentication and Accounting server that generates a new user Master Session Key (MSK_U1) by using the MSK_U and a device Master Session Key generated at initial device authentication for the MS. A base station (BS) generates a Pairwise Master Key (PMK) by using the MSK_U1, and the MS and BS generate an authorization key by using the PMK.

Abstract: A method and apparatus for performing a multiple Pre-Shared Key (PSK) based authentication in a single procedure is described, where the multiple PSK based authentication generates a combined credential in a terminal by using a plurality of credentials including a user identifier and the PSK, and authenticates the terminal in an authentication server by using the combined credential.