Patents by Inventor Eren Kursun

Eren Kursun has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200387833
    Abstract: Embodiments of the present invention provide a system and methods to mitigate poisoning attacks within machine learning systems. The invention includes an improved data analysis approach to train an ensemble of machine learning models to analyze received data and label the data in a non-binary fashion to indicate likelihood that certain data has been injected abnormally and should not be used for training purposes. The resulting dataset from the ensemble is assessed to determine convergence of model labeling and to detect outlier data labeling among models in the ensemble. Confidence scores for clustered interaction data may be performed on varied sets of training data populations and using a number of models. Output from the various training/model mixes are fed to a machine learning model to compare ensemble accuracy between different model sets and select the most accurate ensemble combination.
    Type: Application
    Filed: June 4, 2019
    Publication date: December 10, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Eren Kursun
  • Publication number: 20200389470
    Abstract: A system for adversarial targeting detection and prevention is provided the system generally comprising deploying a population of machine learning models configured to monitor interaction data between one or more users and one or more external entities, receive profile data for the one or more users and store the profile data in a historical database, monitor the interaction data between the one or more users and the one or more external entities via the deployed machine learning modules, store the interaction data transmitted between the one or more users and the one or more external entities, analyze the interaction data and the profile data to identify a pattern of treatment by the one or more external entities, identify an adversarial targeting scheme based on the pattern of treatment, and alter user profile characteristics for the one or more users in response to the identified adversarial targeting scheme.
    Type: Application
    Filed: June 4, 2019
    Publication date: December 10, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Eren Kursun
  • Publication number: 20200387602
    Abstract: Embodiments of the present invention provide a system and methods to prevent poisoning attacks in machine learning systems in real time. The invention includes methods for blocking the injection of abnormal data into training data sets used to train machine learning models for the identification of malfeasant activity by blocking certain data from entering the machine learning training dataset in real time, blocking certain interactions from being completed in real time, or placing holds on certain resources or users according to patterns detected by the ensemble of machine learning models. Various thresholds may be set manually or identified through the machine learning algorithm in order to determine which interactions or users should be blocked.
    Type: Application
    Filed: June 4, 2019
    Publication date: December 10, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Eren Kursun
  • Publication number: 20200387752
    Abstract: A system for adversarial targeting mitigation is provided, the system generally comprising identifying, using an artificial intelligence and machine learning model engine, a user targeting pattern employed by an entity based on interaction data between the entity and one or more users, based on the identified pattern of targeting, training the machine learning model to identify specific user profile data correlated with specific responses from the entity, identifying, using the machine learning model, a subset of one or more favorable responses from the specific responses, and triggering the one or more favorable responses by altering the user profile data for the one or more users prior to interaction with the specific entity.
    Type: Application
    Filed: June 4, 2019
    Publication date: December 10, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Eren Kursun
  • Publication number: 20200382491
    Abstract: Embodiments of the present invention provide a system for security analysis and authentication. The system can analyze, using a deep neural network machine learning system, historical one time password (“OTP”) information, historical information, historical malfeasance information, and historical information for a plurality of users to determine available OTPs. When an authentication request is received, one of the available OTPs is randomly or variedly selected and the user is prompted to provide information along with a response for the OTP. The received information is analyzed against the historical information and an OTP signature is generated for the user. This OTP signature is used to determine whether the user is authenticated for one or more authentication elements.
    Type: Application
    Filed: June 3, 2019
    Publication date: December 3, 2020
    Applicant: Bank of America Corporation
    Inventor: Eren Kursun
  • Publication number: 20200380114
    Abstract: Embodiments of the present invention provide a system for security analysis and authentication. The system can generate a one time password (OTP) signature for a user using a neural network machine learning system. This OTP signature can be analyzed by multiple applications that each utilize different certain authentication verification matching requirements, such that security concerns and strengths of varied downstream applications are taken into account on an individual application basis. Each application determines an authentication value for the user based on the OTP signature, and access or other permissions are granted in response to the authentication value meeting or exceeding a threshold value for that application.
    Type: Application
    Filed: June 3, 2019
    Publication date: December 3, 2020
    Applicant: Bank of America Corporation
    Inventor: Eren Kursun
  • Patent number: 10855666
    Abstract: The invention relates to providing alternate user communication based on user identification. A communication from a user may be received, and the communication may include an authentication credential from the user. When the user is determined to be an unauthorized user based on the authentication credential, the communication may be extended in order to capture more information from the unauthorized user, and to deter the unauthorized user from making other unauthorized access attempts. In addition to the extension of the communication with the unauthorized user, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.
    Type: Grant
    Filed: June 1, 2018
    Date of Patent: December 1, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun
  • Publication number: 20200374305
    Abstract: A system for machine learning-based real-time electronic data quality checks in online machine learning and AI systems is provided. In particular, the system may comprise a machine learning module which receives input data from a data quality learning module which serves to perform filtering or alteration functions on incoming data during the training and/or live phases of the machine learning module. Over time, the data quality module may increasingly become efficient and accurate at assessing incoming data to determine the data quality. In turn, improving data quality of input data may ensure that the various neural networks within the system produce adaptively accurate output values to drive the decisioning processes of the system.
    Type: Application
    Filed: May 24, 2019
    Publication date: November 26, 2020
    Applicant: Bank of America Corporation
    Inventor: Eren Kursun
  • Publication number: 20200372403
    Abstract: An artificial intelligence system and method for real-time event trend analysis are provided for a population of machine learning models configured to monitor a real-time data stream. A controller is configured for analyzing the population of machine learning models and determining data trends in response to changes in the real-time data stream; receiving a collective output from the population of machine learning models, wherein the output comprises an analysis of the real-time data stream; extracting an event horizon data trend based on the collective output, the event horizon data trend comprising a determined upcoming data variation in the real-time data stream; and continuously reconfiguring the population of machine learning models based on the collective output and the event horizon data trend.
    Type: Application
    Filed: May 24, 2019
    Publication date: November 26, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Eren Kursun, Hylton N. van Zyl
  • Publication number: 20200372402
    Abstract: An artificial intelligence system and method for improving machine learning model adaptability are provided for a population of machine learning models configured to monitor a real-time data stream. A controller is configured for training and reconfiguring the population of the machine learning models in response to changes in the data stream; continuously monitor the population of the machine learning models, wherein continuously monitoring the population comprises collecting performance metrics for each of the machine learning models; analyze the performance metrics for each of the machine learning models by comparing the performance metrics to threshold values; and based on analyzing the performance metrics, reconfigure the population of the machine learning models.
    Type: Application
    Filed: May 24, 2019
    Publication date: November 26, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Eren Kursun, Hylton N. van Zyl
  • Publication number: 20200329030
    Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.
    Type: Application
    Filed: June 29, 2020
    Publication date: October 15, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
  • Publication number: 20200329043
    Abstract: A system and methods for alternate user communication routing are described. Unauthorized users are identified and alternate treatments are provided in order to deter unauthorized access and create opportunities for data collection. The use of a varied set of alternate treatments provides an enhanced view of unauthorized user behavior and an increased ability to track future unauthorized user actions by recording various user identity/communication characteristics specific to known unauthorized users. Alternate treatments may be provided randomly based on a set of alternate treatments previously provided to a specific user, or may be varied based on an identified group of unauthorized users presumed to be acting in concert.
    Type: Application
    Filed: June 29, 2020
    Publication date: October 15, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
  • Publication number: 20200329028
    Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.
    Type: Application
    Filed: June 29, 2020
    Publication date: October 15, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
  • Publication number: 20200329027
    Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.
    Type: Application
    Filed: June 29, 2020
    Publication date: October 15, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
  • Publication number: 20200329042
    Abstract: A system and methods for alternate user communication routing are described. Unauthorized users are identified and alternate treatments are provided in order to deter unauthorized access and create opportunities for data collection. The use of a varied set of alternate treatments provides an enhanced view of unauthorized user behavior and an increased ability to track future unauthorized user actions by recording various user identity/communication characteristics specific to known unauthorized users. Alternate treatments may be provided randomly based on a set of alternate treatments previously provided to a specific user, or may be varied based on an identified group of unauthorized users presumed to be acting in concert.
    Type: Application
    Filed: June 29, 2020
    Publication date: October 15, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
  • Publication number: 20200329026
    Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.
    Type: Application
    Filed: June 29, 2020
    Publication date: October 15, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
  • Publication number: 20200329029
    Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.
    Type: Application
    Filed: June 29, 2020
    Publication date: October 15, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
  • Patent number: 10805297
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for identification of normal state authenticity indicators for user authentication into applications in real-time to prevent misappropriation at the point of authenticity. In this way, the system provides decomposition of streaming transactions through a matrix of engines giving the system the ability to profile different characteristics of streaming data. Furthermore, providing strategies to respond based on the output of the decomposition. As such, requests for identification, authentication, or access to secure locations along with historical data through multiple vectors that are specialized in specific misappropriation identification to output a complete misappropriation profile from the vectors for recommended actions for the authenticity of the user. The results from each engine are cross compared to generate a complete misappropriation profile that covers a range of factors for the input.
    Type: Grant
    Filed: March 9, 2018
    Date of Patent: October 13, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Eren Kursun
  • Patent number: 10798126
    Abstract: The invention relates generally to an alternate display generation based on user identification of unauthorized users. When the user is identified as an unauthorized user, the organization may present an alternative interface to the unauthorized user. The organization monitors how the unauthorized user utilizes the alternative interface, such as action requests that the unauthorized user may take through the use of the alternative interface. In response to any action requests from the unauthorized user, the organization may take alternative actions in order to make it seem that the unauthorized user was successful in the action request. In this way, the organization may monitor the use of the alternative interface by the unauthorized user, and capture additional information from the unauthorized user in order to identify, track, and/or prevent access by unauthorized users in the future.
    Type: Grant
    Filed: June 1, 2018
    Date of Patent: October 6, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
  • Patent number: 10785214
    Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.
    Type: Grant
    Filed: June 1, 2018
    Date of Patent: September 22, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann