Abstract: Systems and methods of incentivizing the use of a safety device while operating a vehicle are provided. Data captured by sensors associated with a safety device may be analyzed to identify instances in which the safety device is used by an operator of a vehicle. Additionally, data captured by sensors associated with the vehicle may be analyzed to identify instances in which the vehicle is in motion. By comparing the instances in which the safety device is used by the operator of the vehicle to the instances in which the vehicle is in motion, instances in which the operator of the vehicle uses the safety device while operating the vehicle may be determined. Furthermore, a trend of the operator of the vehicle using the safety device while operating the vehicle may be identified. A notification related to the identified trend may be provided to the operator of the vehicle.

Abstract: Systems and methods for reducing vehicle collisions based on driver risk groups are provided. A plurality of vehicle operators may be classified into a driver risk group based on one or more attributes (e.g., location, workplace, school, demographic, hobby, interest, etc.) shared by the plurality of vehicle operators. Vehicle sensor data (e.g., speed data, acceleration data, braking data, cornering data, following distance data, turn signal data, seatbelt use data, etc.) associated with each of the plurality of vehicle operators of the driver risk group may be analyzed. Based on the analysis of the vehicle sensor data, one or more indicia of safe driving behavior associated with the driver risk group may be identified. In response to a third-party query regarding a vehicle operator in the driver risk group, an indication of the safe driving behavior associated with the driver risk group may be provided to the third party.

Abstract: Systems and methods relate to, inter alia, receiving a set of sensor data from a set of sensors communicatively coupled to the electronic mobile device. The systems and methods may further include determining automatically from the set of sensor data that the collision event occurred during the operation of the automotive device. The systems and methods may further include initiating, in response to determining that the collision event occurred, a reverse communication session between the electronic mobile device and a collision management server. The electronic mobile device, via the initiated reverse communication session, may be configured to receive a first offer from a first service provider and a second offer from a second service provider. The first offer and the second offer are for servicing the automotive device by the first service provider and the second service provider, respectively.

Abstract: Systems and methods for assessing accident events are disclosed According to certain aspects, an electronic device may access sensor data associated with operation of a vehicle, and analyze the sensor data to determine that an accident event has occurred. In response, the electronic device may dynamically and automatically retrieve additional sensor data from at least one additional electronic device via a short range communication. The electronic device may compile or aggregate the additional sensor data with the original sensor data to provide a thorough representation of the accident event.

Abstract: A system for managing insurance contracts configured to (i) store a user profile and a current user insurance contract, wherein the user profile includes a plurality of user preferences; (ii) receive a plurality of offers for insurance contracts from a plurality of insurance providers, wherein each of the plurality of offers includes a plurality of coverage options; (iii) for each of the plurality of offers, compare the corresponding plurality of coverage options to the plurality of user preferences; (iv) automatically determine a desired offer of the plurality of offers based upon the comparison; and/or (v) electronically update the current user insurance contract based upon the desired offer.

Abstract: Systems and methods for providing continuous safe-driver training safely are provided. A safe-driving challenge may be presented to an operator of a vehicle. Data captured by sensors associated with the vehicle may be analyzed to determine whether the operator of the vehicle has completed the safe-driving challenge. Based on a determination that the operator of the vehicle has completed the safe-driving challenge, a notification may be provided to the operator (e.g., indicating to the operator that he or she has successfully completed the challenge). A processor may randomly select whether a reward is to be provided to the operator of the vehicle based on the determination that the operator of the vehicle has completed the safe-driving challenge. Moreover, if a reward is to be provided to the operator of the vehicle, a processor may randomly select a type of reward to be provided to the operator of the vehicle.

Abstract: A system for managing insurance contracts is configured to (i) store a user profile of a user and a current user insurance contract associated with the user, the user profile including user preferences and usage characteristics, (ii) receive offers for insurance contracts, wherein each of the offers includes coverage options, target usage characteristics, and prices for target usage characteristics, (iii) for each of the offers, compare the corresponding coverage options to the user preferences and the target usage characteristics to the usage characteristics associated with the user, (iv) automatically determine a plurality of acceptable offers based upon the plurality of offers and the comparison, (v) automatically determine a desired offer of the plurality of acceptable offers based upon the one or more prices associated with each of the plurality of acceptable offers, and (vi) electronically update the current user insurance contract based upon the desired offer.

Abstract: Techniques for using dynamic comparison groups to assess driving safety are provided. Customizable comparison groups of vehicle operator's may be created based upon specific parameters. Drivers belonging to each specific comparison group may be ranked among one another based upon a comparison of telematics data that is associated with each vehicle, which may indicate various metrics associated with each driver's driving safety. By providing each driver's ranking within comparison groups, a gamified interface and user interaction is achieved, which promotes competition and acts as an incentive for the drivers to drive safer and avoid risk. Additional incentives may be provided in the form of automobile insurance premium discounts and recommendations for improving the driver's ranking.

Abstract: Systems and methods for dynamically assessing vehicle operation are described. According to certain aspects, an electronic device may accumulate telematics data associated with operation of a vehicle, where the telematics data indicates a location of the vehicle. The electronic device may retrieve additional telematics data of additional vehicles operating at or near the location, and compare the accumulated telematics data to the additional telematics data. The electronic device may dynamically generate and display a data visualization indicating the analysis for review by an operator of the vehicle.

Abstract: Systems and methods for generating and communicating challenges that are intended to improve driving behavior are provided. According to certain aspects, a backend server may receive vehicle data describing the vehicle's operation or the vehicle operator from sensors or an electronic device. The backend server may compare target parameters and the vehicle data and, optionally, data from an external information source, to determine differences and calculate risk. The backend server may transmit challenges to the electronic device, and may generate a comparison factor and process an account of a the vehicle operator based on updated vehicle data received from the electronic device.

Abstract: Techniques for using dynamic comparison groups to assess driving safety are provided. Customizable comparison groups of vehicle operator's may be created based upon specific parameters. Drivers belonging to each specific comparison group may be ranked among one another based upon a comparison of telematics data that is associated with each vehicle, which may indicate various metrics associated with each driver's driving safety. By providing each driver's ranking within comparison groups, a gamified interface and user interaction is achieved, which promotes competition and acts as an incentive for the drivers to drive safer and avoid risk. Additional incentives may be provided in the form of automobile insurance premium discounts and recommendations for improving the driver's ranking.

Abstract: Systems and methods for dynamically assessing vehicle operation are described. According to certain aspects, an electronic device may accumulate telematics data associated with operation of a vehicle, where the telematics data indicates a location of the vehicle. The electronic device may retrieve additional telematics data of additional vehicles operating at or near the location, and compare the accumulated telematics data to the additional telematics data. The electronic device may dynamically generate and display a data visualization indicating the analysis for review by an operator of the vehicle.

Abstract: A system for managing insurance contracts is configured to (i) store a user profile of a user and a current user insurance contract associated with the user, the user profile including user preferences, (ii) access telematics data associated with the user, (iii) based upon the telematics data, generate a usage profile associated with the user, the usage profile including usage characteristics, (iv) associate the usage profile with the user profile, (v) receive offers for insurance contracts from a plurality of insurance providers, wherein each of the offers includes coverage options and target usage characteristics, (vi) for each of the offers, compare the corresponding coverage options to the user preferences and the target usage characteristics to the usage characteristics associated with the user, (vii) automatically determine a desired offer based upon the comparison, and (viii) electronically update the current user insurance contract based upon the desired offer.

Abstract: Methods and systems for assessing driving autonomous system (DAS) performance based on the telematics data, vehicle type, and/or driving environment. The methods and/or systems may receive driving data indicative of vehicle performance based on DAS operation of the vehicle during a time period; select a portion of the driving data related to at least one performance metric of the DAS operated vehicle during the time period; receive historical DAS performance data that includes at least one performance metric of a vehicle-type of DAS operated vehicle that includes the vehicle; analyze the selected portion of the driving data during the time period with the historical DAS performance data; calculate a DAS score for the vehicle based on the analysis of the selected portion of the driving data during the time period with the historical DAS performance data of the vehicle type; and adjust DAS operation of the vehicle based on the calculated DAS score for the vehicle.

Abstract: Systems and methods for generating and communicating challenges that are intended to improve driving behavior are provided. According to certain aspects, a backend server may receive vehicle data describing the vehicle's operation or the vehicle operator from sensors or an electronic device. The backend server may compare target parameters and the vehicle data and, optionally, data from an external information source, to determine differences and calculate risk. The backend server may transmit challenges to the electronic device, and may generate a comparison factor and process an account of a the vehicle operator based on updated vehicle data received from the electronic device.

Abstract: Systems and methods for reducing vehicle collisions based on driver risk groups are provided. A plurality of vehicle operators may be classified into a driver risk group based on one or more attributes (e.g., location, workplace, school, demographic, hobby, interest, etc.) shared by the plurality of vehicle operators. Vehicle sensor data (e.g., speed data, acceleration data, braking data, cornering data, following distance data, turn signal data, seatbelt use data, etc.) associated with each of the plurality of vehicle operators of the driver risk group may be analyzed. Based on the analysis of the vehicle sensor data, one or more indicia of safe driving behavior associated with the driver risk group may be identified. In response to a third-party query regarding a vehicle operator in the driver risk group, an indication of the safe driving behavior associated with the driver risk group may be provided to the third party.

Abstract: A system and methods relate to, inter alia, aggregating electronic information generated at a first computing environment. The system and methods further relate to receiving a message for at least a portion of the electronic information from a second computing environment. The system and methods further relate to determining whether the aggregated electronic information is available. The system and methods further relate to transforming the electronic information from a first type to a second type in response to determining that the aggregated electronic information is available, the first type comprising an electronic information type of the electronic information generated at the first computing environment and the second type comprising another electronic information type consumable by the second computing environment. The system and methods further relate to transmitting at least a portion of the transformed electronic information to the second computing environment.

Abstract: Compositions including small molecule biochemicals, and salts and derivatives thereof, and methods for detection, treatment or prophylaxis of neuromuscular disorders are provided, including modulation of microRNA that contribute to neuromuscular disorders, including muscular dystrophies, peripheral motor neuron diseases, motor neuron diseases, neuromuscular junction diseases, myopathies, metabolic diseases of the muscle, amyotrophic lateral sclerosis, multiple sclerosis, Parkinson's disease, motor neuron diseases, Huntington's disease, spinocerebellar ataxia, and spinal muscular atrophy.

Abstract: Systems and methods for improved accident response technology are disclosed. According to certain aspects, a server may receive an indication of an occurrence of an accident event, and may identify a set of vehicles currently operating and suited to assist with the accident event. The server may transmit a notification to one or more of the vehicles that indicates the accident event and enables a vehicle operator to select whether to assist with the accident event. The server may reward the vehicle operator for assisting with the accident event.

Abstract: Systems and methods for using sensor data to assess impairment of individuals and dynamically facilitate alternative transportation for the individuals are described. According to certain aspects, an electronic device may collect movement data of an individual and compare the movement data to baseline movement data to estimate an impairment level of the individual. The electronic device may generate and display messages for the individual to review, and may interface with a remote server to facilitate the arrangement of alternative transportation for the individual.