Patents by Inventor Eric David Schroeder
Eric David Schroeder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12620317Abstract: A system and method for automatically pre-generating a flight path for an unmanned aerial vehicle (UAV) to survey a target location is disclosed. The system comprises a computing system that considers environmental conditions such as external and structural factors about the target location to determine an optimal time and route that should be employed in order to best obtain the desired images of selected structures. The factors can include data about the weather, lighting, and atmospheric conditions in the target region, as well as specific physical characteristics for the structures and surrounding land, and features that have been designated as being of higher importance. By customizing the flight path to reflect the target location's particular environmental and structural conditions, the UAV can obtain images of greater quality and relevance.Type: GrantFiled: October 19, 2021Date of Patent: May 5, 2026Assignee: United Services Automobile Association (USAA)Inventors: Donnette L. Moncrief Brown, Robert Wiseman Simpson, Manfred Amann, Timothy Frank Davison, Snehal Desai, Michael J. Maciolek, Kelsey Anne O'Brien, Eric David Schroeder, Emily Margaret Gray, Justin Dax Haslam, Matthew Ryan Santacroce
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Patent number: 12614458Abstract: A vehicle parking management system includes one or more processors configured to receive data indicative of one or more characteristics of one or more parking locations. The one or more processors is also configured to determine one or more recommended parking locations of the one or more parking locations based on the data and based on an input related to a vehicle. The one or more processors is further configured to output a recommendation of the one or more recommended parking locations via a display screen to a driver of the vehicle.Type: GrantFiled: July 19, 2024Date of Patent: April 28, 2026Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge Lecocke, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick
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Patent number: 12591932Abstract: Methods and systems described herein are directed to automatedly generating one or more insurance coverage recommendations. An insurance coverage recommendation system can retrieve data for a planned activity of the user, including a description for the planned activity and its location and duration. The system can then predict weather for the planned activity. Using the description for the activity, the location, the duration, and the predicted weather, the system can generate a user activity profile. The profile can be analyzed with a machine learning model, trained based on past insurance claims, to generate one or more needed insurance coverage levels for the planned activity. The needed insurance coverage levels can be mapped to one or more respective insurance coverage recommendations for applicable insurance products.Type: GrantFiled: May 24, 2022Date of Patent: March 31, 2026Assignee: United Services Automobile Association (USAA)Inventors: Allison White, Donnette L. Moncrief Brown, Eric David Schroeder, Justin Dax Haslam, Manfred Amann, Michael J. Maciolek, William Dubyak
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Patent number: 12587527Abstract: An audio signal-based method and system of authentication of a person in order to permit access to a secured resource. The system and method are configured to cause an audio sample to be produced by the computing device where a request for access is made. A secondary device on which a verification software application is installed can detect the playback of the audio sample. The secondary device can communicate with the authentication system to confirm detection of the audio sample. In response, the system can determine the user identity is verified, and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.Type: GrantFiled: March 29, 2024Date of Patent: March 24, 2026Assignee: United Services Automobile Association (USAA)Inventors: Christine Danielle Sanchez, Oscar Roberto Tijerina, Gerald John Wright, Melisa Izaguirre, Tujwanda LaDonna Trail, Ruthie D. Lyle, Snehal Desai, David Joaquin Harris, Eric David Schroeder, Jeffrey David Calusinski
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Patent number: 12540875Abstract: A system and method for identifying the sources of leaking water in a home or other facility. In particular, the embodiments provide devices that can dye water in a plumbing system to provide a visual indicator of water that has leaked from a pipe. These include manifold assemblies with integrated injection devices, as well as stand-alone injection devices that can be coupled to individual pipes and/or pipe connectors.Type: GrantFiled: April 27, 2023Date of Patent: February 3, 2026Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Donnette L. Moncrief Brown, Manfred Amann, Timothy Frank Davison, Snehal Desai, Nicole Ferretti, Rachel Michelle Ballew, Chung Shing Sheldon Lee, Martin Lopez, Kelsey Anne O'Brien, Melissa Jane Porter, Sayeef Rahim, Eric David Schroeder, Steven J. Schroeder, Joseph Michael Vesco
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Patent number: 12505487Abstract: A vehicle collision detection system includes one or more processors configured to receive data from one or more sensors coupled to a vehicle and to analyze the data to detect a collision at the vehicle. In response to the collision at the vehicle, the one or more processors are configured to provide control signals to activate one or more cameras coupled to the vehicle to obtain one or more images of an environment surrounding the vehicle.Type: GrantFiled: March 20, 2020Date of Patent: December 23, 2025Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick
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Patent number: 12491900Abstract: Methods and systems for detecting and responding to impaired drivers are disclosed. The methods intelligently alert and route a user driver's vehicle to improve driving safety based on a predicted path of an impaired driver. The method shares data collected by vehicles in an area to determine which that a vehicle has an impaired driver. The method associates cones of certainty with such a vehicle to establish where the vehicle is likely to travel in the future. If the system determines there is a likelihood of accident based on a proximity to these cones of certainty, an alert can be presented to a user driver of a proximate vehicle. The method also generates routes that avoid or limit the user driver's exposure to the impaired driver's vehicle, such as by suggesting detours or automatically controlling the user driver's vehicle to avoid the path of the impaired driver.Type: GrantFiled: May 26, 2023Date of Patent: December 9, 2025Assignee: United Services Automobile Association (USAA)Inventors: Eric David Schroeder, Donnette L Moncrief Brown, Snehal Desai, Manfred Amann, Timothy Frank Davison, Rachel Michelle Ballew, Kelsey Anne O'Brien, Sayeef Rahim
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Patent number: 12441302Abstract: A system and method for modifying one or more vehicle control systems in a target vehicle prior to a collision with an approaching vehicle are disclosed. The system and method include detecting that a collision is imminent and controlling one or more vehicle control systems automatically to change the impact duration and/or location, depending on the type of collision detected.Type: GrantFiled: November 29, 2022Date of Patent: October 14, 2025Assignee: United Services Automobile Association (USAA)Inventors: Eric David Schroeder, Donnette L. Moncrief Brown, Snehal Desai, Manfred Amann, Timothy Frank Davison, Rachel Michelle Ballew, Kelsey Anne O'Brien, Sayeef Rahim
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Patent number: 12445999Abstract: A system and method provide a two-way pager system. Members use pager systems to communicate in situations where they lack power or access to other modes of communication. For example, the pagers have a switching system that allows users to broadcast information about their current situation in an emergency. For example, the system could use switches that could be set to three different settings. Separate switches could be used for different categories of resources required in an emergency, and the switches could take on settings that represent resource requirements and availability. A centralized system listens for pages from users' pagers that transmit the switch settings for the categories. The centralized system then determines which users lack certain resources, which users have sufficient resources, and which users need certain resources. The system then transmits information through the pager network to inform users where to find resources that they are lacking.Type: GrantFiled: January 30, 2023Date of Patent: October 14, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Manfred Amann, Donnette L. Moncrief Brown, Timothy Frank Davison, Snehal Desai, Nicole Ferretti, Rachel Michelle Ballew, Kelsey Anne O'Brien, Sayeef Rahim, Eric David Schroeder, Steven J. Schroeder, Joseph Michael Vesco, Justin Dax Haslam, Melissa Jane Porter
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Patent number: 12438984Abstract: A communication device is disclosed. Specifically, the communication device may be a telephone service powered hotspot that plugs into a telephone jack of a Public Switched Telephone Network. The telephone plug of the hotspot provides power and a telephone connection for the hotspot. The hotspot may include a modem that can use the telephone connection to connect the hotspot to an Internet Service Provider. By using such a connection, the modem can provide dial-up internet connectivity for the hotspot. The hotspot can use the power supply to provide a wired or wireless power source for nearby devices after a disaster disables usual power sources. The hotspot can use the internet access from the modem to provide wired or wireless internet access for the nearby devices. However, because dial-up connectivity can have a very limited bandwidth, the hotspot may throttle applications when the bandwidth requires such throttling.Type: GrantFiled: May 26, 2023Date of Patent: October 7, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Donnette L. Moncrief Brown, Manfred Amann, Snehal Desai, Nicole Ferretti, Chung Shing Sheldon Lee, Martin Lopez, Kelsey Anne O'Brien, Melissa Jane Porter, Sayeef Rahim, Eric David Schroeder, Steven J. Schroeder, Joseph Michael Vesco
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Patent number: 12432201Abstract: A remote haptic signal-based method and system of performing an authentication of video of a person in order to authorize access to a secured resource. The system and method are configured to cause a remote computing device to generate a vibration while collecting sensor data from the same device. The sensor data is evaluated to determine whether the appropriate motion response from the remote computing device is present. If the response is present, the system determines the image is authentic and can verify an identity of the person, and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.Type: GrantFiled: August 25, 2022Date of Patent: September 30, 2025Assignee: United Services Automobile Association (USAA)Inventors: Ruthie D. Lyle, Snehal Desai, David Joaquin Harris, Eric David Schroeder, Jeffrey David Calusinski
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Patent number: 12430955Abstract: A system and method for using wearable device data and data gathered from a vehicle's onboard sensors to provide a more accurate and/or robust set of information about an accident. In one embodiment, a smartwatch is connected to the CAN bus of a vehicle so that data can be transmitted between the watch and onboard sensors. In one embodiment, onboard vehicle sensors may detect a sudden deceleration indicating that an accident may have occurred. At the same time, data from an occupant of the vehicle can be used to confirm if the occupant experienced a sudden deceleration at the same time, indicating that a crash has occurred.Type: GrantFiled: February 27, 2023Date of Patent: September 30, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Donnette L. Moncrief Brown, Manfred Amann, Timothy Frank Davison, Snehal Desai, Nicole Ferretti, Rachel Michelle Ballew, Chung Shing Sheldon Lee, Martin Lopez, Kelsey Anne O'Brien, Melissa Jane Porter, Sayeef Rahim, Eric David Schroeder, Steven J. Schroeder, Joseph Michael Vesco
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Patent number: 12416500Abstract: A method and system of providing guidance and information to an end-user during an emergency situation. A network of beacon devices is arranged throughout different rooms of a physical structure, such as a house. When an emergency situation such as a fire is detected, for example via data collected from one or more smart sensors installed in the house, a navigation server can activate the beacon device network. Each beacon device will begin to provide navigation cues such as audio content and/or light display that guide the end-user to the nearest designated exit.Type: GrantFiled: April 30, 2021Date of Patent: September 16, 2025Assignee: United Services Automobile Association (USAA)Inventors: Kelsey Anne O'Brien, Meredith Beveridge, Eric David Schroeder, Manfred Amann, Matthew Ryan Santacroce, Kelly Q. Baker, Donnette L. Moncrief Brown, Justin Dax Haslam, Timothy Frank Davison
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Patent number: 12412203Abstract: A method of providing a dynamic go-bag service to a user is described. The go-bag contains various supplies and important documents, and is configured to protect these contents during an emergency situation. In one embodiment, the method includes receiving user information from a user, including information about the user, the user's family, and the user's home or residence. Based on the received user information, the method further includes generating a customized go-bag for the user that includes contents specific for the user to use in an emergency situation. The method also includes providing the customized go-bag to the user.Type: GrantFiled: June 10, 2024Date of Patent: September 9, 2025Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Brian Francisco Shipley, Justin Dax Haslam, Robert Wiseman Simpson, Donnette Moncrief Brown, Eric David Schroeder, Michael J. Maciolek, Bobby Lawrence Mohs, Manfred Amann, Rochelle Ann Tijerina, Meredith Beveridge
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Patent number: 12411965Abstract: The embodiments provide a system and method for maintaining real estate data in a secure manner. Access to the data for a given real estate property is restricted by using an authentication device that is physically located at the same real estate property. The authentication device may provide a rolling authentication code that can be entered by the user requesting access to the data. In another embodiment, access to the data for a given real estate property is restricted by using a real estate data unit that is physically stored on the premises. Access to the data may therefore be restricted to users who are close enough to connect with the data unit via wired or wireless communication methods. The data unit and/or authentication device may include a device housing and an installation portion. The installation portion may be configured to attach to part of a building and/or lot.Type: GrantFiled: December 20, 2021Date of Patent: September 9, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Timothy Frank Davison, Donnette L. Moncrief Brown, Bryan J. Osterkamp, Kori Rochelle Newman, Brian Francisco Shipley, Eric David Schroeder, Robert Wiseman Simpson, Manfred Amann
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Patent number: 12380190Abstract: A remote signal-based method and system of performing an authentication of video of a person in order to authorize access to a secured resource. The system and method are configured to cause a visual and/or audio pattern to be displayed in a remote computing device while collecting image data from the same device. The image data is evaluated to determine whether the appropriate response from the person is present. If the response is present, the system determines the image is authentic and can verify an identity of the person, and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.Type: GrantFiled: August 31, 2022Date of Patent: August 5, 2025Assignee: United Services Automobile Association (USAA)Inventors: Ruthie D. Lyle, Snehal Desai, David Joaquin Harris, Eric David Schroeder, Jeffrey David Calusinski
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Patent number: 12370966Abstract: A method and system of intelligently deploying protective structures along the sides of a vehicle in order to protect the vehicle from damage is disclosed. The vehicle includes two protective structures such as bumpers that are each stored in a retracted position during normal vehicle operations. The system receives data collected by sensors in the vehicle to determine whether an accident is likely. If the system determines there is a high likelihood that an accident will occur, one or both protective structures can be deployed from the sides of the vehicle to protect the body of the vehicle from damage.Type: GrantFiled: December 20, 2021Date of Patent: July 29, 2025Assignee: United Services Automobile Association (USAA)Inventors: Donnette L. Moncrief Brown, Robert Wiseman Simpson, Manfred Amann, Timothy Frank Davison, Snehal Desai, Michael J. Maciolek, Kelsey Anne O'Brien, Eric David Schroeder, Emily Margaret Gray, Justin Dax Haslam, Matthew Ryan Santacroce
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Patent number: 12361472Abstract: An autonomous data container and methods of use are disclosed. The autonomous data container includes a data storage structure for storing financial transaction information. The autonomous data container also includes an artificially intelligent agent stored as code within the container. The artificially intelligent agent can run on a system storing the autonomous data container. The artificially intelligent agent can access transaction information in the data storage structure and make predictions and/or decisions on a consumer's behalf. The artificially intelligent agent can make new purchases on the consumer's behalf. The artificially intelligent agent can also provide fraud alerts for the consumer.Type: GrantFiled: May 8, 2024Date of Patent: July 15, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Timothy Frank Davison, Donnette L. Moncrief Brown, Bryan J. Osterkamp, Kori Rochelle Newman, Brian Francisco Shipley, Eric David Schroeder, Robert Wiseman Simpson, Manfred Amann
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Patent number: 12346974Abstract: A system may include a router that may receive a plurality of data packets from one or more devices that communicatively couples to the router. The system may also include at least one processor that identifies an identity of a device based on a data packet received by the router from the device, generate an insurance policy that includes the device in response to identifying the identity of the device, and sends a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.Type: GrantFiled: February 8, 2024Date of Patent: July 1, 2025Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick
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Patent number: 12345027Abstract: A warming device is disclosed. The warming device includes an interior void that is sized to accommodate an exterior plumbing fixture, like an outside faucet. The warming device includes a heating member that is automatically activated in response to a change in temperature. When activated, the heating member generates heat to help protect the exterior plumbing fixture from the elements.Type: GrantFiled: June 29, 2023Date of Patent: July 1, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Manfred Amann, Donnette L. Moncrief Brown, Timothy Frank Davison, Snehal Desai, Nicole Ferretti, Rachel Michelle Ballew, Kelsey Anne O'Brien, Sayeef Rahim, Eric David Schroeder, Steven J. Schroeder, Joseph Michael Vesco, Justin Dax Haslam, Melissa Jane Porter