Patents by Inventor Eric Dryer

Eric Dryer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11631018
    Abstract: Aspects of the disclosure relate to performing enhanced exception processing using cognitive automation tools. In some embodiments, a computing platform may receive interaction data identifying one or more actions performed by one or more users in resolving a plurality of exception items associated with an exception queue. Subsequently, the computing platform may train, using a learning engine, a machine learning model to resolve a first exception and a second exception of one or more exceptions based on the interaction data. Based on training the machine learning model, the computing platform may generate one or more configuration commands directing a processing module to implement the machine learning model to process additional exception items associated with the exception queue. The computing platform then may send the one or more configuration commands to the processing module.
    Type: Grant
    Filed: June 1, 2020
    Date of Patent: April 18, 2023
    Assignee: Bank of America Corporation
    Inventors: Christine Malabad, Jeffrey R. Goertz, Letishia R. Hunt, Clement Chellaraj, Eric Dryer, Clarence E. Lee, Charles Christopher Harbinson, Verlon S. Watson
  • Patent number: 11600151
    Abstract: An ATM pre-registration tool allows a user to request an amount of cash from an ATM before traveling to that ATM. The pre-registration tool receivers a user's request and determines whether a specified ATM contains the requested cash. If the ATM does not contain the requested cash, the pre-registration tool informs the user that the ATM does not contain sufficient funds to fulfill the user's request. If the ATM contains the requested cash, the pre-registration tool instructs the ATM to reserve that cash for the user.
    Type: Grant
    Filed: September 10, 2021
    Date of Patent: March 7, 2023
    Assignee: Bank of America Corporation
    Inventor: Eric Dryer
  • Patent number: 11468747
    Abstract: An ATM exception handler automatically handles certain forms of exceptions. The exception handler receives messages indicating amounts of cash counted and amounts of cash shown at different ATMs. If exceptions are indicated by these messages, the exception handler attempts to reconcile exceptions with each other depending on several factors, such as, the servicer of the ATMs and day of servicing.
    Type: Grant
    Filed: August 10, 2021
    Date of Patent: October 11, 2022
    Assignee: Bank of America Corporation
    Inventors: Eric Dryer, Verlon Safold Watson, III, Jordan Josiah Conklin
  • Patent number: 11403601
    Abstract: A system for performing secure maintenance on automated machines may include a maintenance management apparatus and an automated machine. The maintenance management apparatus is configured for scheduling the maintenance appointment for the automated machine, in response to scheduling the maintenance appointment and creating and communicating a maintenance security code to the automated machine. The automated machine is configured for receiving a request from a maintenance provider to initiate the maintenance appointment, validating the maintenance provider using the maintenance security code and providing access to a secure item storage unit, determining that the maintenance provider has completed the maintenance appointment, and communicating information associated with the maintenance appointment to the maintenance management apparatus and/or a computing device of the maintenance provider.
    Type: Grant
    Filed: May 9, 2019
    Date of Patent: August 2, 2022
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Eric Dryer, Jeffrey R. Goertz, Douglas Scott Wilson, Carl Parziale, Michael Matthew Wisser, Edwin Andrew Wegleitner, Colleen Marie Powers, Gary L. Best, Jr., Jennifer Ann Raley
  • Patent number: 11403701
    Abstract: Systems, method, apparatuses, and software are described for automatically detecting defects in financial transactions, automatically determining resolutions to the defects based on historical defect patterns, an interacting with customers to provide information and/or receive instructions regarding defects and how they should be resolved.
    Type: Grant
    Filed: November 30, 2020
    Date of Patent: August 2, 2022
    Assignee: Bank of America Corporation
    Inventors: Shiva-Sanjay Bhakta, Jeffrey R. Goertz, Kerry Michelle Cantley, Eric Dryer, James W. Stark, III, Mike Stoll, Tim Gauvin, Geoffrey R. Williams, Krishna Kota
  • Patent number: 11308457
    Abstract: A system for performing secure maintenance on automated machines may include a maintenance management apparatus and an automated machine. The maintenance management apparatus is configured for scheduling the maintenance appointment for the automated machine, in response to scheduling the maintenance appointment and creating and communicating a maintenance security code to the automated machine. The automated machine is configured for receiving a request from a maintenance provider to initiate the maintenance appointment, validating the maintenance provider using the maintenance security code and providing access to a secure item storage unit, determining that the maintenance provider has completed the maintenance appointment, and communicating information associated with the maintenance appointment to the maintenance management apparatus and/or a computing device of the maintenance provider.
    Type: Grant
    Filed: May 9, 2019
    Date of Patent: April 19, 2022
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Eric Dryer, Jeffrey R. Goertz, Douglas Scott Wilson, Carl Parziale, Michael Matthew Wisser, Edwin Andrew Wegleitner, Colleen Marie Powers, Gary L. Best, Jr., Jennifer Ann Raley
  • Publication number: 20210407259
    Abstract: An ATM pre-registration tool allows a user to request an amount of cash from an ATM before traveling to that ATM. The pre-registration tool receivers a user's request and determines whether a specified ATM contains the requested cash. If the ATM does not contain the requested cash, the pre-registration tool informs the user that the ATM does not contain sufficient funds to fulfill the user's request. If the ATM contains the requested cash, the pre-registration tool instructs the ATM to reserve that cash for the user.
    Type: Application
    Filed: September 10, 2021
    Publication date: December 30, 2021
    Inventor: Eric Dryer
  • Publication number: 20210374575
    Abstract: Aspects of the disclosure relate to performing enhanced exception processing using cognitive automation tools. In some embodiments, a computing platform may receive interaction data identifying one or more actions performed by one or more users in resolving a plurality of exception items associated with an exception queue. Subsequently, the computing platform may train, using a learning engine, a machine learning model to resolve a first exception and a second exception of one or more exceptions based on the interaction data. Based on training the machine learning model, the computing platform may generate one or more configuration commands directing a processing module to implement the machine learning model to process additional exception items associated with the exception queue. The computing platform then may send the one or more configuration commands to the processing module.
    Type: Application
    Filed: June 1, 2020
    Publication date: December 2, 2021
    Inventors: Christine Malabad, Jeffrey R. Goertz, Letishia R. Hunt, Clement Chellaraj, Eric Dryer, Clarence E. Lee, Charles Christopher Harbinson, Verlon S. Watson
  • Publication number: 20210366245
    Abstract: An ATM exception handler automatically handles certain forms of exceptions. The exception handler receives messages indicating amounts of cash counted and amounts of cash shown at different ATMs. If exceptions are indicated by these messages, the exception handler attempts to reconcile exceptions with each other depending on several factors, such as, the servicer of the ATMs and day of servicing.
    Type: Application
    Filed: August 10, 2021
    Publication date: November 25, 2021
    Inventors: Eric Dryer, Verlon Safold Watson, III, Jordan Josiah Conklin
  • Patent number: 11151521
    Abstract: A system for performing secure maintenance on automated machines may include a maintenance management apparatus and an automated machine. The maintenance management apparatus is configured for scheduling the maintenance appointment for the automated machine, in response to scheduling the maintenance appointment and creating and communicating a maintenance security code to the automated machine. The automated machine is configured for receiving a request from a maintenance provider to initiate the maintenance appointment, validating the maintenance provider using the maintenance security code and providing access to a secure item storage unit, determining that the maintenance provider has completed the maintenance appointment, and communicating information associated with the maintenance appointment to the maintenance management apparatus and/or a computing device of the maintenance provider.
    Type: Grant
    Filed: May 9, 2019
    Date of Patent: October 19, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Eric Dryer, Jeffrey R. Goertz, Douglas Scott Wilson, Carl Parziale, Michael Matthew Wisser, Edwin Andrew Wegleitner, Colleen Marie Powers, Gary L. Best, Jr., Jennifer Ann Raley
  • Patent number: 11145170
    Abstract: An ATM pre-registration tool allows a user to request an amount of cash from an ATM before traveling to that ATM. The pre-registration tool receivers a user's request and determines whether a specified ATM contains the requested cash. If the ATM does not contain the requested cash, the pre-registration tool informs the user that the ATM does not contain sufficient funds to fulfill the user's request. If the ATM contains the requested cash, the pre-registration tool instructs the ATM to reserve that cash for the user.
    Type: Grant
    Filed: May 27, 2020
    Date of Patent: October 12, 2021
    Assignee: Bank of America Corporation
    Inventor: Eric Dryer
  • Patent number: 11120670
    Abstract: An ATM exception handler automatically handles certain forms of exceptions. The exception handler receives messages indicating amounts of cash counted and amounts of cash shown at different ATMs. If exceptions are indicated by these messages, the exception handler attempts to reconcile exceptions with each other depending on several factors, such as, the servicer of the ATMs and day of servicing.
    Type: Grant
    Filed: May 14, 2020
    Date of Patent: September 14, 2021
    Assignee: Bank of America Corporation
    Inventors: Eric Dryer, Verlon Safold Watson, III, Jordan Josiah Conklin
  • Patent number: 11055528
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing an internal digital encoding as an overlay of a data element on a resource distribution instrument for blank space correction. The invention identifies a type of resource distribution instrument with blank space or faded spaces and queue it for encoding. In this way, the encoding may be a layer for a user to view the data element to confirm the resource associated with the resource distribution instrument. The encoding may be embedded into the resource distribution instrument and removable upon external transmission.
    Type: Grant
    Filed: June 6, 2019
    Date of Patent: July 6, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Eric Dryer, Brendan Patrick Spencer Murphy
  • Publication number: 20210082042
    Abstract: Systems, method, apparatuses, and software are described for automatically detecting defects in financial transactions, automatically determining resolutions to the defects based on historical defect patterns, an interacting with customers to provide information and/or receive instructions regarding defects and how they should be resolved.
    Type: Application
    Filed: November 30, 2020
    Publication date: March 18, 2021
    Inventors: Shiva-Sanjay Bhakta, Jeffrey R. Goertz, Kerry Michelle Cantley, Eric Dryer, James W. Stark, III, Mike Stoll, Tim Gauvin, Geoffrey R. Williams, Krishna Kota
  • Publication number: 20200387703
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing an internal digital encoding as an overlay of a data element on a resource distribution instrument for white space correction. The invention identifies a type of resource distribution instrument with white space or insufficiencies and queue it for encoding. In this way, the encoding may be a layer for a user to view the data element to confirm the resource associated with the resource distribution instrument. The encoding may be embedded into the resource distribution instrument and removable upon external transmission.
    Type: Application
    Filed: June 6, 2019
    Publication date: December 10, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Eric Dryer, Brendan Patrick Spencer Murphy
  • Patent number: 10853875
    Abstract: Systems, method, apparatuses, and software are described for automatically detecting defects in financial transactions, automatically determining resolutions to the defects based on historical defect patterns, an interacting with customers to provide information and/or receive instructions regarding defects and how they should be resolved.
    Type: Grant
    Filed: September 21, 2018
    Date of Patent: December 1, 2020
    Assignee: Bank of America Corporation
    Inventors: Shiva-Sanjay Bhakta, Jeffrey R. Goertz, Kerry Michelle Cantley, Eric Dryer, James W. Stark, III, Mike Stoll, Tim Gauvin, Geoffrey R. Williams, Krishna Kota
  • Publication number: 20200356960
    Abstract: A system for performing secure maintenance on automated machines may include a maintenance management apparatus and an automated machine. The maintenance management apparatus is configured for scheduling the maintenance appointment for the automated machine, in response to scheduling the maintenance appointment and creating and communicating a maintenance security code to the automated machine. The automated machine is configured for receiving a request from a maintenance provider to initiate the maintenance appointment, validating the maintenance provider using the maintenance security code and providing access to a secure item storage unit, determining that the maintenance provider has completed the maintenance appointment, and communicating information associated with the maintenance appointment to the maintenance management apparatus and/or a computing device of the maintenance provider.
    Type: Application
    Filed: May 9, 2019
    Publication date: November 12, 2020
    Applicant: Bank of America Corporation
    Inventors: Eric Dryer, Jeffrey R. Goertz, Douglas Scott Wilson, Carl Parziale, Michael Matthew Wisser, Edwin Andrew Wegleitner, Colleen Marie Powers, Gary L. Best, Jr., Jennifer Ann Raley
  • Publication number: 20200357248
    Abstract: A system for performing secure maintenance on automated machines may include a maintenance management apparatus and an automated machine. The maintenance management apparatus is configured for scheduling the maintenance appointment for the automated machine, in response to scheduling the maintenance appointment and creating and communicating a maintenance security code to the automated machine. The automated machine is configured for receiving a request from a maintenance provider to initiate the maintenance appointment, validating the maintenance provider using the maintenance security code and providing access to a secure item storage unit, determining that the maintenance provider has completed the maintenance appointment, and communicating information associated with the maintenance appointment to the maintenance management apparatus and/or a computing device of the maintenance provider.
    Type: Application
    Filed: May 9, 2019
    Publication date: November 12, 2020
    Applicant: Bank of America Corporation
    Inventors: Eric Dryer, Jeffrey R. Goertz, Douglas Scott Wilson, Carl Parziale, Michael Matthew Wisser, Edwin Andrew Wegleitner, Colleen Marie Powers, Gary L. Best, JR., Jennifer Ann Raley
  • Publication number: 20200356961
    Abstract: A system for performing secure maintenance on automated machines may include a maintenance management apparatus and an automated machine. The maintenance management apparatus is configured for scheduling the maintenance appointment for the automated machine, in response to scheduling the maintenance appointment and creating and communicating a maintenance security code to the automated machine. The automated machine is configured for receiving a request from a maintenance provider to initiate the maintenance appointment, validating the maintenance provider using the maintenance security code and providing access to a secure item storage unit, determining that the maintenance provider has completed the maintenance appointment, and communicating information associated with the maintenance appointment to the maintenance management apparatus and/or a computing device of the maintenance provider.
    Type: Application
    Filed: May 9, 2019
    Publication date: November 12, 2020
    Applicant: Bank of America Corporation
    Inventors: Eric Dryer, Jeffrey R. Goertz, Douglas Scott Wilson, Carl Parziale, Michael Matthew Wisser, Edwin Andrew Wegleitner, Colleen Marie Powers, Gary L. Best, Jr., Jennifer Ann Raley
  • Publication number: 20200356959
    Abstract: A system for performing secure maintenance on automated machines may include a maintenance management apparatus and an automated machine. The maintenance management apparatus is configured for scheduling the maintenance appointment for the automated machine, in response to scheduling the maintenance appointment and creating and communicating a maintenance security code to the automated machine. The automated machine is configured for receiving a request from a maintenance provider to initiate the maintenance appointment, validating the maintenance provider using the maintenance security code and providing access to a secure item storage unit, determining that the maintenance provider has completed the maintenance appointment, and communicating information associated with the maintenance appointment to the maintenance management apparatus and/or a computing device of the maintenance provider.
    Type: Application
    Filed: May 9, 2019
    Publication date: November 12, 2020
    Applicant: Bank of America Corporation
    Inventors: Eric Dryer, Jeffrey R. Goertz, Douglas Scott Wilson, Carl Parziale, Michael Matthew Wisser, Edwin Andrew Wegleitner, Colleen Marie Powers, Gary L. Best, Jr., Jennifer Ann Raley