Abstract: The present system provides a method to automatically collect and consolidate transaction information into a single database that can be accessed by a user. The system provides a unique identifier or authorization from a user and whenever that user executes a transaction of any type, whether on-line, in person, with a credit or debit card, or via cash, the particulars of the transaction are recorded and provided to a central database associated with the user so that an automatic history of that user's transactions is recorded.

Abstract: The present system provides a method for exchanging contact information that can be accomplished easily using a telephone or SMS texting device. A first user maintains a database of contact information at a repository. Upon meeting a second person, the first person gives a unique ID to the second person, who texts the unique ID to a SMS text address of the repository. The repository responds by (a) providing a return text to the second person with the contact information of the first person, which can be automatically added to a contact database of the second person, and/or (b) initiates a phone call to the second person with a pre-recorded message from the first person providing the contact information. In one embodiment, the follow up phone call includes advertising and/or an opt-in offer.

Abstract: A system and method for utilizing point of sale data to target individuals with invitations for magazine subscriptions. A consumer receives an invitation for a magazine subscription and can purchase a magazine subscription in a retail store. When the consumer purchases a subscription at a retail store, they receive a cash incentive redeemable at the store. Consumers are made offers depending on selecting criteria including purchasing a magazine or being in the top percentage of spenders.