Patents by Inventor Eric John Farraro

Eric John Farraro has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CREDIT PREAUTHORIZATION ON USER DEVICE DETECTION SYSTEMS AND METHODS
    Publication number: 20160078427
    Abstract: There is provided systems and method for credit preauthorization on user device detection. The methods include receiving merchant information and user information, wherein the user information is received after a user device corresponding to the user information is determined to be in a geographic area corresponding to the merchant information, determining a credit preauthorization amount based on the user information, and transmitting the credit preauthorization amount to a merchant device corresponding to the merchant information.
    Type: Application
    Filed: November 25, 2015
    Publication date: March 17, 2016
    Inventors: Nate Lee Lyman, Roy Leon Camp, Eric John Farraro, John Richard Tapley
  • CREDIT PREAUTHORIZATION ON USER DEVICE DETECTION SYSTEMS AND METHODS
    Publication number: 20150051977
    Abstract: There is provided systems and method for credit preauthorization on user device detection. The methods include receiving merchant information and user information, wherein the user information is received after a user device corresponding to the user information is determined to be in a geographic area corresponding to the merchant information, determining a credit preauthorization amount based on the user information, and transmitting the credit preauthorization amount to a merchant device corresponding to the merchant information.
    Type: Application
    Filed: August 15, 2013
    Publication date: February 19, 2015
    Inventors: Nate Lee Lyman, Roy Leon Camp, Eric John Farraro, John Richard Tapley